How do I find a loan officer to work with for my mortgage?

Use NMLS Consumer Access, the free public search site of the Nationwide Mortgage Licensing System and Registry (NMLS), to find licensed loan officers and confirm each one is authorized to conduct business in your state. Each profile shows license status, employment history, and any state regulatory actions. You can also check for disciplinary orders with your state regulator, and the Consumer Financial Protection Bureau recommends shopping several lenders to compare terms.

Use NMLS Consumer Access, the free public lookup at nmlsconsumeraccess.org, to find a loan officer and confirm they are authorized to conduct business in Alabama. Searches run by name, company, city, state, or zip code, and the full NMLS ID returns the best results. The Alabama State Banking Department can tell you whether disciplinary orders exist against a specific loan officer.

Use NMLS Consumer Access (NMLSConsumerAccess.org), the free public search site for state-licensed mortgage companies and individuals. Search a loan officer's name or NMLS Unique ID to confirm license status, sponsoring employer, 10-year employment history, and any state regulatory actions. The Consumer Financial Protection Bureau (CFPB) also directs consumers to check disciplinary orders with the state regulator, which for Alaska is the Division of Banking and Securities.

Search NMLS Consumer Access (nmlsconsumeraccess.org), the free public lookup for the Nationwide Multistate Licensing System and Registry. You can search by the loan officer's name, company, city, state, ZIP code, or NMLS ID, and confirm the person holds an active license to originate mortgage loans in your state. The Consumer Financial Protection Bureau directs consumers to this service before doing business with a mortgage professional.

Search NMLS Consumer Access (nmlsconsumeraccess.org), a free public website where you can confirm a loan officer's license status by name, company, city, state, or NMLS ID. For the most precise results, enter the full NMLS ID or state license number. You can also check for disciplinary action against a loan officer with the Arkansas Securities Department.

Start with NMLS Consumer Access, the free registry maintained by the Nationwide Multistate Licensing System (NMLS). You can confirm that a loan officer holds an active California license and see the sponsoring company. The Consumer Financial Protection Bureau points consumers to this service. You can also ask the state regulator about disciplinary orders against an individual or company.

Use NMLS Consumer Access, the free lookup site from the Nationwide Multistate Licensing System (NMLS), to find loan officers authorized to do business in Colorado. You can search by name or company, confirm licensure status, and review employment history. The Colorado Division of Real Estate can also confirm whether disciplinary orders exist against a licensee.

Use NMLS Consumer Access, the free public search tool of the Nationwide Multistate Licensing System (NMLS), to find a mortgage loan originator. You can search by name, city, state, zip code, or NMLS ID, and the results show the originator's NMLS ID and contact information. Checking that the Regulator field shows 'Connecticut' confirms the person holds a Connecticut license.

You can search NMLS Consumer Access, a free service that lets you look up a loan officer by name, company, city, state, zip code, or NMLS ID and confirm that the professional is authorized to conduct business in your state. The Consumer Financial Protection Bureau identifies this as the standard way to verify a loan originator or company before doing business with them.

You can check whether a loan officer is licensed through NMLS Consumer Access (NMLSConsumerAccess.org), a free service where the public can see whether a financial-services professional is authorized to conduct business in their state. Florida's Office of Financial Regulation also offers a Verify a License tool for checking both companies and individuals. Individual records show the NMLS ID, licenses by jurisdiction, sponsorship history, and state regulatory actions.

Start with NMLS Consumer Access, the free public website at NMLSConsumerAccess.org, which lets you search loan officers and verify that the person you are considering is authorized to conduct business in your state. Disciplinary actions against an individual loan officer can usually be checked with the state regulator, in Georgia the Department of Banking and Finance.

Use NMLS Consumer Access at NMLSConsumerAccess.org, the free public lookup for state-licensed financial services companies and professionals. Search by the loan officer's name, NMLS ID, or license number, and confirm the license shows an "Approved" status for Hawaii. The record also shows employment history, sponsorship, and any regulatory actions, and you can check disciplinary matters with the Hawaii Division of Financial Institutions (DFI).

Start with NMLS Consumer Access, a free search tool that shows whether a mortgage loan officer is licensed and authorized to conduct business in your state. You can also check with your state regulator, such as the Idaho Department of Finance, for disciplinary actions against an individual loan originator or their employing company.

NMLS Consumer Access (nmlsconsumeraccess.org) is the free public lookup for finding and verifying loan officers. Search by name, company, city, state, postal code, or NMLS ID number, and the record shows the individual's licenses by jurisdiction, employment history, and whether they are authorized to conduct business. The site is mandated by the SAFE Act and updates from NMLS generally appear the next business day.

Search NMLS Consumer Access at www.NMLSConsumerAccess.org to find licensed loan officers and confirm each person's credentials. The free database shows each officer's NMLS Unique ID, 10 years of employment history, license status by state, whether the officer is authorized to conduct business, and any state regulatory actions. You can also confirm disciplinary actions with the Indiana Department of Financial Institutions or the Secretary of State's Securities Division.

Start by verifying credentials on NMLS Consumer Access (www.NMLSConsumerAccess.org), a free public site run by the Nationwide Mortgage Licensing System and Registry (NMLS). Searching a loan officer's name returns their unique NMLS ID, licenses and statuses by state, employment history for the past 10 years, and any state regulatory actions. The Consumer Financial Protection Bureau points borrowers to this free service to confirm that a professional is authorized to do business in their state.

Search NMLS Consumer Access at nmlsconsumeraccess.org, a free service that confirms a loan originator is authorized to do business in Kansas. You can search by name, company, city, state, zip code, NMLS ID, or license number, and filter results to individuals. The Consumer Financial Protection Bureau also directs consumers to their state regulator to check for orders of disciplinary action, which in Kansas is the Office of the State Bank Commissioner.

Start with NMLS Consumer Access at NMLSConsumerAccess.org, a free, searchable public website where you can confirm a loan officer is authorized to conduct business in your state. Search by NMLS ID or full legal name; the record shows license status, sponsorship company, employment history, and any disciplinary actions. The Consumer Financial Protection Bureau also directs consumers to their state regulator to check for disciplinary orders against an originator.

To find a loan officer, use NMLS Consumer Access, the free public portal of the Nationwide Multistate Licensing System, where every state-licensed loan officer and mortgage company appears with an NMLS number. The profile shows the license status, the states where they are authorized to lend, and any regulatory actions.

Search NMLS Consumer Access (www.NMLSConsumerAccess.org), the free public lookup tool, and enter the loan officer's name or NMLS ID to confirm license status and view employment history and disciplinary actions. A clean Approved status means the officer is authorized to originate; Approved-Inactive means no active sponsorship. You can also check disciplinary orders with the Maine Bureau of Consumer Credit Protection.

Start with NMLS Consumer Access (NMLSConsumerAccess.org), the free public registry of the Nationwide Mortgage Licensing System and Registry (NMLS). There you can confirm a loan officer's license, employer, and authorization to conduct business in Maryland, plus any state regulatory actions. The Consumer Financial Protection Bureau (CFPB) recommends this lookup and suggests contacting the state regulator about disciplinary actions before choosing who to work with.

Look up the loan officer on NMLS Consumer Access (NMLSConsumerAccess.org), the free public registry of the Nationwide Multi-State Licensing System (NMLS). Search by the person's NMLS ID, name, or license number, and confirm the license shows an authorized-to-conduct-business status. The record also lists the sponsoring employer and any regulatory actions, so you can verify the person works for a licensed lender or broker.

Search NMLS Consumer Access (NMLSConsumerAccess.org), a free public lookup, by name, NMLS ID, or city and state to confirm a loan officer is authorized to do business in Michigan. The site shows current licensing status, employment history, and any disciplinary actions. Michigan's Department of Insurance and Financial Services also offers an online Mortgage Loan Originator Licensee Locator.

Search NMLS Consumer Access at NMLSConsumerAccess.org, the free public lookup required by the SAFE Act. Each loan officer's record shows the NMLS unique identifier, licenses by jurisdiction and status, a 10-year employment history, and the sponsoring company. An Approved status means the loan officer can conduct business; an Approved-Inactive license cannot be used to originate loans.

Start with a referral, a lender's website, or a business card, and verify before you commit. NMLS Consumer Access (www.NMLSConsumerAccess.org) is a free search site where you can confirm a loan originator is authorized to conduct business by searching the NMLS ID or full legal name, and see employment history and license status. You can also check for disciplinary orders against an individual with the Missouri Division of Finance.

Use NMLS Consumer Access, the free lookup site at nmlsconsumeraccess.org, which the Consumer Financial Protection Bureau recommends for this purpose. Search a loan officer by name or unique NMLS number to confirm the license is active and review employment history and any disciplinary actions. You can also ask the Nebraska Department of Banking and Finance about disciplinary orders against a specific loan officer.

Use NMLS Consumer Access (www.NMLSConsumerAccess.org), the free public website the Consumer Financial Protection Bureau points consumers to for verifying loan officers. It shows whether a person or company is authorized to conduct business in Nevada, along with employment history and public disciplinary actions. You can also check with the Nevada Division of Mortgage Lending for disciplinary orders.

Use the Nationwide Multistate Licensing System (NMLS) Consumer Access website, the free public search the New Hampshire Banking Department points consumers to for mortgage companies, branch offices, and mortgage loan originators. Each record shows the loan officer's license status, so you can confirm the person you plan to work with is authorized to conduct business.

Use NMLS Consumer Access, the free public search tool of the Nationwide Multistate Licensing System and Registry (NMLS), to find loan officers and verify that each one is authorized to conduct business in New Jersey. Confirm the loan officer's unique identifier on the record. You can also check with the New Jersey Department of Banking and Insurance for any disciplinary orders against the individual.

Search NMLS Consumer Access, a free public website at NMLSConsumerAccess.org, by the loan officer's name, company, or NMLS number. Each record shows licensing status by state, whether the officer is authorized to conduct business, a 10-year employment history, and any disciplinary actions. The Consumer Financial Protection Bureau confirms this free service as the way to check whether a company or professional is permitted to make or broker mortgage loans.

You can verify any mortgage loan officer or company through NMLS Consumer Access, a free service the Nationwide Multistate Licensing System (NMLS) maintains. It shows whether a financial-services company or professional is authorized to conduct business in your state. You can also ask the state regulator, the New York State Department of Financial Services, about disciplinary orders against an individual loan officer or company.

Search NMLS Consumer Access, the free public website at NMLSConsumerAccess.org, which lists companies, branches, and individuals licensed through NMLS and shows whether each is authorized to conduct business in your state. Loan officers must display their unique identifier on applications, solicitations, advertisements, and business cards, so you can verify any originator you encounter. Disciplinary history can be checked with the North Carolina Office of the Commissioner of Banks.

Use NMLS Consumer Access (NMLSConsumerAccess.org), the free public lookup site of the Nationwide Multistate Licensing System (NMLS), to find a loan officer licensed in Ohio and verify their authorization to do business. It shows each individual's license status, employment history for the past 10 years, and any state regulatory actions, without displaying personal identifying information such as dates of birth.

Search NMLS Consumer Access, the free public lookup for state-licensed mortgage professionals. It shows each loan officer's license status and whether they are authorized to conduct business in your state; a status of Approved-Inactive means the individual is not authorized to conduct business, so look for an Approved status. The site is provided at no charge to the public.

Use NMLS Consumer Access, the free public lookup from the Nationwide Multistate Licensing System, to find a loan officer and confirm they are authorized to conduct business in Oregon. To check for disciplinary actions against the loan officer or their company, contact the state regulator, the Oregon Division of Financial Regulation.

Use NMLS Consumer Access (nmlsconsumeraccess.org), the free public search site, to find loan originators and mortgage companies. You can search by the person's NMLS ID, full legal name, or state license number and see whether they are authorized to conduct business in Pennsylvania. Disciplinary actions can be checked with the Pennsylvania Department of Banking and Securities.

Search NMLS Consumer Access at NMLSConsumerAccess.org, a free website where anyone can verify a mortgage loan officer. Enter the officer's NMLS ID, or search by name, company, or location. The record shows the officer's licenses by state, current status, employment history, sponsorship, and any state regulatory actions. The Consumer Financial Protection Bureau also recommends checking with your state regulator for disciplinary orders.

Use NMLS Consumer Access, a free public lookup at nmlsconsumeraccess.org. Enter the loan officer's name, city, state, ZIP code, NMLS ID, or license number to see whether the person is licensed and authorized to conduct business in your state. The database is updated nightly on business days and includes both state-licensed originators and federally registered bank employees.

Use NMLS Consumer Access at NMLSConsumerAccess.org, a free service where you can confirm whether a loan officer is permitted to make or broker mortgage loans in Tennessee. The Consumer Financial Protection Bureau directs consumers to this registry for exactly that check. Each individual record shows the person's NMLS unique ID, employment history, license status by state, sponsorship, and any state regulatory actions.

Use NMLS Consumer Access, the free public lookup at nmlsconsumeraccess.org operated by the Nationwide Multistate Licensing System, to verify any mortgage professional's credentials. Each record shows the individual's license status, such as approved, inactive, or temporary authority, and whether the person is authorized to conduct business. The record also identifies the sponsoring company, which must hold its own company license or registration.

Start with the free NMLS Consumer Access service at nmlsconsumeraccess.org, which shows whether a loan officer or mortgage company is authorized to conduct business in Utah. You can also check for disciplinary orders against the individual or company, usually through the state regulator.

Look the person up on NMLS Consumer Access (www.NMLSConsumerAccess.org), the free public website of the Nationwide Multistate Licensing System (NMLS). Searching by name or NMLS ID shows the loan officer's license status, sponsoring employer, and employment history for the past 10 years. An Approved status showing "authorized to conduct business: Yes" confirms the person holds an active license.

Start with the free NMLS Consumer Access lookup at nmlsconsumeraccess.org, where you can search any loan officer and confirm they are authorized to conduct business in West Virginia. You can also check for disciplinary action orders against an individual or company by contacting the state regulator, the West Virginia Division of Financial Institutions, at 304-558-2294.

NMLS Consumer Access (www.NMLSConsumerAccess.org) is the free public site where you can search for individual loan officers by name or company. It shows each loan officer's unique NMLS ID, Wisconsin license status, and whether they are authorized to conduct business, plus their employment history and sponsorship. The Wisconsin Department of Financial Institutions can also confirm whether any disciplinary orders have been issued against them.

Use NMLS Consumer Access at NMLSConsumerAccess.org, a free public website where you can confirm whether a loan officer is authorized to conduct business in your state. Search the person by name or NMLS ID to see licenses, status, and sponsorship. You can also ask the Wyoming Division of Banking about any disciplinary orders against an originator.