How do I check whether my NMLS license registration is active?
Check NMLS Consumer Access at NMLSConsumerAccess.org, a free public website that shows license numbers, statuses by jurisdiction, and whether a licensee is authorized to conduct business. Information entered in NMLS generally appears on Consumer Access the next business day. For disciplinary orders, you can also contact your state mortgage regulator.
Use NMLS Consumer Access (nmlsconsumeraccess.org), the free public lookup service for licensing records. Search by name, company, city, state, zip code, NMLS ID, or license number; searching your full NMLS ID gives the best results. Records show your license status and whether you are authorized to conduct business, and they update nightly on business days. Consumer Access does not show applications a state has not yet approved.
Sources: Alabama Banking Dept: SAFE Mortgage Licensing Act text (PDF) — Code of Ala. Title 5, Chapter 26; Alabama Banking Dept: Alabama Mortgage Brokers Licensing Act (Code of Ala. 5-25) text (PDF).
You can check your status on NMLS Consumer Access at NMLSConsumerAccess.org, the free public lookup site for state-licensed companies and individuals. It displays your licenses by jurisdiction with status, sponsorships, and any state regulatory actions. A license shown as "Approved-Inactive" is marked "No" for authorized to conduct business, and changes made in NMLS generally appear on Consumer Access the next business day.
Sources: Alaska DBS: Mortgage Loan Originator New Application Checklist (Rev. 05/2025); Alaska DBS: Mortgage Broker/Lender New Application Checklist (Rev. 05/2025).
Check your status on NMLS Consumer Access at NMLSConsumerAccess.org, the free public lookup for the Nationwide Multistate Licensing System. Search by your name, company, or NMLS ID; the full NMLS ID or your state license number gives the best results. The site shows your current licensing status, employment history, and disciplinary record, but it does not show applications that a state has not yet approved.
Sources: A.R.S. 6-991.03: Loan originator licensing; renewal; qualifications; application; fees; A.R.S. 6-991.04: Issuance of LO license; employer notice; renewal; inactive status; address change; fee.
Use NMLS Consumer Access at nmlsconsumeraccess.org, a free public search where you enter a name, company, NMLS ID, or license number to confirm that an Arkansas loan officer license is active and authorized. You can also check disciplinary orders with the state regulator, the Arkansas Securities Department. Note that the site shows licenses already approved, not applications still pending.
Sources: Fair Mortgage Lending Act, Ark. Code 23-39-501 et seq., effective Aug 5, 2025 (ASD-published PDF); 23 CAR 301: Rules of the Fair Mortgage Lending Act (Arkansas Securities Department).
Check the Nationwide Multistate Licensing System's free public verification website, NMLS Consumer Access. Your registration is active when NMLS shows a status of Approved. If the status is Approved-Inactive, your license exists but you are not authorized to originate loans until your employer submits a sponsorship that the regulator approves.
Sources: California DRE: MLO License Endorsement Information; California DRE: How to Obtain a Mortgage Loan Originator License (RE 19).
Check NMLS Consumer Access, a free searchable website where you can see whether a loan originator or company is authorized to do business in Colorado. The record also shows employment history and dates of licensure. For disciplinary orders, you can also check with the state regulator, the Colorado Division of Real Estate.
Sources: Colorado Division of Real Estate: MLO steps for initial licensure; Colorado DRE: MLO application instruction guide (incl. temporary authority).
You can check your status free of charge through NMLS Consumer Access. Search by your name, NMLS ID, or license number, use the Individual checkbox, select "Any Regulator" and Connecticut, and apply the filters. In the State Licenses/Registrations section, the Regulator field showing "Connecticut" confirms an active Connecticut license, and the Lic/Reg Name field shows the license type.
Sources: Conn. Gen. Stat. Ch. 668 Part I (36a-485 to 36a-498h): mortgage lenders, brokers and loan originators; NMLS: Connecticut state-specific PE and CE requirements for MLOs.
Search NMLS Consumer Access, a free service, using your name, NMLS number, or state license number. The database shows whether a loan originator is authorized to conduct business in the state, and it is updated nightly on business days. It does not show applications the state has not yet approved.
Sources: 5 Del. C. Ch. 24: Mortgage Loan Originators (Delaware SAFE Act); 5 Del. Admin. Code § 2401-5.0: Fees (Regulation 2401).
Check your status through NMLS Consumer Access at nmlsconsumeraccess.org, which shows your record and whether you are authorized to conduct business. DISB does not issue paper or electronic licenses for the DC MLO license; approval in NMLS serves as the official record. Your status appears as Approved, Approved-Inactive, or Temporary Authority, and an Approved-Inactive status means you may not originate loans for DC consumers.
Sources: NMLS: District of Columbia State-Specific Education Requirements (PE and CE) for MLOs; D.C. Code § 26-1103: License Requirements.
Use NMLS Consumer Access (NMLSConsumerAccess.org), a free public website that shows licensing information for state-licensed companies, branches, and individuals, with an indicator of whether the licensee is authorized to conduct business. Only licenses in a reportable status are shown, so a pending application under review will not appear. In Florida, you can also verify a loan originator through the Office of Financial Regulation's Verify a License tool.
Sources: Fla. Stat. 494.00312: Loan originator license; Fla. Stat. 494.00313: Loan originator license renewal.
Use NMLS Consumer Access at NMLSConsumerAccess.org, a free public website run by NMLS. Search your name to see your license status and whether you are authorized to conduct business; only licenses in reportable statuses such as Approved appear, while pending applications do not. Information entered or changed in NMLS generally shows up on Consumer Access the next business day.
Sources: Ga. Comp. R. & Regs. 80-11-5: Mortgage loan originator licensure and other requirements; Ga. Comp. R. & Regs. 80-5-1-.02: License and supervision fees (LII mirror).
Search NMLS Consumer Access at NMLSConsumerAccess.org, the free public lookup site; no login is required, and you can search by NMLS ID, full legal name, or state license number. Only a clean "Approved" status means you are authorized to originate loans. "Approved-Inactive" means the license exists but no company sponsorship is active, so you cannot originate loans until a new employer's sponsorship request is accepted.
Sources: HRS 454F-22: Mortgage loan originator, MLOC, exempt sponsoring MLOC, nonprofit, and mortgage servicer company fees (DFI copy, amendments through 2014); HRS 454F-6: Pre-licensing and re-licensing; education of mortgage loan originators (DFI copy, amendments through 2014).
Use NMLS Consumer Access at NMLSConsumerAccess.org, a free public website for verifying mortgage professionals. Your record shows each license by jurisdiction with its status and an "authorized to conduct business" indicator: an Approved-Inactive license shows No, while Temporary Authority shows Yes. Information entered or changed in NMLS generally appears there the next business day.
Sources: Indiana DFI: MLO FAQ (updated 08/26/2025); NMLS: Indiana (IN - DFI) state-specific PE and CE requirements for MLOs.
Search your name on NMLS Consumer Access, the free public website at NMLSConsumerAccess.org. Your record shows your NMLS unique identifier, license statuses by state, and an indicator of whether you are authorized to conduct business. Statuses display as Approved, Approved-Inactive, Denied, Revoked, or Suspended, and information generally appears the day after it is entered or approved.
Sources: Iowa Code Chapter 535D: Mortgage Licensing Act (Iowa SAFE Act); Iowa Administrative Code 187—Chapter 19: Mortgage loan originators.
You can check your license status for free on NMLS Consumer Access (nmlsconsumeraccess.org), which shows whether you are authorized to conduct business in your state. Search by your name, company, NMLS ID, or license number. The site does not show applications that a state has not yet approved.
Sources: K.S.A. 9-2203: License required; loan originator registration; one company; remote locations; K.S.A. 9-2204: Application for mortgage company license and loan originator registration.
Search NMLS Consumer Access at www.nmlsconsumeraccess.org, a free public site where you can look up your record by NMLS ID or full legal name. A record showing Approved with an active sponsorship authorizes you to originate loans; an Approved-Inactive status means the registration exists but no employer sponsorship is active. You can also verify your status using the Kentucky Department of Financial Institutions (DFI) License Lookup tool.
Sources: KRS 286.8-255: Registration with department required for mortgage loan originator; renewals; CE; background checks; minimum standards; KRS 286.8-260: Continuing professional education required for persons registered under subtitle.
Check your status on the Nationwide Multistate Licensing System (NMLS) Consumer Access portal at nmlsconsumeraccess.org. Search by name or NMLS number, and the profile will show the license status, the states where the loan officer or company is authorized to operate, and any regulatory actions. Employers can use the same portal to verify that a person is licensed to engage in residential mortgage lending in Louisiana.
Sources: La. R.S. 6:1086: Licensure requirement; La. R.S. 6:1088: Application for licensure; surety bond.
Check NMLS Consumer Access (NMLSConsumerAccess.org), the free public lookup site for the Nationwide Mortgage Licensing System and Registry. It shows each license's status and whether the holder is authorized to conduct business; an Approved-Inactive license displays "No". Maryland stopped issuing paper licenses in October 2021, so your NMLS record is the official record of your licensure.
Sources: Md. Code Fin. Inst. §11-606: Prelicensing education; Md. Code Fin. Inst. §11-604: License application and fees.
Use NMLS Consumer Access, the free public lookup at nmlsconsumeraccess.org. Search by your NMLS ID, legal name, or state license number, and the record shows each license's status and whether you are authorized to conduct business. An "Approved-Inactive" status means the license exists but has no active employer sponsorship, so you cannot originate loans in that status.
Sources: Massachusetts Division of Banks: Apply for a Mortgage Loan Originator license; 209 CMR 41.00: The Licensing of Mortgage Loan Originators (full text, Final Amendments effective 1/10/20).
You can check your status for free at NMLS Consumer Access (NMLSConsumerAccess.org), the public search site for all NMLS licenses and registrations. Licenses appear there the next business day after information is entered or changed. Michigan's Department of Insurance and Financial Services also maintains a Mortgage Loan Originator Licensee Locator for verifying licenses in the state.
Sources: Michigan DIFS: Mortgage Loan Originator licensing page; Michigan DIFS: Schedule of Fees — Mortgage Loan Originator (2026).
Use NMLS Consumer Access at NMLSConsumerAccess.org, the free public lookup site. Search your name to see your NMLS unique identifier, licenses by jurisdiction, and status. An Approved status means you can conduct business; Approved-Inactive, the status held while a license is unsponsored, does not. Records generally populate the next business day.
Sources: Minn. Stat. §58A.03: License and registration required; Minn. Stat. 58A.04: MLO license application and issuance via NMLS.
Check NMLS Consumer Access, a free public search service run by the Nationwide Multistate Licensing System (NMLS). You can search by name, company, city, state, zip code, NMLS ID, or license number, and entering the full NMLS ID or state license number gives the best results. The service shows whether a company or professional is authorized to conduct business in your state, though it does not include applications that a state has not yet approved.
Sources: Mississippi SB 2508 (2025), as sent to Governor: S.A.F.E. Mortgage Act amendments (full text of 81-18-9, -11, -14, -15, etc.); Miss. Admin. Code Title 5 Part 2: DBCF Mortgage S.A.F.E. regulations, last amended 4/23/2026.
Use NMLS Consumer Access (NMLSConsumerAccess.org), a free public lookup available without an account. Search by your NMLS ID or name to see each license status and whether the record shows you as "authorized to conduct business." The Division of Finance does not issue paper licenses for MLOs, so this electronic record is the proof of an active license.
Sources: RSMo 443.706: Licensure required, exemptions; RSMo 443.711: MLO application form, NMLS, fees.
Check your status through NMLS Consumer Access, the free public lookup searchable by name, NMLS number, or city and state. Montana does not issue paper licenses, so the NMLS record is the official verification of an active license. You can also contact the Montana Division of Banking and Financial Institutions at (406) 841-2920 or mortgagelicensing@mt.gov.
Sources: MCA 32-9-107: Prelicensing education requirements for mortgage loan originators; ARM 2.59.1752: State-specific prelicensing education.
Check your status on NMLS Consumer Access at nmlsconsumeraccess.org, a free public site run by the Nationwide Multistate Licensing System (NMLS). Search by name or your unique NMLS identifier to see your license status, employment history, and disciplinary record. Nebraska does not issue paper licenses, so your NMLS record is the official verification of an active license.
Sources: NMLS: Nebraska state-specific PE and CE requirements for MLOs; Nebraska NDBF: MLO licensing application FAQ (2021).
Use NMLS Consumer Access, the free public website at NMLSConsumerAccess.org. It shows each license's status and an "authorized to conduct business" indicator, and records generally appear the next business day after a state approves a change. Note that an Approved-Inactive license is displayed but its holder is not authorized to originate loans.
Sources: NMLS: Nevada state-specific PE and CE requirements for MLOs; Nevada MLD: residential/commercial MLO FAQ.
Check your status on NMLS Consumer Access, the free public website for verifying mortgage companies, branch offices, and mortgage loan originators. Search your name or NMLS ID to see your license status and whether you are authorized to conduct business. Licenses held under Temporary Authority display with a status of "Temporary Authority" on that site.
Sources: NMLS: New Hampshire State PE and CE Requirements for MLOs; NH Banking Department: Mortgage Bankers, Brokers, Servicers, Originators.
Use NMLS Consumer Access, the free public database run by the Nationwide Multistate Licensing System and Registry. It shows whether a company or loan originator is authorized to conduct business in New Jersey and displays the current license status. You can also check with the state regulator for any disciplinary orders against the individual or company.
Sources: NJ DOBI: Mortgage Loan Originator license requirements; NJ DOBI: New Jersey-specific requirements for new MLO applicants.
Anyone can check a license status for free on NMLS Consumer Access at NMLSConsumerAccess.org. The site shows each license's status and an "authorized to conduct business" indicator: an Approved license is authorized to conduct business, while an Approved-Inactive license is not. Changes made in NMLS generally appear on Consumer Access the next business day.
Sources: NMLS: New Mexico state-specific PE and CE requirements for MLOs; New Mexico FID: FAQs (mortgage loan companies and originators).
Use NMLS Consumer Access, a free service run by the Nationwide Multistate Licensing System, where anyone can check whether a financial-services company or professional is authorized to conduct business in their state. The Consumer Financial Protection Bureau describes this service and also points out that you can usually check for disciplinary orders against an individual loan originator or company with the state regulator, the New York Department of Financial Services.
Sources: N.Y. Banking Law § 590: Definitions; registration required; N.Y. Banking Law § 591-a: Application to register as a mortgage broker; fees.
You can check your license status on NMLS Consumer Access, the free public website run by the Nationwide Multistate Licensing System and Registry (NMLS). It shows your license status and an indicator of whether you are authorized to conduct business. The North Carolina Office of the Commissioner of Banks also provides a Find Licensees search on its website. Information entered into NMLS generally appears on Consumer Access the following business day.
Sources: North Carolina Commissioner of Banks: MLO licensing requirements; NCCOB: NC prelicensing education requirements.
Use NMLS Consumer Access, the free public lookup run by the Conference of State Bank Supervisors. Search by your NMLS ID, full legal name, or state license number to see your licensing status by state. Only an active approved status lets you originate loans; if sponsorship is withdrawn, the North Dakota license moves to Approved-Inactive, and you cannot conduct business in that status.
Sources: NDCC Chapter 13-10: Mortgage Loan Originators (North Dakota Century Code); N.D. Admin. Code 13-08-01-01: Mortgage Loan Originator Fees.
You can check your status on NMLS Consumer Access (www.NMLSConsumerAccess.org), a free public website run by the Nationwide Multistate Licensing System. It shows your license status and whether you are "authorized to conduct business"; an Approved-Inactive status, which occurs when a sponsorship is removed, displays as not authorized. Pending applications are not shown, only approved licenses.
Sources: Oklahoma DOCC: Mortgage Loan Originator license page; NMLS: Oklahoma state-specific PE and CE requirements for MLOs.
Use NMLS Consumer Access, a free lookup service, to check whether a loan originator or company is authorized to conduct business in your state. The listing shows the license status, such as active or approved-inactive. You can also check for disciplinary orders with the state regulator, Oregon's Division of Financial Regulation.
Sources: Oregon DFR: Mortgage loan originator licensing FAQ; NMLS: Oregon state-specific PE and CE requirements for MLOs.
Search NMLS Consumer Access, the free public lookup at nmlsconsumeraccess.org, using your NMLS ID, full legal name, or state license number. An Approved status means you are fully authorized, while Approved-Inactive means the license exists but has no active sponsorship, so you cannot originate. Pennsylvania's Department of Banking and Securities does not issue paper licenses, so this record is your official license information.
Sources: 7 Pa.C.S. Chapter 61: Mortgage Loan Industry Licensing and Consumer Protection (Pennsylvania Mortgage Licensing Act); NMLS: Pennsylvania State-Specific Education Requirements (PE and CE) for MLOs.
Search NMLS Consumer Access at NMLSConsumerAccess.org, a free site where anyone can look up a loan originator by NMLS ID, name, or company. The record shows your license status and sponsoring company, and information appears generally on the next business day after input or approval. If your license shows Approved-Inactive, you are not authorized to originate loans until a Rhode Island licensed mortgage company sponsors you.
Sources: NMLS: Rhode Island state-specific PE and CE requirements for MLOs; 230-RICR-40-10-2: Lenders, Loan Brokers, Small Loan Lenders, Third-Party Loan Servicers and Mortgage Loan Originators (RI DBR regulation).
Use NMLS Consumer Access, the free public lookup service at nmlsconsumeraccess.org, to confirm whether a license or registration is active. You can search by NMLS ID, license number, name, city, state, or ZIP code. Records update nightly on business days and show whether a professional is authorized to conduct business in the state; applications not yet approved do not appear in the database.
Sources: NMLS: South Carolina (SC - BFI) state-specific PE and CE requirements for MLOs; NMLS: South Carolina (SC - DCA) state-specific PE and CE requirements for MLOs.
Use NMLS Consumer Access, the free public website at NMLSConsumerAccess.org. Search your name to see your NMLS Unique ID, license numbers and statuses by jurisdiction, sponsorship history, and any state regulatory actions. A status of "Approved-Inactive" means you are not authorized to conduct business until a sponsoring company is approved. Updates made in NMLS generally appear on Consumer Access the next business day.
Sources: Tenn. Comp. R. & Regs. ch. 0180-17: Rules pertaining to mortgage lending, loan servicing and loan brokering; Tennessee Department of Financial Institutions: Mortgage Loan Originator license page.
You can check your status in your NMLS account or through NMLS Consumer Access, the free public lookup at nmlsconsumeraccess.org. Your record shows your license status and whether you are authorized to conduct business. Texas originators whose sponsorship ends revert to "Approved-Inactive" status, so the NMLS record is the authoritative source.
Sources: Texas OCCC: Residential Mortgage Loan Originators; Texas SML: Mortgage origination FAQs.
Use NMLS Consumer Access, the free lookup service at nmlsconsumeraccess.org, to see whether a company or loan originator is authorized to do business in your state. The Consumer Financial Protection Bureau recommends this tool for verifying mortgage professionals. Disciplinary actions can usually be checked with the state regulator.
Sources: Utah Admin. Code R162-2c-201: Licensing and Registration Procedures (LII mirror); Utah Admin. Code R162-2c-204: License Renewal, Reinstatement, and Reapplication (LII mirror).
Use NMLS Consumer Access at NMLSConsumerAccess.org, a free public website run by the Nationwide Mortgage Licensing System and Registry. It shows each license's status by state and whether the holder is authorized to conduct business. An approved-inactive license displays as not authorized to conduct business. Disciplinary action orders can also be checked with the Vermont Department of Financial Regulation.
Sources: 8 V.S.A. 2102: Application for license; application and license fees; 8 V.S.A. 2103: Approval of application and issuance of license.
You can check whether a mortgage professional or company is licensed for free through NMLS Consumer Access, the public lookup service that shows who is authorized to conduct mortgage business in Virginia. To check for disciplinary actions, contact the state regulator, the State Corporation Commission's Bureau of Financial Institutions.
Sources: Va. Code § 6.2-1702. Application for license; form; content; fee; Va. Code § 6.2-1707. Other conditions for mortgage loan originator licensing.
Check your status for free at NMLS Consumer Access (nmlsconsumeraccess.org), the public lookup for the Nationwide Mortgage Licensing System. Your record shows your West Virginia license status and whether you are authorized to conduct business. Disciplinary action orders can usually be checked with the state regulator, which for West Virginia is the Division of Financial Institutions.
Sources: W. Va. Code 31-17A-4: State license application and issuance (SAFE Mortgage Licensing Act); W. Va. Code 31-17A-5: Issuance of license (required findings).
Use NMLS Consumer Access at www.NMLSConsumerAccess.org, the free public search site. Search by name or unique NMLS ID: an active approved license displays as Approved and shows the individual is authorized to conduct business, while an Approved-Inactive license shows the individual is not. The site also shows 10 years of employment history, sponsorship, and state regulatory actions.
Sources: NMLS — Consumer Access Info.
You can check your status for free on NMLS Consumer Access at NMLSConsumerAccess.org, which lists your licenses by state and shows whether you are authorized to conduct business. An "Approved-Inactive" status means the license was issued but you cannot originate loans because no company sponsorship is in place. The Division of Banking does not issue paper licenses, so the NMLS record is your proof.
Sources: Wyoming Division of Banking: Mortgage Loan Originators (Residential Mortgage Practices Act); Wyoming Division of Banking: UCCC Mortgage Loan Originators (consumer lending).