How do I choose which mortgage broker to use?

The Consumer Financial Protection Bureau advises shopping around for the best loan terms whether you use a mortgage broker or a direct lender. Ask whether a broker is involved in your transaction, since some financial institutions operate as both lenders and brokers. You can verify whether a company or originator is authorized to do business in your state, free of charge, on NMLS Consumer Access, and check for disciplinary orders with your state regulator.

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