What is the best term life insurance with no health questions?

Term life insurance with no health questions generally is not available. No-exam term policies still ask health questions and review records such as prescription history before approving coverage. Policies that ask no health questions are guaranteed issue, and those are usually small whole life policies, often in the $5,000 to $25,000 range, with a graded death benefit of two to three years rather than immediate full coverage.