What types of questions are on the life insurance exam?

The life insurance licensing exam tests general insurance concepts, life policy types, riders and options, annuities, tax treatment, and the state's own insurance laws and regulations. Most states split the exam into a national general section and a state-specific section, and many include unscored pretest questions that do not count against your score. State exam outlines, published by the regulator or its testing vendor, show how many questions fall in each section.