What is the insurance license exam, and how do I take it?

The insurance license exam is the written test each state requires of resident producer applicants, covering the lines of authority applied for, producer duties, and state insurance laws and regulations. Most states contract with a testing vendor such as Pearson VUE or PSI Services, and you register through that vendor's website. Delivery varies by state: some offer test centers only, while others allow online proctored exams. After passing, wait at least 48 hours before submitting your license application so results can be processed.

Alabama's insurance license exams are administered by the University of Alabama at test sites in Birmingham, Huntsville, Mobile, Montgomery, and Tuscaloosa, or online through remote proctoring. You must register and pay at least 7 days in advance, online or by calling (205) 348-3000; single-line producer exams cost $50, and combined producer, adjuster, and title exams cost $75. A passing score is 70%, and unanswered questions count as incorrect.

Alaska's insurance licensing exams are developed and administered by Pearson VUE under contract with the state Division of Insurance. You schedule, reschedule, or cancel online at pearsonvue.com, and you pay an $89 exam fee at reservation. Each major lines exam has two parts: a general portion covering product knowledge and a state portion covering Alaska insurance law. You need a scaled score of 70 to pass, and test centers operate in Anchorage, Fairbanks, Juneau, and nine other Alaska cities, with online testing available through OnVUE.

The Arizona insurance license exam is the test the state uses to confirm you know insurance fundamentals and Arizona insurance law before licensing you. PSI Services LLC administers it, and you register online through PSI's Arizona portal or by phone at 877-215-7924. You can test at Arizona test centers or through remote online proctoring. You need 70% correct to pass, and you must submit your license application within one year of passing.

The insurance license exam is the state test an applicant must pass to become an Arkansas producer or adjuster. PSI Services administers it as a closed-book, computer-based exam at test centers or online with a live proctor; producer exams cost $50 and adjuster exams cost $40. Arkansas requires a NIPR application and a cleared background check first, and once the Arkansas Insurance Department approves the application, PSI sends an email confirmation. You must score 70% to pass.

California resident applicants must pass the qualifying license exam before submitting the license application. PSI Services LLC administers the exams, and you schedule online or by phone at (833) 518-7456; exams are offered at PSI test centers statewide and online with remote proctoring. Registration costs $98, which includes CDI's $55 exam fee plus a $43 PSI convenience fee. A passed exam is valid for one year, and producer exams require a 60% score to pass.

The Colorado insurance licensing exam is the Pearson VUE exam the Division of Insurance requires for major lines such as Life, Property, and Casualty. You can take it at a Pearson VUE test center or online through Pearson's OnVUE platform, which requires a computer with a webcam, a reliable internet connection, and a quiet room. The fee is $41, and one session fee covers up to two exams. Reserve online at least 24 hours ahead; walk-ins are not accepted.

The Connecticut insurance license exam is a multiple-choice test administered by Pearson VUE at physical test centers; the state discontinued online exams on August 1, 2025. You must reserve at least 24 hours in advance through the Pearson website or by phone, and the passing score is 70% on all exams except Surety Bail Bonds, which requires 80%. First-time producer candidates must present a pre-licensing education certificate at the test center.

The Delaware insurance licensing exam is the Pearson VUE exam each applicant must pass for their line of authority, and it costs $90 per exam. You schedule online or by phone at 800-274-0455 at least 24 hours in advance; walk-in examinations are not available. On exam day you must bring two forms of current signature ID and arrive 30 minutes before the test, and you leave with an official score report in hand.

The insurance license exam is the test DC requires before issuing a producer license, and Pearson VUE administers it. You must reserve online or by phone at least 24 hours ahead and pay the $75 fee at reservation. The required scaled passing score is 70, and after passing you may apply for your license at www.nipr.com starting 24 hours later, within 1 year of the exam.

Florida insurance license exams are administered by Pearson VUE, and candidates may schedule only at a physical test center; online proctoring is no longer available for new reservations. The fee is $44 per attempt, paid to Pearson VUE, with a limit of five attempts for the same exam type in a 12-month period. You schedule through a Pearson VUE account, bring a government-issued photo ID, and prepare with the free candidate handbook and content outlines Pearson VUE publishes. A passing score is valid for one year.

The Georgia insurance license exam is the multiple-choice test administered by Pearson VUE, and you must answer 70% of the questions correctly to pass. You must reserve at least 24 hours in advance at pearsonvue.com, pay the $67 fee by card at the time of reservation (fees are not accepted at the test center), and bring two forms of current signature identification. If you fail, you wait 14 days to retest after the first and second attempts, and 60 days after the third and later attempts. There is no limit on the number of attempts.

Idaho requires all residents seeking an insurance license to pass a licensing exam administered by Pearson VUE, the state's testing vendor. Each line of authority is its own test, and every exam costs $65. You schedule online through the Pearson VUE reservation tool or by phone, take the exam at testing centers across the state, or test remotely through OnVue. Exams are offered in English and Spanish.

Most Illinois producer candidates must pass two Pearson VUE exams per line of authority: a General exam on products and a State exam on Illinois law. Each exam costs $92, and ordering both exams for one line on the same order discounts the total to $92. Reserve at least 24 hours ahead, bring your pre-license course certificate to the test center, and plan on an in-person test center appointment, since online proctored exams ended January 17, 2025. The passing score is 70 on a 0-100 scale.

The insurance license exam is the state test Indiana requires before it will issue a producer license; Pearson VUE administers it on behalf of the Indiana Department of Insurance. You must reserve online at least 24 hours in advance, pay $69 for major-line exams (Life, Health, Life & Health, P&C, Personal Lines) or $50 for others, and bring a government-issued photo ID plus your course completion certificate. A score of 70% passes, and you must wait 48 hours before retaking a failed exam.

The insurance license exam is the state test a producer must pass before applying for a license. In Iowa, Pearson VUE administers every insurance licensing exam for $44 each, and you must reserve at least 24 hours ahead at the Pearson VUE website or by phone at 877-540-5825. You can test at a Pearson VUE center or online through OnVUE remote proctoring. Passing results are valid for 90 days, so you must apply for the license within that window.

The Kansas insurance licensing exam is administered by Pearson VUE, and you can schedule it online at the Pearson VUE website or by phone at 888-204-6255. Single-line and limited-line exams cost $57 and combination exams cost $64, and the passing score for every Kansas insurance exam is 70%. Scores are valid for 2 years, and Kansas requires no prelicensing education, so you may take the exam before or after you apply. Candidates who fail must wait at least seven calendar days before retaking, with no limit on attempts.

The Kentucky insurance license exam is the state-written test required for most lines of authority, with a 70% passing score. You must have a scheduled appointment; walk-ins are not accepted, and you schedule exams, retakes, and rescheduling through a Kentucky Department of Insurance eServices account after your application is processed. The $50 fee applies to each exam, retake, and failure to appear, and you may test an unlimited number of times within a 120-day window.

The Louisiana insurance license exam is the state test administered by PSI, the Louisiana Department of Insurance's examination vendor, at testing centers in Louisiana and other states; remote testing ended July 8, 2024. A passing score is at least 70%, and the score is displayed on screen when you finish. You schedule through the PSI website or by phone, and exam scores remain valid for 12 months.

The Maryland insurance license exam is a computer-based, multiple-choice test administered by Prometric that you must pass before applying for a producer license in most lines. As of October 2026, every exam costs $65, and you must score 70% or higher to pass, with immediate results. Schedule online or by phone at 1-800-610-1174, at a test center or remotely; if you fail, you must wait 4 days before retaking.

The Massachusetts Division of Insurance licensing exam is the test required for each line of authority, and Pearson administers all of them. Register online or by phone at least 48 hours before your test date; walk-ins are not accepted, and every exam is taken in person at an authorized Pearson test center. The fee is $37 for each producer line exam, paid at reservation, and you pass with a scaled score of 70.

The Michigan insurance license exam is the state test you must pass for each line of authority you seek. PSI Services LLC administers the exams under contract with the Department of Insurance and Financial Services (DIFS), and most producer exams require pre-licensing education first. You schedule online at PSI's test-takers website or by phone at 855-579-4639, and the fee is $41 per exam. As of June 10, 2025, exams are available only in person at PSI testing locations, because DIFS discontinued remote proctored testing.

The Minnesota insurance licensing exam is a computer-based test covering your line of authority. PSI administers it at testing centers in Minnesota and by remote proctoring; you schedule online or by calling PSI at 866-395-1006. Producer exams cost $45 and adjuster exams cost $25, and you need 70% correct to pass. You must finish the required prelicensing education first, because testing before completing it voids your results even if you pass.

The Mississippi insurance licensing exams are administered by Pearson VUE, whose content outlines govern the producer, adjuster, and bail agent tests. Question counts vary by exam: the Life exam has 60 scored questions plus 15 pretest, the combined Property and Casualty exam has 90 scored plus 10 pretest, the combined Life, Accident and Health exam has 115 scored plus 10 pretest, and the bail agent exam has 60 scored questions. Complete the required prelicensing education for your line before testing.

The Missouri insurance license exam is a computer-based test administered by Pearson VUE, with a separate exam for each line of authority (for example, exam code 55 covers Property and Casualty). You must reserve an appointment and pay the exam fee online or by phone at least 24 hours ahead, and since May 7, 2025, exams are given only in person at Pearson VUE test centers. The scaled passing score is 70, and if you fail, you must wait one day before scheduling a retest.

The insurance license exam is the written exam Montana requires for producer, adjuster, and consultant licenses, and Pearson VUE administers it for the state. Each exam costs $65, paid by credit card, debit card, or voucher at the time of reservation, and the passing score is 75. You reserve online at least 24 hours in advance, bring two forms of current signature identification, and can test at a Pearson VUE center or online through OnVUE proctoring.

The exam is the written test Nebraska requires before it will issue a resident insurance license, administered by PSI Services LLC at computer testing centers in Nebraska and across the US. Register with PSI and pay the fee ($43 for single-line exams, $47 for combined exams), then pass with a score of at least 70%. Effective March 16, 2026, remote proctored testing is no longer offered, so you must test in person. Exams have open eligibility: there is no limit on attempts and no waiting period between them.

The Nevada insurance license exam is the state test that Pearson VUE administers at test centers or online through OnVUE proctoring. Each exam has a general knowledge section and a Nevada-specific section that produce a single score, and failing one section means retaking the entire exam. You must reserve at least 24 hours ahead at pearsonvue.com/nv/insurance or by phone at 800-274-2609; walk-in testing is not available. The fee is $37 for single-line exams, $47 for the Life/Health and Property/Casualty combos, and the passing score is 70 scaled, except Bail at 67%.

The New Hampshire insurance license exam is a formal written test that resident producers and adjusters must pass before applying for a license. PSI administers the exams; you register online at test-takers.psiexams.com/nhins or by phone at (855) 340-3713. Tests are given at PSI centers in Concord, Keene, Nashua, Newington, and Portsmouth, and most exams are also offered through remote proctoring. Exam fees run from $59 to $72 depending on the line, are non-refundable, and stay valid for one year from the date of payment.

The licensing exam is a multiple-choice test that PSI Services LLC administers under contract with the New Jersey Department of Banking and Insurance (DOBI); it typically lasts 2-3 hours and requires a 70% minimum score to pass. You schedule through PSI's New Jersey site or at 1-800-733-9267 and can test at a New Jersey center or by remote proctoring. The fee is $38 per examination, and you must present a prelicensing course completion certificate or a DOBI waiver at check-in.

The New Mexico insurance license exam is the state test each producer and adjuster applicant must pass to be licensed, administered by PSI under contract with the Office of Superintendent of Insurance. You must get 70% correct to pass, the exam fee is $75, and you get up to four attempts before a six-month waiting period applies. You can schedule online or by calling 855-560-3714, and testing is available at centers in Albuquerque, Farmington, Las Cruces, Roswell, and Santa Fe, or through remote online proctoring.

The insurance license exam is the state test New York requires for each line of authority, administered by PSI Services at computer test centers across the state or by remote proctoring. You must answer 70% of the questions correctly to pass, and the fee is $40, which is non-refundable. To take it, complete any required prelicensing education first, then schedule with PSI. Scores are valid for 2 years, and you must apply for the license within that window.

The insurance license exam is the state licensing test administered by Pearson VUE, with a fee of $45 for each attempt. You must first submit a license application and pay all fees at NIPR, then wait for an email authorization from Pearson VUE, which is usually sent within 24 to 48 hours. Schedule the exam online or by phone at least 24 hours before your desired date; walk-in exams are not available. A scaled score of 70 out of 100 is required to pass.

The North Dakota insurance license exam is the state licensing test administered by PSI Services LLC, offered at computer testing centers in the state or through remote proctoring. Schedule online at test-takers.psiexams.com/ndins or by phone at (855) 340-3905, and arrive 30 minutes early with one government-issued photo ID. Most exams, including Property and Casualty, cost $64, allow 150 minutes, and require a 70% score to pass.

The Ohio insurance license exam is a computer-based, multiple-choice test administered by PSI Services LLC at its testing centers; remote proctoring ended on March 13, 2026, so exams are in person only. The fee is $49 per sitting, the minimum passing score is 70%, and you must present your pre-licensing course completion certificate at the test center. You can schedule online at least 24 hours before your desired exam date or by phone at (855) 807-3995.

The insurance license exam is the state test you must pass before Oklahoma will issue a producer or adjuster license. PSI Services LLC administers it at computer testing centers in Oklahoma and nationwide, plus by remote proctoring. You schedule by phone at 833-333-4754 and should allow a 3-week window to find a seat. The producer exam costs $38 per line, you need 70% correct to pass, and you can retake it, though not on the same day.

The Oregon insurance license exam is the state licensing test administered by PSI Services LLC at computer test centers in Oregon and through remote proctoring. You must hold a valid prelicensing Certificate of Completion before scheduling, and the fee is $45 for a single-line exam or $55 for a combined test. You must answer 70% of the questions correctly to pass, or 80% on the Crop Insurance Adjuster exam.

Pennsylvania's insurance licensing exams are multiple-choice tests administered by PSI under contract with the Pennsylvania Insurance Department; a minimum score of 70% is required to pass. To take one, register through PSI's Pennsylvania exam site or call 888-818-5822. Exams are offered at test centers across the state and through remote proctoring. Single-line exams cost $45, and the combination exams (Life, Accident and Health; Property and Casualty) cost $55.

The Rhode Island insurance license exam is the state licensing test administered by Pearson VUE under contract with the Department of Business Regulation. Most licenses require a passing score of 70 on a 0-100 scaled score. Reserve a seat online at Pearson VUE's Rhode Island insurance page or by phone at (800) 274-3739 at least 24 hours before the test date, and pay the $80 fee at reservation by credit card, debit card, or voucher. Bring a government-issued photo ID and a second signed ID.

In South Carolina, the insurance license exam is the state test you must pass before applying for a producer license. Pearson VUE administers the exams, either in person at a test center or online through OnVUE remote proctoring, for a fee of $59 per exam. You can register online through Pearson VUE or by phone at 877-759-5226, at least 48 hours in advance for online reservations. A score of 70 on a 0-100 scale passes, and you can apply for the license through the National Insurance Producer Registry (NIPR) 48 hours after passing.

The licensing exam is a written test South Dakota requires of resident producer applicants, covering the lines of authority applied for, the duties and responsibilities of an insurance producer, and South Dakota insurance law (SDCL 58-30-145). First-time licensees must pass an exam for each line of authority they wish to sell. The Division of Insurance has contracted with Pearson VUE to conduct examinations since January 1, 2018, and candidates schedule the exam through Pearson VUE.

The insurance license exam is the written test Tennessee requires for each line of authority you want to sell, administered by Pearson VUE with a national section and a Tennessee-specific section. You schedule and pay online at home.pearsonvue.com/tn/insurance or by phone at (800) 274-4957. As of October 2026, a single-line exam costs $55 and a combination exam, such as Property and Casualty, costs $80. You must score 70% to pass, and you must wait 48 hours after the exam before submitting your license application at NIPR.

The insurance license exam is the state test administered by Pearson VUE for each Texas license type. You schedule online at pearsonvue.com or by phone at 888-754-7667, and take the exam in person at a Pearson VUE test center (Spanish-language versions are available). Most major-lines exams have two parts: a general section on insurance products and a state section on Texas law. You must pass before applying for the license, and exam scores are valid for 12 months.

The insurance license exam is the test the Utah Insurance Department requires before issuing a producer or adjuster license, and Prometric administers it under state contract. Utah requires no pre-licensing course, so you can register with Prometric online or by phone at 888-226-8740 and choose a Prometric test center or remote proctoring. A single-line exam costs $32, and a combined exam costs $44, with results shown on screen immediately after you finish.

Vermont's insurance license exams are administered by Prometric, the state's contracted exam vendor. You register online, by phone at 800-868-6113, or by fax or mail, and exam fees range from $52 to $67.60 depending on the series. You can test at any Prometric test center in the United States or by remote proctoring, and Prometric offers free practice exams. Exam scores are valid for 2 years.

Virginia's insurance license exams are administered by Prometric on behalf of the Bureau of Insurance. You register and schedule online at prometric.com/virginia/insurance, by phone at 866-891-6396, or by fax or mail, and pay a $35 exam fee. You can take the exam at any Prometric test center in the United States or from home through Prometric's remote proctoring service. Bring two forms of current ID, and note that your registration expires if you do not test within 90 calendar days.

The insurance license exam is a written test covering the lines of authority you apply for, the duties of a producer or adjuster, and Washington insurance law. PSI Services LLC administers it at 10 Washington test centers or by remote proctoring, and you can schedule by calling 800-733-9267. You must score at least 70% to pass. The exam fee is $38 for a single-line exam and $55 for the combined Life and Disability or Property and Casualty exams.

The West Virginia insurance licensing exam is the state test you must pass before the Offices of the Insurance Commissioner (OIC) will issue a producer license. Pearson VUE administers all exams in person; you register at least 24 hours in advance online or at 800-274-2614 and pay the $84 fee when you reserve. For major lines, bring a paper copy of your pre-licensing course completion certificate and two forms of signature identification.

The Wisconsin insurance licensing exam is the state test required for most lines of authority, administered by PSI Services LLC, with a passing score of 70%. You register online at test-takers.psiexams.com/wiins or by phone at 888-818-5805; the fee is $75 per exam ($50 for the public adjuster exam). Bring two forms of valid identification and your prelicensing course completion certificate to the test center. Exam scores are valid for 180 days.

The insurance license exam is the written test Wyoming requires before you can apply for a resident producer license, taken for the lines of authority you want to sell. You schedule it through the state's testing vendor, Pearson VUE. Exemptions exist only for producers already licensed in another state who apply within 90 days of a license cancellation or within 90 days of moving to Wyoming.