What is the property and casualty insurance license exam, and how do I take it?

The property and casualty exam is the state licensing test required to sell P&C insurance such as home, auto, and commercial coverage; it covers general insurance principles plus your state's insurance law. Prelicensing hours range from none (Texas) to 200 (Florida's general lines course). Most states require a 70% passing score, though California producer exams pass at 60%. Schedule through your state's exam vendor, usually Pearson VUE or PSI, then apply with your fingerprints and the fee after passing.

The Arkansas Property/Casualty exam is a single combined exam covering both lines, with a $50 fee and 3.5 hours of working time; you need 70% correct to pass. Arkansas is an application-first state: you submit the resident licensing application through NIPR, complete the criminal background check, and then receive an Authorization to Test from PSI, which typically takes 2-5 days. You must pass within 90 days of the original approval-to-test date, with up to 3 attempts in that window; after a third failure or 90 days, you wait 4 weeks and repeat the application process.

The property and casualty exam is the combined qualifying exam for the Property Broker-Agent and Casualty Broker-Agent licenses: 150 questions in 195 minutes, with a 60% passing score. PSI Services LLC administers it at test centers statewide, at CDI's Los Angeles test center, and by remote online proctoring; schedule online or by phone at (833) 518-7456. The CDI exam fee is $55, and PSI adds a $43 convenience fee.

The Property and Casualty exam is the Pearson VUE licensing exam covering both major lines; the combined version has 125 scored questions plus 10 pretest questions, with 2.5 hours allowed. To take it, complete the 16-hour combined prelicensing course (8 hours Property plus 8 hours Casualty), reserve at least 24 hours ahead through Pearson VUE, pay the $67 exam fee at reservation, and bring two forms of ID. You must answer 70% of questions correctly to pass, and you must apply for both Property and Casualty, since Georgia does not license just one of the two.

The Idaho property and casualty exams are the state licensing tests for those two lines of authority: the Property exam (105 minutes, 68 scored questions) and the Casualty exam (105 minutes, 70 scored questions), each costing $65. Each line is its own separate test, administered by Pearson VUE at Idaho testing centers or remotely through OnVue. You register through Pearson VUE's online reservation tool, and if you hold both Property and Casualty lines, you are not required to test for the Surety line.

The P&C path requires 20 hours of pre-licensing education per line (40 combined), then two Pearson VUE exams per line: a General and a State section. Property General allows 75 minutes for 50 scored questions, Property State 50 minutes for 30, Casualty General 75 minutes for 50, and Casualty State 55 minutes for 37. Each exam costs $92, the passing score is 70, and the General and State exams for a line must both be passed within 90 days. Exams are taken in person at a Pearson VUE test center, reserved at least 24 hours in advance.

The Property and Casualty exams are the two Iowa licensing exams for those lines of authority, administered by Pearson VUE. Each costs $44, lasts 2 hours, and covers a general insurance section plus an Iowa-specific law section. The Property exam has 81 scored questions (91 total including pretest); the Casualty exam has 83 scored questions (93 total). Register online at Pearson VUE or call 877-540-5825 at least 24 hours before your desired exam date.

It is the Mississippi licensing test for property and casualty producers, built on the Pearson VUE content outline. The combined exam has 90 scored questions plus 10 pretest questions covering property policies, casualty policies, insurance terms, policy provisions, and Mississippi property and casualty law. Before testing, complete 20 hours of approved prelicensing education for each line of authority, Property and Casualty.

It is the state licensing test for the property and casualty lines of authority, administered by PSI at its test centers. You can take separate Property and Casualty exams at $43 each or one combined exam for $47; all require a 70% score. Register through PSI and bring a government-issued photo ID. Remote proctored testing ended on March 16, 2026, so exams are in person only, and there is no limit on attempts.

Nevada's property and casualty exams are administered by Pearson VUE. You can reserve a seat at pearsonvue.com/nv/insurance or by phone at 800-274-2609 at least 24 hours before the exam date; walk-in exams are not available. The Property exam has 82 scored questions and the Casualty exam has 89, or you can take the combined exam for $47 (single-line exams cost $37). A scaled score of 70 passes, and you must present two forms of current signature ID, one a government-issued photo ID matching your registration name.

The property and casualty (P&C) producer exam is New Hampshire's licensing test for the P&C line of authority, covering insurance fundamentals and New Hampshire insurance law. The exam (series 12-64) costs $72 and is administered by PSI; you can register at test-takers.psiexams.com/nhins or by phone at (855) 340-3713. In-person testing is available in Concord, Keene, Nashua, Newington, and Portsmouth, and remote proctoring is offered for the P&C exam.

The property and casualty exam is New Jersey's state licensing test, given by PSI Services LLC as two separate multiple-choice exams, one for Property and one for Casualty, each requiring a 70% score to pass. To take either one, complete 20 hours of state-approved prelicensing education for that line, then register with PSI; the fee is $38 per exam. After passing, complete Live Scan fingerprinting ($66.05) and apply through NIPR for $170 in state fees.

The property and casualty exam is the state licensing exam that PSI administers for New Mexico's Property (series 18-28), Casualty (18-29), and combined Property and Casualty (18-31) producer lines. The fee is $75 per exam, you must score at least 70% to pass, and you get up to 4 attempts before a 6-month waiting period applies. Schedule online or call 855-560-3714; testing is available in person in Albuquerque, Farmington, Las Cruces, Roswell, and Santa Fe, or through remote online proctoring.

The property and casualty licensing exam is the New York test you must pass to obtain a P&C agent or broker license, and PSI Services administers it at computer test centers and by remote proctoring. The exam has 150 questions, lasts 2.5 hours, requires 70% correct to pass, and costs $40. You register with PSI, and you must submit your license application within 2 years of passing.

The Property & Casualty exam is the Oklahoma Insurance Department's licensing test, delivered by PSI Services LLC, with 150 scored questions plus unscored items, a 150-minute time limit, and a 70% passing score. To take it, schedule with PSI at 833-333-4754; the fee is $38, and candidates should allow a 3-week window to find an exam seat. After passing, wait 3 business days before applying online through NIPR; exam scores stay valid for 2 years.

The Property and Casualty exam (16-06) is Pennsylvania's combined licensing exam for both lines; single-line Property (16-04) and Casualty (16-05) exams are also available. Each exam is multiple choice, requires a 70% score to pass, and costs $45 for a single line or $55 for the combination. You schedule through PSI at 888-818-5822 or the PSI Pennsylvania site; the exam is offered at test centers statewide and through remote proctoring, and there is no limit on retakes (each retake requires the full fee again, with at least a 24-hour wait before rescheduling).

The Rhode Island P&C exam is two separate producer exams, Property and Casualty, taken at a Pearson VUE test center, and first-time P&C candidates must register for both. Each exam costs $80, has a passing score of 70, and combines a general section with a state section (76 scoreable questions for Property, 82 for Casualty). Reserve online or by phone at least 24 hours ahead; fees are non-refundable, and 48 hours' notice is required to change or cancel without forfeiting the fee. Scores are valid for 12 months, and results post to NIPR in 3-5 days, which you must wait out before applying.

The property and casualty exam is the written licensing test a resident applicant must pass to sell property and casualty insurance in South Dakota. It covers the lines of authority applied for, the duties and responsibilities of an insurance producer, and South Dakota insurance law. The Division of Insurance contracts with Pearson VUE to conduct examinations, and first-time licensees take an exam for each line they wish to sell. No pre-licensing education is required before sitting for the exam.

The property and casualty exams are the Tennessee licensing exams for those lines of authority, administered by Pearson VUE. You must complete 20 hours of pre-licensing education per line, then schedule at home.pearsonvue.com/tn/insurance or by phone at (800) 274-4957. Each exam requires a 70% minimum passing score. The fee is $55 for a single line or $80 for the combined Property and Casualty exam, and a separate exam is required for each line. After passing, wait 48 hours before submitting your application through the National Insurance Producer Registry (NIPR).

The property and casualty exam is the state licensing test for the Texas General Lines Property and Casualty license. Pearson VUE administers it: 130 scoreable questions (100 on general insurance knowledge plus 30 on Texas law) in 150 minutes, with a $49 exam fee per the October 2024 candidate handbook. You schedule online at pearsonvue.com or by phone at 888-754-7667, and you must apply for the license within one year of passing.

It is the Prometric-administered licensing test for property and casualty lines. Property (17-22) and Casualty (17-23) are each 100 questions over 2 hours, or you can take the combined P&C exam (17-04) with 150 questions over 2.5 hours. Register and pay at prometric.com/utah/insurance or by phone at 888-226-8740; fees are $32 for a single-line exam and $44 for the combined exam. You may test at any Prometric center in the United States or remotely through Prometric's ProProctor service, and results appear on screen immediately.

The Vermont Producer's Property and Casualty exam is Prometric Series 14-31: 150 scored questions plus 5 unscored items, with a 2.5-hour time limit, covering topics such as homeowners (17%) and auto insurance (21%). The exam fee is $67.60. You can register at prometric.com/vermont/insurance or by phone at 800-868-6113, and take the exam at any Prometric test center in the U.S. or by remote proctoring.

The Property and Casualty exam (Series 11-03) is the state licensing test covering insurance regulation, general insurance, property and casualty basics, dwelling, homeowners, and auto policies, commercial lines, and Virginia law. It has 135 scored questions plus 10 unscored pretest questions and a 2.5-hour time limit. You register through Prometric online or by phone and pay a $35 exam fee; registration stays valid for 90 days. You may test at any Prometric center in the United States or remotely through ProProctor.

The property and casualty exam is the Washington licensing test for those two lines of authority, administered by PSI Services LLC at its test centers or by remote testing. Each single-line exam costs $38 and has 100 questions in 150 minutes; the combined Property and Casualty exam costs $55 and has 150 questions in 195 minutes. You must score at least 70% to pass, and you can schedule through PSI at 800-733-9267.

The property and casualty exam is the Pearson VUE test West Virginia requires for a Property, Casualty, or combined Property & Casualty producer license. Property and Casualty can be taken as separate exams (90 questions, 120 minutes each) or as one combined exam (150 questions, 210 minutes), with a passing score of 70. Reserve at least 24 hours ahead at the Pearson VUE website or 800-274-2614 and pay the $84 fee at reservation; walk-ins are not available. On exam day, bring a paper pre-licensing Course Completion Certificate and two forms of signature ID.

The Wisconsin property and casualty exams are two separate licensing exams administered by PSI; candidates register at test-takers.psiexams.com/wiins or by phone at 888-818-5805. The property exam is series 22-05 and the casualty exam is series 22-07, each with a $75 fee, and a score of 70% is required to pass. Before testing, complete 20 hours of prelicensing education per line and make a fingerprint reservation with Fieldprint. Pass scores are valid for 180 days, so you must apply for your license within that window or retake the exam.