What is the best guaranteed issue life insurance?

No single guaranteed issue policy is best for every buyer; policies differ mainly in price, coverage limits, and age eligibility. Coverage typically tops out at $25,000 to $50,000, premiums run higher than medically underwritten policies, and most include a graded death benefit during the first two to three years. Approval is automatic for applicants who meet the insurer's age requirements, because no medical exam or health questions are used.