When does the NMLS MLO license renewal period open each year?
The NMLS annual renewal period opens on November 1 each year and closes on December 31. State-licensed individuals must submit renewal requests, complete the required attestation, and pay renewal fees between those dates so their licenses stay active for the next calendar year. A reinstatement period then runs January 1 through the end of February for missed renewals in participating states.
The renewal window opens November 1 and closes December 31 of each calendar year. An Arkansas loan officer renews through the NMLS automatic licensing system during that window by submitting the renewal application, fees, and proof of completed continuing education. If the renewal application is not received by December 31, the license expires.
Sources: 23 CAR 301: Rules of the Fair Mortgage Lending Act (Arkansas Securities Department).
The renewal period opens on November 1 each year. Delaware mortgage loan originators must submit renewal applications through the Nationwide Multistate Licensing System (NMLS) no later than December 1, even though the general NMLS window stays open until December 31. Licenses expire on December 31.
Sources: 5 Del. C. Ch. 24: Mortgage Loan Originators (Delaware SAFE Act); 5 Del. Admin. Code § 2401-5.0: Fees (Regulation 2401).
The NMLS renewal window opens November 1 each year and closes December 31. During the window, you submit your renewal request, complete the attestation, and pay the renewal fees. If you miss the window, the NMLS reinstatement period runs from January 1 through the end of February, which matches Hawaii's statutory reinstatement window of January 1 to February 28.
Sources: HRS 454F-22: Mortgage loan originator, MLOC, exempt sponsoring MLOC, nonprofit, and mortgage servicer company fees (DFI copy, amendments through 2014); HRS 454F-6: Pre-licensing and re-licensing; education of mortgage loan originators (DFI copy, amendments through 2014).
The NMLS renewal window opens November 1 each year and runs through December 31. Idaho MLOs must complete their 8 hours of continuing education by December 1 before filing, because Idaho prohibits renewal submissions until CE is complete. Renewal requests received after December 1 may not be reviewed before the license expires on December 31.
Sources: NMLS: Idaho state-specific PE and CE requirements for MLOs.
The NMLS renewal window opens on November 1 and runs through December 31 each year. Kansas sets an earlier effective deadline: you must file a complete renewal application and the nonrefundable renewal fee by December 1, and you cannot apply to renew until your continuing education is complete.
Sources: K.S.A. 9-2203: License required; loan originator registration; one company; remote locations; K.S.A. 9-2204: Application for mortgage company license and loan originator registration.
The standard NMLS renewal window opens November 1 and runs through December 31, but Kentucky sets an earlier state deadline. Kentucky mortgage loan originators must complete renewal, including all 8 hours of continuing education, by November 30 each year. The registration renewal fee is $50 plus a separate NMLS processing fee.
Sources: KRS 286.8-260: Continuing professional education required for persons registered under subtitle; Kentucky DFI: Mortgage licensing and exemptions (companies, brokers, loan originators).
NMLS opens license renewal functionality on or about November 1 each year. You must submit your Nebraska renewal on or before December 31, because every mortgage loan originator license in the state expires December 31 regardless of the date it was issued. Licenses issued after November 1 renew through an NMLS invoice instead.
Sources: NMLS: Nebraska state-specific PE and CE requirements for MLOs; Nebraska NDBF: MLO licensing application FAQ (2021).
The NMLS renewal window opens November 1 each year and stays open through December 31. New Hampshire mortgage loan originators must complete the required 8 hours of continuing education before renewing, and course providers can take up to 7 days to report a completion into NMLS, so the system operator advises finishing education well before the deadline.
Sources: NMLS: New Hampshire State PE and CE Requirements for MLOs.
The renewal window opens November 1 each year. New Mexico mortgage loan originator licenses expire on December 31, and the Financial Institutions Division begins processing renewal applications on November 1 with a December 31 deadline. You must complete 8 hours of continuing education, including 1 hour of New Mexico content, before applying, because the state prohibits renewal by MLOs who have not finished CE.
Sources: NMLS: New Mexico state-specific PE and CE requirements for MLOs.
The NMLS individual renewal window opens November 1 each year and runs through December 31. Oklahoma sets an earlier deadline: the renewal documentation must be submitted through NMLS before December 1. The Oklahoma Department of Consumer Credit recommends submitting by November 1.
Sources: Oklahoma DOCC: Mortgage Loan Originator license page; NMLS: Oklahoma state-specific PE and CE requirements for MLOs.