Can I renew my MLO license online?
Yes. State-licensed mortgage loan originators renew online through the Nationwide Multistate Licensing System (NMLS) each year between November 1 and December 31. Renewal involves verifying your record, completing required continuing education, confirming your criminal background check and credit report are current, completing the attestation for each license, and paying renewal fees. If you miss the deadline, some states allow reinstatement through the end of February.
Yes. All renewal activity happens online through NMLS. The annual renewal window runs November 1 to December 31, when you submit the renewal request, complete the attestation, and pay the $75 Alabama renewal fee plus the $35 NMLS annual processing fee. Complete your 8 hours of continuing education before filing, because Alabama prevents MLOs who have not finished CE from submitting a renewal.
Sources: Alabama Banking Dept: SAFE Mortgage Licensing Act text (PDF) — Code of Ala. Title 5, Chapter 26; NMLS: Processing Fees; NMLS: Alabama state-specific PE and CE requirements for MLOs.
Yes. Alaska mortgage loan originators renew online through NMLS during the annual renewal window, which runs November 1 to December 31. Before submitting, you must complete 8 hours of continuing education, authorize a new credit report (a score of 600 or higher meets Alaska's standard), and clear any outstanding license items or unpaid fee invoices. A reinstatement period from January 1 through the end of February may be available if you miss the deadline.
Sources: NMLS: Alaska state-specific PE and CE requirements for MLOs (MLO Testing Handbook).
Yes. The commissioner may permit or require renewal filings through a multistate automated licensing system, and applications may be submitted electronically. Arkansas loan officers renew between November 1 and December 31, pay a $50 annual renewal fee, and must meet continuing education requirements, which cannot exceed eight credit hours per year. A late filing adds a $50 late fee.
Sources: Fair Mortgage Lending Act, Ark. Code 23-39-501 et seq., effective Aug 5, 2025 (ASD-published PDF).
Yes. Delaware MLO license renewals are filed online through NMLS. The renewal window opens November 1 each year, and Delaware renewal applications must be submitted no later than December 1. In NMLS, you submit the renewal request, complete the attestation, and pay the applicable fees.
Sources: 5 Del. C. Ch. 24: Mortgage Loan Originators (Delaware SAFE Act); 5 Del. Admin. Code § 2401-5.0: Fees (Regulation 2401).
Yes. You renew through NMLS during the annual renewal window from November 1 to December 31, submitting a renewal request, completing an attestation, and paying the applicable fees online. Most Hawaii fees, including the Mortgage Loan Recovery Fund fee, are payable through NMLS.
Sources: HRS 454F-22: Mortgage loan originator, MLOC, exempt sponsoring MLOC, nonprofit, and mortgage servicer company fees (DFI copy, amendments through 2014); HRS 454F-6: Pre-licensing and re-licensing; education of mortgage loan originators (DFI copy, amendments through 2014).
Yes. Idaho mortgage loan originator licenses are renewed online through the Nationwide Multistate Licensing System (NMLS) during the annual renewal window from November 1 to December 31. Any financial responsibility documents, such as credit report explanations, are also uploaded in NMLS on the individual form (MU2/MU4).
Sources: NMLS: Idaho state-specific PE and CE requirements for MLOs; Idaho DOF Guidance Statement 2020-01-CFB: financial responsibility/fitness of MLOs and key individuals.
Yes. You renew your Iowa mortgage loan originator license through NMLS, the online nationwide licensing system, by December 1 of the expiration year, submitting the renewal form with a $50 nonrefundable fee. Licenses expire on December 31, and renewals accepted after December 1 incur a late fee of $5 per day, up to $100.
Sources: Iowa Administrative Code 187—Chapter 19: Mortgage loan originators.
Yes. Kansas loan originator renewals are filed online through the NMLS. The national renewal window runs November 1 through December 31, but Kansas law requires a complete renewal application and the nonrefundable $100 renewal fee by December 1, and you are prohibited from applying to renew until your annual continuing education is complete.
Sources: NMLS (Nationwide Multistate Licensing System) Processing Fees schedule, nationwidelicensingsystem.org.
Yes. Louisiana mortgage loan originators renew online through the Nationwide Multistate Licensing System (NMLS), with the annual renewal window running November 1 to December 31. If you miss that window, you can still file a late renewal from January 1 through the end of February, but it adds a $50 late fee, and the license counts as expired from January 1 until the Office of Financial Institutions (OFI) approves the late filing.
Sources: La. R.S. 6:1088.3: Application for renewal of license; restriction; late renewal fees.
Yes. Minnesota mortgage loan originators renew online through the Nationwide Multistate Licensing System and Registry (NMLS), with the annual window running from November 1 to December 31. Licenses expire on December 31 and are renewable on January 1, and the state renewal fee is $50.
Sources: Minn. Stat. 58A.045: Term of license and fees.
Yes. Mississippi mortgage loan originators renew their licenses online through NMLS during the annual renewal window from November 1 through December 31. Renewal costs $150 plus a $1.00 EOC fee, and NMLS adds a $35 processing fee per loan originator license. If the renewal request and documents are not received by December 31, the renewal cost rises to $300.
Sources: Mississippi SB 2508 (2025), as sent to Governor: S.A.F.E. Mortgage Act amendments (full text of 81-18-9, -11, -14, -15, etc.); Mississippi DBCF: 2026 renewal period memo (October 30, 2025).
Yes. Missouri mortgage loan originator renewals are filed online through the Nationwide Multistate Licensing System and Registry (NMLS), in the annual window from November 1 to December 31. You must have active company sponsorship, 8 hours of continuing education including 1 Missouri-specific hour, and new credit and criminal background checks, or the renewal request is rejected.
Sources: RSMo 443.723: MLO continuing education requirements.
Yes. Nebraska requires all mortgage loan originator renewals to be filed through the Nationwide Multistate Licensing System & Registry (NMLS), which opens renewal functionality on or about November 1 each year. You must submit by December 31 with your continuing education complete, a new credit report authorization, and the renewal fee payment of $125 to the state plus the $35 NMLS processing fee.
Sources: Nebraska NDBF: MLO license maintenance, renewal and surrender FAQ (2021); NMLS: Processing Fees.
Yes. Nevada mortgage loan originators renew online through NMLS during the annual window from November 1 to December 31. You must finish the required 8 hours of continuing education before applying, because Nevada prohibits submitting a renewal application when CE is incomplete, and providers may take up to 7 days to report a completion. The state renewal fee is $50, plus the NMLS annual processing fee.
Sources: NMLS: Nevada state-specific PE and CE requirements for MLOs; Nevada MLD: fee schedule.
Yes, Oklahoma MLO licenses renew online through NMLS. The renewal window runs November 1 to December 31, but Oklahoma requires the renewal submission and fee by December 1. After that date, a late fee of $10 per day applies, up to a maximum of $300.
Sources: OK DOCC GovDelivery Renewal Reminder bulletin (Sept. 19, 2022).
Yes, renewals are filed online through NMLS during the renewal window from November 1 to December 31. Oregon rules require you to submit renewal information at least 30 days before your license expires on December 31, pay the $65 state renewal fee plus NMLS fees, and have your 10 hours of continuing education reported for the year.
Sources: Oregon DFR: Mortgage loan originator licensing FAQ; OAR 441-880-0400: Fees payable to the director (MLO).
Yes. You renew through NMLS during the annual window, November 1 through December 31, by submitting a renewal request, completing the attestation, and paying the renewal fee ($50 for a loan originator under South Carolina law). State regulators review each renewal for compliance with continuing education and background check requirements, and Qualified Mortgage Loan Originators must submit proof of a valid surety bond before a renewal request is accepted.
Sources: S.C. Code Title 37 Ch. 22: South Carolina Mortgage Lending Act (lenders/servicers and their MLOs).
Yes. MLO licenses are renewed online through the Nationwide Multistate Licensing System (NMLS), with the renewal window running November 1 through December 31 each year. During the window you submit your renewal request, complete the attestation, upload any jurisdiction-specific documents, and pay renewal fees through NMLS. Utah Division of Real Estate licensees must finish continuing education by December 15 and cannot submit a renewal until it is complete.
Sources: Utah Admin. Code R162-2c-201: Licensing and Registration Procedures (LII mirror); Utah Admin. Code R162-2c-204: License Renewal, Reinstatement, and Reapplication (LII mirror).
Yes. State-licensed individuals renew their West Virginia MLO license online through NMLS during the annual renewal window, which runs November 1 to December 31. Renewal requires completing 9 hours of continuing education, an attestation, up-to-date background check and credit report items, and payment of renewal fees. If the deadline is missed, the NMLS reinstatement period runs January 1 through the end of February.
Sources: W. Va. Code 31-17A-9: Continuing education for mortgage loan originators.