How do I renew my NMLS license?

Renew through NMLS between November 1 and December 31 each year. First complete your continuing education, because NMLS blocks renewal until the provider reports your hours to your record, which can take up to 7 days. Then verify your record, complete the attestation, and pay the renewal fees, including the $35 NMLS processing fee plus state-specific fees. If you miss December 31, a reinstatement period runs January 1 through the end of February in participating states, with possible late fees.

Renew through NMLS during the annual window from November 1 to December 31. Submit the renewal request, complete the attestation, finish your 8 hours of continuing education before the deadline, and pay the $75 Alabama renewal fee plus the $35 NMLS annual processing fee. Alabama blocks renewal filings from MLOs who have not completed their CE. If you miss the deadline, the NMLS reinstatement period runs January 1 through the end of February.

You renew through the Nationwide Multistate Licensing System (NMLS) during the annual window from November 1 to December 31. Before submitting, complete at least 8 hours of NMLS-approved continuing education covering federal law, ethics, and non-traditional lending, authorize a new credit report, complete the Identity Verification Process, and clear any outstanding license items or unpaid agency fee invoices. Alaska blocks the renewal filing if continuing education is not complete, and providers can take up to 7 days to report completions, so finish early.

File your renewal application through the Nationwide Multistate Licensing System (NMLS) between November 1 and December 31, and complete at least 8 hours of continuing education before submitting. Course providers may take up to 7 days to report completions into NMLS, so finish early. The state renewal fee is $50, and Arkansas accepts a late filing for only 15 days after December 31 with a $50 late fee.

Colorado MLO renewals are completed entirely in NMLS, with no separate state filing required. The renewal window runs November 1 to December 31 each year, and you must complete 8 hours of NMLS-approved continuing education before applying, since Colorado blocks renewal applications until CE is reported. The $8.00 renewal fee is collected during the NMLS registration renewal, and your NMLS renewal updates the Colorado record within about 10 business days.

Renew your Connecticut mortgage loan originator license through NMLS between November 1 and December 31 each year. You must complete 8 hours of continuing education, including 1 hour of Connecticut law, before applying; Connecticut prohibits a renewal application if CE is incomplete. The renewal license fee is $300, and you must hold an active sponsorship by a licensed lender, correspondent lender, or broker.

File your renewal through the Nationwide Multistate Licensing System (NMLS) between November 1 and December 1 each year. Before you apply, you must complete at least 8 hours of NMLS-approved continuing education, due by December 1. NMLS collects the $250 licensing fee at renewal, and you must also pay any outstanding invoices, including the $500 supervisory assessment the state bills each July.

Log in to your NMLS account and submit the renewal request during the annual window, November 1 through December 31. You must first complete the required 8 hours of annual continuing education (3 hours federal law, 2 hours ethics, 2 hours non-traditional lending, and 1 hour of DC-specific education) by November 1, because DC prohibits applying to renew without completed CE. If you miss the deadline, the NMLS reinstatement period runs from January 1 through the end of February.

Renew your Hawaii mortgage loan originator license through NMLS between November 1 and December 31 each year. Before requesting renewal you must complete 8 hours of NMLS-approved continuing education and pay the renewal fees, which include the $350 state renewal fee, the $100 Mortgage Loan Recovery Fund fee, and the $35 NMLS annual processing fee. A missed deadline can be fixed during the January 1 to February 28 reinstatement period.

Renew through the Nationwide Multistate Licensing System and Registry (NMLS) during the annual window, November 1 to December 31. First complete 8 hours of continuing education by December 1, since Idaho prohibits renewal applications unless CE is complete; the annual CE is 3 hours of federal law, 2 hours of ethics, 2 hours of non-traditional lending, and 1 hour of Idaho law. You must authorize a fresh credit report and criminal background check close to the filing date, then pay the $100 renewal fee.

Renew through NMLS by December 1 of the year your Iowa mortgage loan originator license expires, and pay the $50 nonrefundable renewal fee. Complete the continuing education required by Iowa Code section 535D.10 first, and continue meeting the standards for renewal. Renewals accepted after December 1 carry a late fee of $5 per day, up to $100.

File your renewal through NMLS during the renewal window from November 1 to December 31, completing your attestation and paying the $100 Kansas renewal fee. Complete the 8 hours of annual continuing education first (3 hours federal law, 2 hours ethics, 2 hours nontraditional lending, 1 elective), because Kansas prohibits you from applying to renew without it. Kansas requires the complete renewal by December 1; if you miss that date, you can reinstate through the last day of February, paying the $50 loan originator reinstatement fee plus late fees.

Log in to your NMLS account, complete 8 hours of continuing education during the calendar year (1 hour must cover Kentucky law), and renew online before November 30. The renewal fee is $50 plus a separate NMLS processing fee. Kentucky law also requires you to submit a background check and consent to a credit report at each renewal.

Submit your renewal through NMLS between November 1 and December 31 each year. Before filing, you must complete 8 hours of continuing education (3 hours federal law, 2 hours ethics, 2 hours non-traditional lending, 1 elective), because Louisiana blocks the renewal filing until CE is complete. The renewal fee is $200, and a late filing before March 1 adds a $50 late fee.

Renew each year during the NMLS window of November 1 through December 31. Complete at least 8 hours of NMLS-approved continuing education first, because Maine prohibits an MLO from applying to renew before CE is done, and providers can take up to 7 days to report a course completion. If you miss the deadline, the NMLS reinstatement period runs January 1 through the end of February.

You renew a Maryland mortgage loan originator license through the Nationwide Mortgage Licensing System and Registry (NMLS) each year between November 1 and December 31. Log in to NMLS, verify your record, complete 8 hours of continuing education, confirm your background check and credit report are current, complete the attestation, and pay the $225 state renewal fee plus the $30 NMLS processing fee. If you miss December 31, NMLS offers a reinstatement period in January and February.

Submit your renewal request through NMLS during the annual renewal window, November 1 to December 31. You must complete 8 hours of NMLS-approved continuing education, including 1 hour on Massachusetts law, and satisfy the criminal background check requirement if your existing check is outdated. As of October 2026, the state license fee is $500 per year, plus the $35 NMLS processing fee.

Renew your Minnesota mortgage loan originator (MLO) license each year through the Nationwide Multistate Licensing System (NMLS) between November 1 and December 31. You must first complete 8 hours of NMLS-approved continuing education, including 1 hour of Minnesota state law and rules, because Minnesota prohibits MLOs from applying to renew with unfinished CE. The state renewal fee is $50, plus the $35 NMLS annual processing fee.

Renew through the Nationwide Multistate Licensing System and Registry (NMLS) during the annual renewal window, which runs from November 1 to December 31. Mississippi charges a $150 renewal fee plus a $1 EOC fee, and NMLS adds a $35 processing fee per loan originator license. If the renewal request and documents are not received by the Department of Banking and Consumer Finance (DBCF) by December 31, the cost of renewal rises to $300.

Missouri mortgage loan originators renew between November 1 and December 31 through NMLS. You must complete 8 hours of NMLS-approved continuing education, including 1 hour of Missouri law, authorize a new credit report and criminal background check, pay the $50 renewal fee, and hold an active sponsorship from a licensed employer. Missouri prohibits submitting a renewal before your CE is complete, and providers may take up to 7 days to report course completions.

Renew through NMLS between November 1 and December 31. You must complete 8 hours of continuing education (3 hours federal law, 2 hours ethics, 2 hours nontraditional lending, and 1 hour elective), pay the $100 renewal fee plus a $30 NMLS processing fee, and authorize a new credit report. Montana also requires a new criminal background check at renewal every 3 years, and you are prohibited from renewing if CE is not complete.

Complete your 8 hours of continuing education first, because Nebraska prohibits applying to renew without it, and providers can take up to 7 days to report a completion into NMLS. NMLS opens renewal on or about November 1, and you must submit by December 31 with a new credit report authorization, an accuracy attestation, and the fees. The renewal costs $125 to the Department of Banking and Finance plus the $35 NMLS processing fee. If you file on time, you may keep originating while the Department reviews the request.

Nevada MLO licenses renew through NMLS during the annual window from November 1 to December 31. Before renewing, you must complete at least 8 hours of NMLS-approved continuing education during the preceding 12 months, and Nevada prohibits you from submitting a renewal application if your CE is not complete. Course providers may take up to 7 days to report a completion into NMLS, so do not wait until the last minute. If you miss the December 31 deadline, NMLS runs a reinstatement period from January 1 through the end of February.

Renew through NMLS during the annual window, which runs November 1 to December 31. Before filing, complete the required 8 hours of continuing education and confirm it is posted to your NMLS record, because New Hampshire prohibits mortgage loan originators from applying to renew if CE is not complete. Course providers can take up to 7 days to report completions, so finish early. If you miss the deadline, NMLS offers a reinstatement period in January and February.

Renew through NMLS between November 1 and December 31 each year. Complete 8 hours of continuing education, including 1 hour of New Mexico content, before you apply, because the state prohibits renewal applications from MLOs who have not finished CE. The state renewal fee is $200, and the Financial Institutions Division generally processes complete renewals within 14 days.

You renew through NMLS during the annual window from November 1 to December 31 by submitting a renewal request, completing the attestation, and paying the applicable fees. In North Dakota, you must complete your 8 hours of continuing education before applying, because the state prohibits renewal applications without finished CE. If you miss the deadline, NMLS offers a reinstatement period from January 1 through the end of February.

Renew your license in NMLS between November 1 and December 31 each year. Before renewing, complete your 8 hours of continuing education, which is due December 31, because Ohio blocks renewal until CE is finished. You must also verify your record, confirm your criminal background check and credit report are current, complete the required attestation, and pay renewal fees. If you miss the deadline, you may be able to reinstate during the January-February reinstatement period.

Renew through NMLS during the annual renewal window, which runs November 1 to December 31 nationally, but Oklahoma requires your renewal submission before December 1. You must complete 8 hours of NMLS-approved continuing education before you can apply to renew, and providers may take up to 7 days to report a completion, so plan ahead. After December 1, a late fee of $10 per day applies, up to a maximum of $300.

NMLS does not issue a license to renew; it is the platform for renewing your state mortgage loan originator license. Oregon's renewal window runs November 1 to December 31 each year. You must complete 10 hours of NMLS-approved continuing education, including 2 hours of Oregon-specific CE, before submitting the renewal, because Oregon blocks renewal applications without current-year CE. The state renewal fee is $65.

Renew through NMLS between November 1 and December 31 by completing 8 hours of continuing education (3 hours federal law, 2 hours ethics, 2 hours non-traditional lending, plus 1 hour of Rhode Island law), authorizing a criminal background check and credit report, and paying renewal fees. You cannot apply to renew until CE is completed, and course providers may take up to 7 days to report completions.

Renew your South Dakota MLO license annually by the December 31 expiration, with the renewal application postmarked to the director by December 1. To renew, you must continue meeting the license issuance standards and satisfy the annual continuing education requirements set by rule. The renewal fee may not exceed $250, with the actual amount set by the director by rule. Filing between December 2 and December 31 adds a late fee of up to 25% of the renewal fee, and after January 1 you must file a new application.

Renew during the annual NMLS window from November 1 to December 31. First complete your 8 hours of continuing education, because Tennessee blocks the renewal filing until it is done, and course providers can take up to 7 days to report a completion. For the 2027 renewal, you must authorize a new credit report if your last one was authorized before January 1, 2024, and you must submit new fingerprints or reuse existing prints if your background check predates that date.

Log in to your NMLS account during the annual renewal window, which runs from November 1 to December 31, and submit the renewal request, attestation, and fees there. Complete your continuing education first: Utah Division of Real Estate (DRE) licensees must finish CE by December 15 and are prohibited from applying to renew with CE outstanding. A DRE licensee must also submit a new fingerprint background report and credit report every fifth year to renew.

Renew during the NMLS window of November 1 through December 31 each year. A Washington MLO must complete 9 hours of NMLS-approved continuing education, pay the $125 annual assessment plus the $35 NMLS annual processing fee, and keep active sponsorship. If the deadline is missed, renewal is still possible through the last day of February with an additional 50% late charge of $62.50.

Renew through NMLS between November 1 and December 31. Before renewing, verify your record is accurate, complete the 9 hours of annual continuing education (West Virginia prohibits applying to renew before CE is complete, and providers may take up to 7 days to report a course completion), confirm your background check and credit report are current, complete the required attestation, and pay the renewal fees, which include a $35 NMLS processing fee. If you miss the deadline, the reinstatement period runs January 1 through the end of February.

Renew through NMLS between November 1 and December 31 each year, before the license expires on December 31. Wisconsin prohibits renewal unless your 8 hours of annual continuing education are complete, and course providers can take up to 7 days to report completions into NMLS. The renewal costs a $250 state fee plus the $35 NMLS processing fee. Miss the window and reinstatement runs January 1 through the end of February with an added $100 fee.

Submit your renewal request through NMLS between November 1 and December 31 each year. Wyoming prohibits you from renewing until your continuing education is reported complete, and the renewal fee is $150. Note that Wyoming rule also requires all renewal requirements to be satisfied by December 1, or the license expires December 31, with reinstatement available until March 1 of the following year.