How do I find a licensed mortgage advisor near me?
Use the Nationwide Multistate Licensing System (NMLS) Consumer Access website, www.NMLSConsumerAccess.org, a free and fully searchable public database. You can confirm whether a mortgage advisor is authorized to conduct business in your state, and each record shows license numbers and statuses by jurisdiction, 10 years of employment history, and state regulatory actions. Consumers can also check with their state regulator for orders of disciplinary action against an individual or company.
NMLS Consumer Access, the free public verification website operated by the Nationwide Multistate Licensing System and Registry, lets you search whether a mortgage professional or company is authorized to do business in California. The Consumer Financial Protection Bureau directs consumers to this service and also suggests checking with the state regulator for disciplinary orders against an individual or company.
Sources: California DRE: MLO License Endorsement Information; California DRE: How to Obtain a Mortgage Loan Originator License (RE 19).
Use the free public license lookups to find and verify a licensed mortgage advisor. NMLS Consumer Access (NMLSConsumerAccess.org) lets you search state-licensed companies and individuals and shows whether each is authorized to conduct business in your state. The Florida Office of Financial Regulation also offers a Verify a License tool that shows licensing status and disciplinary actions.
Sources: Fla. Stat. 494.00312: Loan originator license; Fla. Stat. 494.00313: Loan originator license renewal.
Use NMLS Consumer Access at NMLSConsumerAccess.org, a free public website that shows licensing information for companies, branches, and individuals. It states whether each licensee is authorized to conduct business in Georgia, and state regulators may post disciplinary actions on an individual's record there for the public to view.
Sources: Ga. Comp. R. & Regs. 80-11-5: Mortgage loan originator licensure and other requirements; Ga. Comp. R. & Regs. 80-5-1-.02: License and supervision fees (LII mirror).
Use NMLS Consumer Access, the free search service on the NMLS website, to find a licensed mortgage loan originator near you. It shows whether a company or individual is authorized to conduct business in your state, and it lists any posted regulatory actions. Your state regulator can also tell you whether a disciplinary order has been issued against a specific loan originator or company.
Sources: NJ DOBI: Mortgage Loan Originator license requirements; NJ DOBI: New Jersey-specific requirements for new MLO applicants.
Use NMLS Consumer Access (www.NMLSConsumerAccess.org), a free public website created under the federal SAFE Act. You can search by name or NMLS ID to see a professional's license status, whether they are authorized to conduct business, their employment history, and any state regulatory actions. Pending applications are not shown, so only licensed professionals appear in results.
Sources: Washington DFI: Mortgage Loan Originators Licensing; Washington DFI: MLO Pre-Application Requirements (testing, education).