Where can I take life insurance continuing education courses?
Life insurance continuing education courses come from providers approved by your state insurance department, and each course must be approved for the license type you hold. Delivery formats vary by state: New York, for example, allows classroom, webinar, and self-directed study through Department of Financial Services-approved providers. Providers report your completions to the state, and New York requires the hours to be finished before the renewal application is submitted.
Alaska requires 24 continuing education hours per two-year renewal cycle, including at least 3 hours of insurance ethics, and your CE provider must submit completed hours directly to the Division of Insurance. A flood course meeting the federal NFIP training requirement counts toward Alaska CE. Producers who already completed the old four-hour annuity training must complete an additional one-hour course or a new four-hour annuity course.
Sources: Pearson VUE: Alaska insurance candidate handbook.
Continuing education courses come from providers approved by the California Department of Insurance, and you earn credit only for courses approved for the license type you hold. Life and Accident and Health licensees need 24 hours each two-year term, including 3 ethics hours with 1 hour on insurance fraud. Providers report your completions to the Department within 30 days.
Sources: CA Dept. of Insurance — Renewal Requirements (Personal Lines); Cal. Ins. Code 1749: Prelicensing education requirements by license type; Cal. Ins. Code Ch. 5 Art. 3: Licensing (1631-1651).
Life insurance continuing education in Delaware must come from providers approved by the Department of Insurance, and self-study courses can satisfy the full requirement. Resident producers complete 24 credit hours per biennium, including 3 ethics hours, due by the last day of February of even-numbered years. Up to 5 excess credits can carry into the next biennium as general credit.
Sources: Delaware DOI: Continuing Education Frequently Asked Questions (Regulation 504 as amended).
You take life insurance continuing education through providers approved by the Department of Insurance, Securities and Banking (DISB), and you can find approved courses and providers in the State-Based Systems (SBS) course look-up. Resident producers renewing a major line such as life must complete 24 credit hours every two years, including 3 credit hours in ethics. Excess hours do not carry forward to the next license period.
Sources: DC DISB: Continuing education FAQ (incl. exam prep and fingerprinting).
Florida life agents take continuing education through providers approved by the Florida Department of Financial Services. Life agents owe 24 hours every two years, due by the end of the licensee's birth month, and providers must report course completion to the department within 21 days. Keep copies of your certificates, but do not submit them unless the department requests it.
Sources: Florida DFS: continuing education requirements by license type.
Georgia tracks continuing education through Sircon.com/georgia, where you can view your CE transcript. Resident licensees with fewer than 20 years of service must complete 24 hours including 3 in ethics by the last day of their birth month every two years; beginning in 2026, licensees with more than 20 years of service complete 20 hours including 3 in ethics. Courses are taken through state-approved education providers.
Sources: Georgia OCI: Continuing education.
Resident producers holding a Life license must complete 24 hours of continuing education every two years, including at least 3 hours of ethics. Any course in the state CE course catalog is acceptable, and licensees are not limited to courses in their own line of authority. Producers who sell long-term care must also complete 8 hours of training before selling it and 4 hours every 24 months thereafter.
Sources: Idaho DOI: Individual producer license; Idaho DOI: Continuing education for licensees.
Illinois resident producers renewing a license that includes the Life line must complete 24 hours of continuing education every 2 years, including 3 hours of classroom or webinar ethics. CE courses come from providers on the state's approved list, searchable at statebasedsystems.com. Complete them early: providers have 10 days to report your results, the hours must appear on your record at least 10 business days before renewal, and you must be CE compliant 10 business days before your renewal date.
Sources: Illinois IDOI: How to renew your resident producer license (CE); Illinois IDOI: How to become a resident producer (Illinois insurance agent).
Life insurance continuing education must come from state-approved providers, and resident producers must earn 24 credits every two years, including a minimum of 3 credits in ethics. Providers report your credits electronically to DIFS within 30 days of completion, using your 7-digit System ID (license) number. Self-study CE is allowed, but the exam must be closed-book and monitored by a disinterested third party.
Sources: Michigan DIFS: Insurance continuing education FAQ.
Montana requires life producers to complete 24 approved continuing education hours every two years, including 3 hours of ethics and 1 hour of Montana legislative changes. Courses must come from providers approved by the state commission, and the provider reports your completion directly to the state. Because reporting can take up to 30 days, finish your courses at least 30 days before your license expires. You can find approved courses through the NAIC State Based Systems (SBS) course lookup.
Sources: Montana CSI: Producer, adjuster and consultant licensing.
Life insurance continuing education courses must be approved by the New Hampshire Insurance Department, which posts its approved course list and tracks credits through the National Association of Insurance Commissioners' State Based Systems. Providers report your completions to the system within 15 days of course completion, and it can take up to 72 hours for compliant status to appear. A course cannot be repeated for credit within the same compliance cycle.
Sources: New Hampshire NHID: Producers/adjusters FAQ; NIPR: New Hampshire resident individual renewal requirements.
Life insurance continuing education courses must come from a Department-approved provider and be approved for your license class. Formats include classroom, webinar, and self-study (online or textbook), with self-study requiring a final exam to receive credit. New York requires 15 credits per biennial renewal cycle, including at least 1 hour of insurance law, 1 hour of ethics and professionalism, and 1 hour of diversity, inclusion, and elimination of bias.
Sources: New York DFS: Continuing education requirements; New York DFS: Agents and brokers license renewal.
Continuing education courses in North Carolina are offered by providers approved through Prometric, the Department's continuing education administrator, which handles provider approval, course approval, and roster processing. Resident producers must complete their CE hours, including the mandatory ethics and flood hours, by their compliance date, which varies with the licensee's month and year of birth. Missing CE causes the license to expire, though you have 4 months from the compliance date to complete the hours and pay a $75 reinstatement fee.
Sources: North Carolina NCDOI: Continuing education for producers and adjusters; North Carolina NCDOI: Resident licensing requirements chart.
Continuing education courses must be filed and approved in North Dakota to count for credit, so only courses a provider has registered with the state qualify. Give your National Producer Number (NPN) to the course provider, because providers must submit credits electronically within 15 days of course completion. Resident producers in major lines need 24 credit hours per two-year period, including 3 ethics credits, and can view their transcript through the National Association of Insurance Commissioners (NAIC) State Based Systems (SBS).
Sources: North Dakota NDID: Apply for a resident producer license; North Dakota NDID: Continuing education FAQ for producers.
Rhode Island continuing education must come from providers and courses approved by the Department of Business Regulation Insurance Division. Providers register with the Department to offer approved courses. Teaching an approved course earns the same credit hours as taking it, and up to 12 excess credits can carry into the next renewal period, though the 3 hours of ethics must be earned within each two-year cycle.
Sources: 230-RICR-20-50-2: Continuing education for insurance producers.
Life and health continuing education courses must be certified in life and health, and a producer holding only those lines needs at least 10 CEC hours every two years, due the final day of the producer's birth month. The Division of Insurance tracks CE compliance and transcripts through State Based Systems (SBS). CE course exams require a score of 70% or greater to earn credit.
Sources: SDCL 58-2-29: Division of Insurance fee schedule; SDCL 58-30-145: Written examination required for resident applicants.
Take your CE from providers registered with the Texas Department of Insurance (TDI), because only TDI-certified courses count toward the requirement. Life insurance CE totals 24 hours every two years, including 3 hours of ethics, with at least half the hours classroom or classroom equivalent. Providers report completions electronically, and TDI recommends finishing at least 30 days before your license expires to allow reporting time.
Sources: Texas TDI: continuing education for agents and adjusters; Texas TDI: life agent license management (renewal); Texas TDI: general lines property and casualty license (apply).
Vermont's Department of Financial Regulation contracts with Prometric as its continuing education vendor, and Prometric partners with Sircon to provide online access to approved course information and CE credit checks. Producers can look up approved courses and track credit totals through that online system, and must keep original CE certificates for the current and most recently completed licensing periods.
Sources: Vermont DFR: Producer license; Prometric: Vermont insurance licensing information bulletin.
Life insurance continuing education in Wyoming must come from education providers approved by the Wyoming Department of Insurance, and credit is not given for unapproved classes or unregistered providers. The DOI has charged no CE fee since January 1, 2023, though providers set their own course fees. Resident producers need 24 hours per two-year licensing period, including 3 hours of ethics.
Sources: Wyoming DOI: producer licensing requirements, fees and FAQs.