How do I find a good mortgage broker near me?
Use NMLS Consumer Access, the free public database at www.NMLSConsumerAccess.org, to verify any mortgage broker before working with them. It shows each company's and individual's license status by state, whether they are authorized to conduct business, 10 years of employment history, and any state regulatory actions. The Consumer Financial Protection Bureau also recommends shopping among several lenders or brokers for the best loan terms.
Search NMLS Consumer Access at nmlsconsumeraccess.org, the free service for confirming that a financial-services professional is authorized to conduct business in Alabama. You can search by name, company, city, state, zip code, or NMLS ID. To check whether disciplinary orders exist against a broker, contact the Alabama State Banking Department, the state's mortgage regulator.
Sources: Alabama Banking Dept: SAFE Mortgage Licensing Act text (PDF) — Code of Ala. Title 5, Chapter 26; Alabama Banking Dept: Alabama Mortgage Brokers Licensing Act (Code of Ala. 5-25) text (PDF).
You can search NMLS Consumer Access (nmlsconsumeraccess.org), a free public service, by company name, city, state, or ZIP code to identify mortgage brokers near you. The results show each company's licensing status and disciplinary history. The Consumer Financial Protection Bureau recommends this lookup to confirm a company is authorized to conduct business in your state.
Sources: A.R.S. 6-991.03: Loan originator licensing; renewal; qualifications; application; fees; A.R.S. 6-991.04: Issuance of LO license; employer notice; renewal; inactive status; address change; fee.
Verify any broker for free on NMLS Consumer Access, the public registry maintained by the Nationwide Multistate Licensing System (NMLS). It shows whether a company or individual is authorized to do business in California, along with employment history and disciplinary actions. The Consumer Financial Protection Bureau recommends this tool, and you can also ask the state regulator about disciplinary orders against a specific broker.
Sources: California DRE: MLO License Endorsement Information; California DRE: How to Obtain a Mortgage Loan Originator License (RE 19).
You can find licensed mortgage brokers through NMLS Consumer Access, the free public search tool of the Nationwide Multistate Licensing System (NMLS). Enter a company name, city, state, or zip code, and the results show each broker's NMLS ID and contact details. A Regulator field showing 'Connecticut' in the State Licenses/Registrations section confirms the broker is licensed in the state.
Sources: Conn. Gen. Stat. Ch. 668 Part I (36a-485 to 36a-498h): mortgage lenders, brokers and loan originators; NMLS: Connecticut state-specific PE and CE requirements for MLOs.
Use NMLS Consumer Access (NMLSConsumerAccess.org), a free searchable website that shows state-licensed companies, branches, and individuals, with an indicator of whether each licensee is authorized to conduct business. In Florida you can also verify a company through the Office of Financial Regulation's Verify a License tool, which shows license status and disciplinary actions. Only licenses in a reportable status appear; a pending application under review does not.
Sources: Fla. Stat. 494.00312: Loan originator license; Fla. Stat. 494.00313: Loan originator license renewal.
Search NMLS Consumer Access, the free public website at NMLSConsumerAccess.org. It lists licensed mortgage brokers and shows whether a company is authorized to conduct business in your state. Before choosing one, you can also check with the Georgia Department of Banking and Finance for any disciplinary or enforcement actions against the company.
Sources: Ga. Comp. R. & Regs. 80-11-5: Mortgage loan originator licensure and other requirements; Ga. Comp. R. & Regs. 80-5-1-.02: License and supervision fees (LII mirror).
Use NMLS Consumer Access, a free service where anyone can see whether a financial-services company or professional is authorized to conduct business in their state. To check for disciplinary orders against a mortgage broker, contact the state regulator, in Idaho the Department of Finance, which also provides a licensee search tool.
Sources: NMLS: Idaho state-specific PE and CE requirements for MLOs; Idaho DOF Guidance Statement 2020-01-CFB: financial responsibility/fitness of MLOs and key individuals.
Use NMLS Consumer Access at nmlsconsumeraccess.org, a free public search site, to find and verify mortgage brokers. You can search by name, company, city, state, postal code, or NMLS ID number, and the record shows the person's licenses and whether they are authorized to conduct business in Illinois. Disciplinary information can be checked separately with the Illinois Department of Financial and Professional Regulation (IDFPR).
Sources: Illinois IDFPR: Mortgage loan originator (official MLO licensing page); IDFPR: Mortgage Loan Originator Frequently Asked Questions.
Use NMLS Consumer Access (www.NMLSConsumerAccess.org), the free federal database, to find and verify mortgage companies authorized to do business in Indiana. Each record shows license status, branches, and any state regulatory actions. The Consumer Financial Protection Bureau also recommends checking with the state regulator, the Indiana Department of Financial Institutions or the Secretary of State's Securities Division, for disciplinary orders against a company.
Sources: Indiana DFI: MLO FAQ (updated 08/26/2025); NMLS: Indiana (IN - DFI) state-specific PE and CE requirements for MLOs.
You can verify any mortgage broker for free on NMLS Consumer Access (www.NMLSConsumerAccess.org), the public search site run by the Nationwide Mortgage Licensing System and Registry (NMLS). A company record shows its license numbers and statuses by jurisdiction, and an individual record shows employment history for the past 10 years and any state regulatory actions. For Iowa, you can also contact the Iowa Division of Banking about orders of disciplinary action against a broker.
Sources: NMLS — Consumer Access Info.
You can verify any mortgage broker through NMLS Consumer Access, a free service at nmlsconsumeraccess.org. Search by company name, city, state, or zip code to confirm the broker is authorized to do business in Kansas. To check whether an order of disciplinary action exists against the company, contact the state regulator, the Office of the State Bank Commissioner (OSBC), which regulates and supervises all mortgage licensees in Kansas.
Sources: K.S.A. 9-2203: License required; loan originator registration; one company; remote locations; K.S.A. 9-2204: Application for mortgage company license and loan originator registration.
Search NMLS Consumer Access at NMLSConsumerAccess.org, the free public registry, by the broker's name or NMLS ID to confirm it is licensed in Kentucky and authorized to conduct business. The record shows state regulatory actions, and you can also check for disciplinary orders with the state regulator, the Department of Financial Institutions. The same tool verifies loan originators, branches, and mortgage companies.
Sources: KRS 286.8-255: Registration with department required for mortgage loan originator; renewals; CE; background checks; minimum standards; KRS 286.8-260: Continuing professional education required for persons registered under subtitle.
You can search for licensed mortgage brokers and loan officers through NMLS Consumer Access, the free public portal of the Nationwide Multistate Licensing System. Each profile shows the license status, the states where the person or company is authorized to lend, and any regulatory actions taken against them.
Sources: La. R.S. 6:1086: Licensure requirement; La. R.S. 6:1088: Application for licensure; surety bond.
Use NMLS Consumer Access (NMLSConsumerAccess.org), the free public registry run by the Nationwide Mortgage Licensing System and Registry (NMLS). It lists state-licensed mortgage companies and professionals and shows whether each is authorized to conduct business in Maryland. The Consumer Financial Protection Bureau (CFPB) recommends this lookup, followed by checking disciplinary orders with Maryland's Office of Financial Regulation.
Sources: Md. Code Fin. Inst. §11-606: Prelicensing education; Md. Code Fin. Inst. §11-604: License application and fees.
Search NMLS Consumer Access (NMLSConsumerAccess.org), the free public registry of the Nationwide Multi-State Licensing System (NMLS), by company name, city, state, or ZIP code. Each record shows the license status, whether the broker is authorized to conduct business in Massachusetts, and any regulatory or disciplinary actions. You can also check for orders of disciplinary action with the Massachusetts Division of Banks.
Sources: Massachusetts Division of Banks: Apply for a Mortgage Loan Originator license; 209 CMR 41.00: The Licensing of Mortgage Loan Originators (full text, Final Amendments effective 1/10/20).
Search NMLS Consumer Access (NMLSConsumerAccess.org), the free public database maintained by financial regulators. You can search by name, NMLS ID, or city, state, or ZIP code, and results show licensing status in each state along with employment and disciplinary history. The federal Consumer Financial Protection Bureau recommends this tool for checking whether a company or person is permitted to make or broker mortgage loans in your state.
Sources: MCA 32-9-107: Prelicensing education requirements for mortgage loan originators; ARM 2.59.1752: State-specific prelicensing education.
Search NMLS Consumer Access at nmlsconsumeraccess.org, the free public registry of the Nationwide Multistate Licensing System (NMLS). You can look up companies by name, NMLS number, or city, state, and ZIP code, and see each firm's licensing status and any regulatory actions. For disciplinary orders, you can also contact the Nebraska Department of Banking and Finance, which regulates mortgage companies in the state.
Sources: NMLS: Nebraska state-specific PE and CE requirements for MLOs; Nebraska NDBF: MLO licensing application FAQ (2021).
Use NMLS Consumer Access, a free service run by the Nationwide Multistate Licensing System and Registry (NMLS), to confirm that a mortgage broker is authorized to conduct business in New Jersey and to see any regulatory actions posted to the record. You can also check with the New Jersey Department of Banking and Insurance for orders of disciplinary action against the broker.
Sources: NJ DOBI: Mortgage Loan Originator license requirements; NJ DOBI: New Jersey-specific requirements for new MLO applicants.
Use NMLS Consumer Access, a free service where anyone can check whether a mortgage broker or loan originator is authorized to conduct business in New York. The Consumer Financial Protection Bureau confirms this database for verifying licensing status. You can also check for orders of disciplinary action against an individual or company with the state regulator, the New York State Department of Financial Services.
Sources: N.Y. Banking Law § 590: Definitions; registration required; N.Y. Banking Law § 591-a: Application to register as a mortgage broker; fees.
Use NMLS Consumer Access, the free public lookup run by the Conference of State Bank Supervisors at NMLSConsumerAccess.org. Search by company name or NMLS ID to confirm the broker holds a North Dakota money broker license and see the states it is licensed in. You can also ask your state regulator, the North Dakota Department of Financial Institutions, about any disciplinary orders against a company.
Sources: NDCC Chapter 13-10: Mortgage Loan Originators (North Dakota Century Code); N.D. Admin. Code 13-08-01-01: Mortgage Loan Originator Fees.
Search NMLS Consumer Access (NMLSConsumerAccess.org), a free public website run by the Nationwide Multistate Licensing System (NMLS), to find mortgage brokers and confirm they are authorized to do business in Ohio. The site lists companies, branches, and individuals with their license statuses and any state regulatory actions. Consumers can also check with the state regulator for disciplinary orders against a broker.
Sources: NMLS: Ohio state-specific PE and CE requirements for MLOs; Ohio Division of Financial Institutions: NMLS resources.
Search NMLS Consumer Access, a free public website that lists state-licensed mortgage companies, branches, and individuals. It shows licensing information for approved licenses, along with state regulatory actions posted by regulators. Disciplinary action orders against a broker can usually also be checked with the Oklahoma Department of Consumer Credit, the state's mortgage regulator.
Sources: Oklahoma DOCC: Mortgage Loan Originator license page; NMLS: Oklahoma state-specific PE and CE requirements for MLOs.
You can verify any mortgage company or loan officer through NMLS Consumer Access, a free lookup service from the Nationwide Multistate Licensing System that shows whether a financial-services company or professional is authorized to conduct business in your state. You can also check with the Oregon Division of Financial Regulation for any order of disciplinary action against the individual or company.
Sources: Oregon DFR: Mortgage loan originator licensing FAQ; NMLS: Oregon state-specific PE and CE requirements for MLOs.
Use NMLS Consumer Access, the free public lookup at nmlsconsumeraccess.org. Search by name, city, state, or ZIP code to find mortgage brokers licensed in your area and confirm each one is authorized to conduct business in South Carolina. To check for disciplinary orders, contact the state regulator: the Department of Consumer Affairs for brokers, or the Board of Financial Institutions for lenders.
Sources: NMLS: South Carolina (SC - BFI) state-specific PE and CE requirements for MLOs; NMLS: South Carolina (SC - DCA) state-specific PE and CE requirements for MLOs.
Search NMLS Consumer Access at NMLSConsumerAccess.org, the free public registry run by the Nationwide Mortgage Licensing System (NMLS). It lists state-licensed mortgage companies in Tennessee with their license status, and you can confirm a broker's standing there before making contact. You can also check for disciplinary orders against a broker with the Tennessee Department of Financial Institutions, the state's mortgage regulator.
Sources: Tenn. Comp. R. & Regs. ch. 0180-17: Rules pertaining to mortgage lending, loan servicing and loan brokering; Tennessee Department of Financial Institutions: Mortgage Loan Originator license page.
Use the free NMLS Consumer Access lookup at nmlsconsumeraccess.org to confirm a broker or their company is licensed to do business in Utah. You can usually check for orders of disciplinary action against the individual loan originator or company with the state regulator as well.
Sources: Utah Admin. Code R162-2c-201: Licensing and Registration Procedures (LII mirror); Utah Admin. Code R162-2c-204: License Renewal, Reinstatement, and Reapplication (LII mirror).
Use NMLS Consumer Access, a free public website, to verify any mortgage broker before choosing one. It shows whether a broker or company is licensed in Vermont and authorized to conduct business, along with a 10-year employment history and state regulatory actions for individuals. Disciplinary-action orders can also be checked with the Vermont Department of Financial Regulation, which the CFPB recommends.
Sources: 8 V.S.A. 2102: Application for license; application and license fees.
Use NMLS Consumer Access (www.NMLSConsumerAccess.org), the free public lookup run by the Nationwide Multistate Licensing System (NMLS). Search by company name or NMLS ID and confirm the record shows an Approved status, which means the company is authorized to conduct business. The Washington Department of Financial Institutions also publishes orders of disciplinary action against licensed companies and loan originators.
Sources: Washington DFI: Mortgage Loan Originators Licensing; Washington DFI: MLO Pre-Application Requirements (testing, education).
You can search NMLS Consumer Access (www.NMLSConsumerAccess.org), the free public lookup site, for licensed mortgage broker companies in Wisconsin. Each listing shows the company's license status, branch locations, and any state regulatory actions. For disciplinary orders, you can also check with the Wisconsin Department of Financial Institutions, the state regulator.
Sources: Wisconsin DFI: mortgage banking fees; Coverage gaps noted during research.