How do I look up and verify a mortgage loan originator's NMLS license information?
You can verify any state-licensed mortgage loan originator for free on NMLS Consumer Access (NMLSConsumerAccess.org), a searchable public website maintained by the Nationwide Multistate Licensing System (NMLS). It shows the originator's NMLS unique ID, license numbers and statuses by state, 10 years of employment history, sponsorship history, and state regulatory actions. You can search by name, company, location, or NMLS ID; the Consumer Financial Protection Bureau directs consumers to this same service to confirm whether a company or originator is authorized to do business in their state.
Use NMLS Consumer Access at nmlsconsumeraccess.org, the free public search service run through the Nationwide Mortgage Licensing System (NMLS). You can search by name, company, city, state, zip code, NMLS ID, or license number, and the full NMLS ID or state license number returns the best results. You can also check for disciplinary orders against a loan originator with the Alabama State Banking Department.
Sources: Alabama Banking Dept: SAFE Mortgage Licensing Act text (PDF) — Code of Ala. Title 5, Chapter 26; Alabama Banking Dept: Alabama Mortgage Brokers Licensing Act (Code of Ala. 5-25) text (PDF).
Use NMLS Consumer Access (NMLSConsumerAccess.org), the free public lookup site for state-licensed mortgage companies, branches, and individuals. Search by name or NMLS Unique ID to see an originator's licenses and status, 10-year employment history, sponsorships, and state regulatory actions. Changes made in NMLS appear on Consumer Access the next business day, and pending applications do not appear because only approved licenses are shown. Consumers can also check disciplinary actions with the Alaska Division of Banking and Securities.
Sources: Alaska DBS: Mortgage Broker/Lender New Application Checklist (Rev. 05/2025).
Use NMLS Consumer Access (nmlsconsumeraccess.org), a free public lookup run by the Nationwide Multistate Licensing System and Registry. You can search by the loan originator's name, company, city, state, ZIP code, or NMLS ID, and the results show current licensing status, employment history, and disciplinary history. The Consumer Financial Protection Bureau directs consumers to this service to confirm a company or professional is authorized to conduct business in their state.
Sources: A.R.S. 6-991.03: Loan originator licensing; renewal; qualifications; application; fees; A.R.S. 6-991.04: Issuance of LO license; employer notice; renewal; inactive status; address change; fee.
Use NMLS Consumer Access (nmlsconsumeraccess.org), a free public search where you can look up a loan officer by name, company, city, state, NMLS ID, or license number. Enter the full NMLS ID or state license number for the most precise results. To check for disciplinary orders, contact the Arkansas Securities Department, which licenses Arkansas loan officers.
Sources: Fair Mortgage Lending Act, Ark. Code 23-39-501 et seq., effective Aug 5, 2025 (ASD-published PDF); 23 CAR 301: Rules of the Fair Mortgage Lending Act (Arkansas Securities Department).
You can verify a mortgage loan originator for free through NMLS Consumer Access, the public lookup site run by the Nationwide Multistate Licensing System and Registry. It shows whether a company or individual is authorized to conduct business in your state. You can also check for disciplinary orders with the state regulator: the Department of Real Estate or the Department of Financial Protection and Innovation (DFPI).
Sources: California DRE: MLO License Endorsement Information; California DRE: How to Obtain a Mortgage Loan Originator License (RE 19).
Use NMLS Consumer Access, a free search site run by the Nationwide Multistate Licensing System (NMLS), to verify any mortgage loan originator. It shows whether a professional is authorized to do business in Colorado, along with employment history and dates of licensure. You can also check with the Colorado Division of Real Estate for disciplinary orders against a licensee.
Sources: Colorado Division of Real Estate: MLO steps for initial licensure; Colorado DRE: MLO application instruction guide (incl. temporary authority).
You can verify any mortgage loan originator's license for free through NMLS Consumer Access, the public search tool of the Nationwide Multistate Licensing System (NMLS). Search by name, city, state, zip code, or NMLS ID, and use the 'Any Regulator' drop-down to filter for Connecticut. In the State Licenses/Registrations section, a Regulator field showing 'Connecticut' confirms the individual is licensed in the state.
Sources: Conn. Gen. Stat. Ch. 668 Part I (36a-485 to 36a-498h): mortgage lenders, brokers and loan originators; NMLS: Connecticut state-specific PE and CE requirements for MLOs.
Use NMLS Consumer Access, a free website where you can search for a licensed mortgage loan originator by name, company, city, state, zip code, NMLS ID, or license number. It confirms whether the person is authorized to conduct business in the state. The data is updated nightly on business days, but it does not show applications that have not yet been approved. For disciplinary orders, check with the state regulator.
Sources: 5 Del. C. Ch. 24: Mortgage Loan Originators (Delaware SAFE Act); 5 Del. Admin. Code § 2401-5.0: Fees (Regulation 2401).
You can verify any DC mortgage loan originator through NMLS Consumer Access at nmlsconsumeraccess.org, the free public search of the Nationwide Multistate Licensing System record. DISB does not issue paper or electronic licenses for this license type; approval in NMLS serves as the official record. The record shows the license status and the sponsoring company.
Sources: NMLS: District of Columbia State-Specific Education Requirements (PE and CE) for MLOs; D.C. Code § 26-1103: License Requirements.
You can verify any state-licensed loan originator for free at NMLS Consumer Access (NMLSConsumerAccess.org), which shows each license status and whether the individual is authorized to conduct business. Records appear in statuses such as Approved, Approved-Inactive, or Denied, and data generally populates the next business day after approval. In Florida, you can also use the Office of Financial Regulation's Verify a License tool.
Sources: Fla. Stat. 494.00312: Loan originator license; Fla. Stat. 494.00313: Loan originator license renewal.
Use NMLS Consumer Access, the free public website at NMLSConsumerAccess.org. It shows licensing information for individuals and companies and indicates whether a mortgage loan originator is authorized to conduct business in Georgia. You can also check with the Georgia Department of Banking and Finance for any disciplinary actions, and new or changed information generally appears the next business day.
Sources: Ga. Comp. R. & Regs. 80-11-5: Mortgage loan originator licensure and other requirements; Ga. Comp. R. & Regs. 80-5-1-.02: License and supervision fees (LII mirror).
Search NMLS Consumer Access at NMLSConsumerAccess.org, the free public website run through the Nationwide Multistate Licensing System and Registry (NMLS). Look up the originator by name, NMLS ID, or state license number; the record shows licensing status by state, employment history, sponsorship, and regulatory actions. Only an "Approved" status means the person is authorized to originate loans. You can also check disciplinary actions with the Hawaii Division of Financial Institutions (DFI).
Sources: HRS 454F-22: Mortgage loan originator, MLOC, exempt sponsoring MLOC, nonprofit, and mortgage servicer company fees (DFI copy, amendments through 2014); HRS 454F-6: Pre-licensing and re-licensing; education of mortgage loan originators (DFI copy, amendments through 2014).
Use NMLS Consumer Access, the free public search tool at NMLSConsumerAccess.org. Search by name or NMLS number to see a loan originator's license status, employment history, and authorization to conduct business in Idaho. The Nationwide Mortgage Licensing System and Registry maintains the service at no cost to users, and anyone can search it.
Sources: NMLS: Idaho state-specific PE and CE requirements for MLOs; Idaho DOF Guidance Statement 2020-01-CFB: financial responsibility/fitness of MLOs and key individuals.
Use NMLS Consumer Access at nmlsconsumeraccess.org, the free public search site required by the SAFE Act. You can search by name, company, city, state, postal code, or NMLS ID number, and view each individual's licenses by jurisdiction, 10-year employment history, and sponsorship history. Records show whether the person is authorized to conduct business, and disciplinary actions can also be checked with IDFPR.
Sources: NMLS: Information about NMLS Consumer Access.
You can verify any mortgage loan originator's license for free on NMLS Consumer Access at www.NMLSConsumerAccess.org. Each record shows the person's NMLS Unique ID, license status by state, whether the person is authorized to conduct business, sponsorship, and 10 years of employment history. The Consumer Financial Protection Bureau identifies this as the official free verification service; disciplinary actions can also be checked with the Indiana Department of Financial Institutions or the Secretary of State's Securities Division.
Sources: Indiana DFI: MLO FAQ (updated 08/26/2025).
Search the free NMLS Consumer Access website at www.NMLSConsumerAccess.org. Enter the originator's name or NMLS unique ID to see licenses and statuses by state, employment history for the past 10 years, sponsorship, and any state regulatory actions. Each record shows whether the person is authorized to conduct business; an "Approved-Inactive" status means the individual is not authorized to originate loans.
Sources: NMLS — Consumer Access Info.
Use NMLS Consumer Access, the free public service at nmlsconsumeraccess.org, to confirm a loan originator is authorized to do business in Kansas. You can search by name, company, city, state, zip code, NMLS ID, or license number, and filter results to individuals. It does not show applications that have not yet been approved by the state. To check for orders of disciplinary action, contact the state regulator, the Office of the State Bank Commissioner (OSBC).
Sources: K.S.A. 9-2203: License required; loan originator registration; one company; remote locations; K.S.A. 9-2204: Application for mortgage company license and loan originator registration.
Use NMLS Consumer Access at NMLSConsumerAccess.org, a free public website, and search by the person's NMLS unique ID, full legal name, or license number. The record shows license status, 10-year employment history, sponsorship companies, and any state regulatory actions; only a clean "Approved" status means the person is authorized to originate loans. For Kentucky, the Department of Financial Institutions also offers its own License Lookup tool.
Sources: NMLS: Information about NMLS Consumer Access.
Use the NMLS Consumer Access portal at nmlsconsumeraccess.org to look up any Louisiana mortgage loan originator. The free search returns the person's NMLS number, license status, the states where they are authorized to originate loans, and any regulatory actions. The Louisiana Office of Financial Institutions confirms this portal as the official verification tool for residential mortgage lending licenses.
Sources: La. R.S. 6:1086: Licensure requirement; La. R.S. 6:1088: Application for licensure; surety bond.
Use NMLS Consumer Access (www.NMLSConsumerAccess.org), the free public website run by the Nationwide Multistate Licensing System. Search by the MLO's NMLS ID, full name, or state license number to see license status, employment history, and disciplinary actions. The CFPB and the Maine Bureau of Consumer Credit Protection both point consumers to this tool for verification.
Sources: 9-A M.R.S. Article 13: Maine Secure and Fair Enforcement for Mortgage Licensing Act of 2009 (index); 9-A M.R.S. §13-104: State license and registration application and issuance.
You can verify a mortgage loan originator's license for free on NMLS Consumer Access (NMLSConsumerAccess.org), the public lookup site of the Nationwide Mortgage Licensing System and Registry (NMLS). Search the person or company name to see license status, whether they are authorized to conduct business, employment history, and any state regulatory actions. The Consumer Financial Protection Bureau (CFPB) also recommends checking disciplinary orders with Maryland's Office of Financial Regulation.
Sources: Md. Code Fin. Inst. §11-606: Prelicensing education; Md. Code Fin. Inst. §11-604: License application and fees.
You can verify a mortgage loan originator's license for free on NMLS Consumer Access (NMLSConsumerAccess.org), the public lookup run by the Nationwide Multi-State Licensing System (NMLS). Search by the person's NMLS ID, full legal name, or state license number, and the record shows license status by state, whether the holder is authorized to conduct business, employment history for the past 10 years, and any regulatory actions. No account is required.
Sources: NMLS — Information about NMLS Consumer Access.
You can verify any mortgage loan originator for free on NMLS Consumer Access (NMLSConsumerAccess.org), which shows licensing status, employment history, and any regulatory actions. Michigan also maintains a Mortgage Loan Originator Licensee Locator on the Department of Insurance and Financial Services website. Both services are free to the public.
Sources: Michigan DIFS: Mortgage Loan Originator licensing page; Michigan DIFS: Schedule of Fees — Mortgage Loan Originator (2026).
Verify a Minnesota mortgage loan originator through NMLS Consumer Access at NMLSConsumerAccess.org, the free public lookup the S.A.F.E. Act requires. An individual record shows the NMLS unique identifier, licenses by jurisdiction with status, a 10-year employment history, sponsorship, and state regulatory actions. Minnesota does not issue paper licenses; the Department of Commerce directs verification to the individual's MU4 filing in NMLS or through Consumer Access.
Sources: NMLS — Consumer Access Info.
Use NMLS Consumer Access at nmlsconsumeraccess.org, a free service where you can search by name, company, city, state, zip code, NMLS ID, or license number to confirm that a mortgage loan originator is authorized to do business in your state. Entering the full NMLS ID or state license number gives the best results. The site does not include applications that a state has not yet approved, and information is updated nightly on business days.
Sources: Mississippi SB 2508 (2025), as sent to Governor: S.A.F.E. Mortgage Act amendments (full text of 81-18-9, -11, -14, -15, etc.); Miss. Admin. Code Title 5 Part 2: DBCF Mortgage S.A.F.E. regulations, last amended 4/23/2026.
Use NMLS Consumer Access at www.NMLSConsumerAccess.org, a free public search site that shows whether a loan originator or company is authorized to conduct business in your state. Search by the individual's NMLS ID or full legal name to see license status by jurisdiction, employment history, and sponsorship. To check for disciplinary orders against a Missouri loan originator, you can also contact the Missouri Division of Finance.
Sources: RSMo 443.706: Licensure required, exemptions; RSMo 443.711: MLO application form, NMLS, fees.
Use NMLS Consumer Access (NMLSConsumerAccess.org), a free public website maintained by financial regulators. You can search by the person's or company's name, NMLS ID number, or city, state, or ZIP code. Results show current licensing status by state, employment history, and any regulatory or disciplinary history. Disciplinary action orders can also usually be checked with the state regulator, which in Montana is the Division of Banking and Financial Institutions.
Sources: MCA 32-9-107: Prelicensing education requirements for mortgage loan originators; ARM 2.59.1752: State-specific prelicensing education.
Use NMLS Consumer Access, the free public site at nmlsconsumeraccess.org run by the Nationwide Multistate Licensing System (NMLS). You can search by the loan originator's name or unique NMLS number to see licensing status, employment history, and any disciplinary actions. Nebraska does not issue paper licenses, so this record serves as the official verification, and the Consumer Financial Protection Bureau also points consumers to this site.
Sources: NMLS: Nebraska state-specific PE and CE requirements for MLOs; Nebraska NDBF: MLO licensing application FAQ (2021).
Go to NMLS Consumer Access (www.NMLSConsumerAccess.org), a free public website run by NMLS. Search by name to see a loan officer's license status, employment history, and an "authorized to conduct business" indicator, along with publicly adjudicated disciplinary actions. Information generally appears there the next business day after NMLS receives it. The Consumer Financial Protection Bureau also recommends checking with the Nevada Division of Mortgage Lending for disciplinary orders.
Sources: NMLS: Nevada state-specific PE and CE requirements for MLOs; Nevada MLD: residential/commercial MLO FAQ.
Use the Nationwide Multistate Licensing System (NMLS) Consumer Access website, the free public lookup the New Hampshire Banking Department points consumers to for verifying mortgage companies, branch offices, and mortgage loan originators. Records show license status, including the "Temporary Authority" status some originators hold while completing state requirements.
Sources: NMLS: New Hampshire State PE and CE Requirements for MLOs; NH Banking Department: Mortgage Bankers, Brokers, Servicers, Originators.
Use NMLS Consumer Access, a free service maintained by the Nationwide Multistate Licensing System and Registry (NMLS), to confirm that a loan originator or company is authorized to conduct business in New Jersey. You can search by name or unique identifier. You can also check with the New Jersey Department of Banking and Insurance for any order of disciplinary action against the individual or company.
Sources: NJ DOBI: Mortgage Loan Originator license requirements; NJ DOBI: New Jersey-specific requirements for new MLO applicants.
Use NMLS Consumer Access, a free public website at NMLSConsumerAccess.org. You can search by the originator's name, company name, or NMLS unique identifier. Each record shows license statuses by state, whether the person is authorized to conduct business, a 10-year employment history, and any state regulatory actions, with no personal identifying information displayed.
Sources: NMLS — Consumer Access Info.
Use NMLS Consumer Access, a free service where anyone can check whether a financial-services company or professional is authorized to conduct business in their state. The Consumer Financial Protection Bureau confirms it as the standard verification tool, and an originator with Temporary Authority shows that status with "authorized to conduct business" set to "Yes". You can also check for disciplinary actions with the state regulator, the New York Department of Financial Services.
Sources: N.Y. Banking Law § 590: Definitions; registration required; N.Y. Banking Law § 591-a: Application to register as a mortgage broker; fees.
Use NMLS Consumer Access, a free searchable public website at NMLSConsumerAccess.org, to look up any mortgage loan originator licensed or registered through the Nationwide Multistate Licensing System (NMLS). It shows the license status and whether the originator is authorized to conduct business in the state. The North Carolina Office of the Commissioner of Banks also provides a Find Licensees tool for viewing approved licensees, and disciplinary actions can be checked with the regulator.
Sources: North Carolina Commissioner of Banks: MLO licensing requirements; NCCOB: NC prelicensing education requirements.
Use NMLS Consumer Access, the free public lookup at NMLSConsumerAccess.org, and search by NMLS ID, full legal name, or state license number. Results show current licensing status by state, employment history, and disciplinary history. Only a clean Approved status means the holder is authorized to originate loans; an Approved-Inactive status means the license exists but the holder cannot originate.
Sources: NDCC Chapter 13-10: Mortgage Loan Originators (North Dakota Century Code); N.D. Admin. Code 13-08-01-01: Mortgage Loan Originator Fees.
Use NMLS Consumer Access (NMLSConsumerAccess.org), a free public search tool, to look up any state-licensed mortgage loan originator. It shows license statuses by jurisdiction, employment history for the past 10 years, and state regulatory actions, and changes generally appear the next business day. A status of Approved-Inactive means the originator is not authorized to conduct business.
Sources: NMLS — Consumer Access Info.
Use NMLS Consumer Access at www.NMLSConsumerAccess.org, a free website where anyone can view licensing information for state-licensed companies, branches, and individuals. Approved licenses are displayed there, and state regulatory actions are viewable as well. Pending applications are not shown, so to verify a pending filing or check a disciplinary order, contact the Oklahoma Department of Consumer Credit at (405) 521-3653.
Sources: Oklahoma DOCC: Mortgage Loan Originator license page; NMLS: Oklahoma state-specific PE and CE requirements for MLOs.
Use NMLS Consumer Access, the free public lookup service of the Nationwide Multistate Licensing System and Registry. It shows whether a loan originator or company is authorized to conduct business in your state, along with license status and history. To check for disciplinary actions, contact the Oregon Division of Financial Regulation.
Sources: Oregon DFR: Mortgage loan originator licensing FAQ; NMLS: Oregon state-specific PE and CE requirements for MLOs.
You can verify any mortgage loan originator through NMLS Consumer Access (nmlsconsumeraccess.org), the free public lookup site. Search by NMLS ID, full legal name, or state license number. The record shows the person's license status and whether they are authorized to conduct business in Pennsylvania, and disciplinary actions can be checked with the Pennsylvania Department of Banking and Securities.
Sources: 7 Pa.C.S. Chapter 61: Mortgage Loan Industry Licensing and Consumer Protection (Pennsylvania Mortgage Licensing Act); NMLS: Pennsylvania State-Specific Education Requirements (PE and CE) for MLOs.
Use NMLS Consumer Access at NMLSConsumerAccess.org, a free website run by the licensing system. Search a loan officer by NMLS ID, or by name, company, or city, state, and ZIP. The record shows licenses by state, current license status, employment history, employer sponsorships, and any state regulatory actions. The Consumer Financial Protection Bureau also recommends checking with your state regulator for disciplinary orders.
Sources: NMLS: Rhode Island state-specific PE and CE requirements for MLOs; 230-RICR-40-10-2: Lenders, Loan Brokers, Small Loan Lenders, Third-Party Loan Servicers and Mortgage Loan Originators (RI DBR regulation).
Use NMLS Consumer Access, a free public lookup at nmlsconsumeraccess.org. Search by NMLS ID, state license number, name, city, state, or ZIP code to confirm the loan originator or company is authorized to conduct business in your state. Records are updated nightly on business days and cover both state-licensed originators and federally registered bank employees. The service does not show applications that are not yet approved.
Sources: NMLS: South Carolina (SC - BFI) state-specific PE and CE requirements for MLOs; NMLS: South Carolina (SC - DCA) state-specific PE and CE requirements for MLOs.
Use NMLS Consumer Access at NMLSConsumerAccess.org, a free public website where you can search any company or individual licensed through the Nationwide Mortgage Licensing System (NMLS). Individual records show the NMLS unique ID, license numbers and status by state, sponsorship history, and state regulatory actions; pending applications are not shown, and personal details such as dates of birth are never displayed. You can also check for disciplinary orders against a loan originator with the Tennessee Department of Financial Institutions.
Sources: Tenn. Comp. R. & Regs. ch. 0180-17: Rules pertaining to mortgage lending, loan servicing and loan brokering; Tennessee Department of Financial Institutions: Mortgage Loan Originator license page.
Use NMLS Consumer Access, the free public lookup at nmlsconsumeraccess.org, to verify a mortgage loan originator's license information. Enter the originator's name or NMLS ID to confirm the license status the state recognizes. A status of "Temporary Authority" with "authorized to conduct business: Yes" shows the originator may act while a license application is still pending.
Sources: Texas OCCC: Residential Mortgage Loan Originators; Texas SML: Mortgage origination FAQs.
Use the free NMLS Consumer Access lookup at nmlsconsumeraccess.org to see whether a mortgage company or loan originator is authorized to conduct business in Utah. You can usually check for orders of disciplinary action against the individual or company with the state regulator as well.
Sources: Utah Admin. Code R162-2c-201: Licensing and Registration Procedures (LII mirror); Utah Admin. Code R162-2c-204: License Renewal, Reinstatement, and Reapplication (LII mirror).
Use NMLS Consumer Access at NMLSConsumerAccess.org, a free public website. It shows an originator's NMLS unique ID, 10-year employment history, license status by jurisdiction, sponsorship, and any state regulatory actions, with an indicator of whether the person is authorized to conduct business. Disciplinary orders can also be checked with the Vermont Department of Financial Regulation.
Sources: 8 V.S.A. 2102: Application for license; application and license fees.
You can verify any mortgage loan originator through NMLS Consumer Access, the free lookup service run by the Nationwide Multistate Licensing System. It shows whether an individual or company is authorized to conduct business in your state. For disciplinary actions, you can also check with the state regulator, the Virginia Bureau of Financial Institutions.
Sources: Va. Code § 6.2-1702. Application for license; form; content; fee; Va. Code § 6.2-1707. Other conditions for mortgage loan originator licensing.
Search NMLS Consumer Access (www.NMLSConsumerAccess.org), the free public website run by the Nationwide Multistate Licensing System (NMLS). You can look up a loan originator by name or NMLS ID and see each license by state; a record showing Approved with "authorized to conduct business: Yes" confirms an active license. The site also shows employment history for the past 10 years, and it displays no Social Security numbers or dates of birth.
Sources: NMLS — Consumer Access Info.
Use NMLS Consumer Access, the free public lookup at nmlsconsumeraccess.org. It shows whether a mortgage loan originator or company is authorized to conduct business in West Virginia, along with their NMLS ID. Disciplinary action orders can usually be checked with the state regulator, the West Virginia Division of Financial Institutions.
Sources: W. Va. Code 31-17A-4: State license application and issuance (SAFE Mortgage Licensing Act); W. Va. Code 31-17A-5: Issuance of license (required findings).
You can verify any Wisconsin mortgage loan originator on NMLS Consumer Access (www.NMLSConsumerAccess.org), a free public search site run through NMLS. It shows the loan originator's unique NMLS ID, license status by state, employment history for the past 10 years, and sponsorship. You can also check disciplinary orders with the Wisconsin Department of Financial Institutions, the state regulator.
Sources: NMLS — Consumer Access Info.
You can verify a mortgage loan originator's license for free on NMLS Consumer Access at NMLSConsumerAccess.org. The site shows the person's NMLS unique ID, licenses by state and status, sponsorship, employment history for the past 10 years, and state regulatory actions. A Wyoming MLO whose sponsorship is pending shows an "Approved-Inactive" status, which means the license is issued but the holder is not authorized to conduct business.
Sources: NMLS — Consumer Access Info.