Where can I find an NMLS-approved continuing education provider?
You find approved providers through the Nationwide Multistate Licensing System (NMLS) course catalog, which lists continuing education (CE) courses from approved providers. The SAFE Act bars NMLS itself from offering courses, to keep the approval process independent. Providers report your course completion to your NMLS record within 7 calendar days.
Alabama continuing education must come from courses and providers approved by the Nationwide Multistate Licensing System (NMLS); the state does not maintain a separate approval list, and approved providers are searchable through the NMLS State Resource Center. Alabama requires 8 hours of CE annually: 3 hours of federal law, 2 hours of ethics, 2 hours on nontraditional mortgage products, and 1 elective hour. The same course may not be taken in the same or successive years.
Sources: NMLS: Alabama state-specific PE and CE requirements for MLOs.
NMLS publishes the catalog of approved continuing education courses on its website, where you can search by state and course type. Colorado requires 8 hours of NMLS-approved continuing education each calendar year: 3 hours federal law, 2 hours ethics, 2 hours non-traditional mortgage lending, and 1 hour elective. The deadline is December 31, and course providers may take up to 7 days to report your completion, so finish early.
Sources: Colorado DRE: MLO continuing education; Colorado DRE: MLO application instruction guide (incl. temporary authority); NMLS: Colorado state-specific PE and CE requirements for MLOs.
NMLS keeps the catalog of approved continuing education courses, which covers every provider whose CE Delaware accepts. Delaware requires 8 hours of annual CE, made up of 3 hours of federal law, 2 hours of ethics, 2 hours on nontraditional mortgage lending, and 1 elective hour, and it accepts CE approved for any other state as credit. Course completions can take up to 7 days to report into NMLS, so allow time before the December 1 CE deadline.
Sources: 5 Del. C. Ch. 24: Mortgage Loan Originators (Delaware SAFE Act); NMLS: Delaware State-Specific PE and CE Requirements for MLOs.
Continuing education for Florida loan originators must come from providers approved by the Nationwide Multistate Licensing System and Registry (NMLS), and the NMLS education catalog lists the approved courses. The annual requirement is 8 hours, including at least 1 hour on Florida law. Providers may take up to 7 days to report a completion, so complete your hours well before the December 31 renewal deadline.
Sources: Fla. Stat. 494.00313: Loan originator license renewal; NMLS: Florida state-specific PE and CE requirements for MLOs.
Continuing education for Georgia mortgage loan originators must come from an NMLS-approved provider. The NMLS Resource Center lists approved education providers and testing guides under Professional Standards. The annual requirement is 8 hours, of which at least 1 hour must address Georgia-specific mortgage laws and regulations.
Sources: Ga. Comp. R. & Regs. 80-11-5: Mortgage loan originator licensure and other requirements.
Continuing education providers must be approved by NMLS, whose website lists the approved course catalog. Illinois adds no state-specific hours to the standard 8-hour annual requirement of 3 hours federal law, 2 hours ethics, 2 hours non-traditional lending, and 1 hour elective. Providers may take up to 7 days to report a completion to NMLS, so Illinois MLOs should finish CE well before the December 31 deadline.
Sources: IDFPR: Mortgage Loan Originator (MLO) Renewals Frequently Asked Questions (PDF); NMLS: Illinois State PE and CE Requirements for MLOs.
Any continuing education provider reviewed and approved by the Nationwide Multistate Licensing System (NMLS) can supply Louisiana's CE, and NMLS maintains the approved providers list. Louisiana requires 8 hours a year (3 hours federal law, 2 hours ethics, 2 hours non-traditional mortgage lending, 1 hour elective) with no state-specific hours added. Employer-provided courses are allowed, and CE completed and approved for another state counts toward the requirement.
Sources: La. R.S. 6:1094: Professional education required for licensure; continuing education.
You can find approved continuing education providers through NMLS, which schedules and tracks all approved courses for Michigan. The state requires 8 hours of NMLS-approved continuing education each year, made up of 3 hours of federal law, 2 hours of ethics, 2 hours of non-traditional mortgage lending, and 1 hour of electives. The NMLS State Resource Center publishes the education guides and approved course catalogs for each state.
Sources: Michigan DIFS: Mortgage Loan Originator licensing page; Michigan DIFS: Mortgage Loan Originator and Seller Financing FAQ; NMLS: Michigan state-specific PE and CE requirements for MLOs.
Continuing education providers must be approved through the Nationwide Multistate Licensing System and Registry (NMLS), and approved courses can be found in the NMLS course catalog. Minnesota requires 8 hours of CE annually, including 1 hour on Minnesota state law and rules.
Sources: Minn. Stat. 58A.09: Continuing education for MLOs.
Missouri continuing education must come from providers approved through the Nationwide Multistate Licensing System and Registry (NMLS). Each year requires 8 hours: 3 hours of federal law, 2 hours of ethics, 2 hours on nontraditional lending, and 1 hour of Missouri law and regulations. Approved providers are listed in the NMLS course catalog, and a course repeated in the same or a successive year earns no credit.
Sources: RSMo 443.723: MLO continuing education requirements; RSMo 443.717: MLO prelicensing education requirements.
You can find NMLS-approved continuing education providers through the education catalog on the NMLS website. Nevada requires every CE hour to come from an NMLS-approved provider, and approved courses include the 1-hour Nevada law course that a Qualified Employee must take in place of the elective hour.
Sources: NMLS: Nevada state-specific PE and CE requirements for MLOs.
NMLS-approved continuing education providers are listed in the education catalog on the NMLS website, where you can search for courses by state and license type. New Jersey requires 12 hours of continuing education each year: 3 hours of federal law, 2 hours of ethics, 2 hours of non-traditional lending, 3 hours of electives, and 2 hours of New Jersey law. New Jersey accepts CE approved by NMLS and completed in another state as credit toward its requirement.
Sources: NJ DOBI: Individual license renewals (MLO/QI); N.J.A.C. 3:15-2.12: Continuing education requirements for renewal as a mortgage loan originator or qualified individual licensee; NJ DOBI Bulletin 12-10 to RMLA licensees and MLOs (2013 renewals).
North Carolina requires continuing education through providers approved by NMLS, the Nationwide Multistate Licensing System and Registry. You can search the NMLS course catalog by state and course type to find approved providers and courses, and each course listing identifies its approval. Before registering, confirm the course qualifies for credit in the year you need it, because the same course cannot be taken two years in a row.
Sources: North Carolina Commissioner of Banks: MLO licensing requirements; NCCOB: NC prelicensing education requirements.
Approved continuing education providers are listed in the education catalog on the NMLS website. Tennessee accepts any NMLS-approved course that delivers the required 8 hours: 3 hours of federal law, 2 hours of ethics, 2 hours of non-traditional lending, and 1 elective hour. Tennessee blocks the renewal filing itself if CE is not complete, so finish the courses well before the December 31 deadline.
Sources: NMLS — SAFE Act Education Requirements (NMLS Education Functional Specification).
NMLS maintains the catalog of approved continuing education courses on its Resource Center, and Texas requires the annual 8 hours to come from an NMLS-approved provider. Finish the hours well before the December 31 deadline: providers have 7 calendar days to report completions, and NMLS will not let you submit a renewal request until the course completion record posts.
Sources: NMLS: Texas (TX - SML) state-specific PE and CE requirements for MLOs.
Approved providers are found through the Nationwide Multistate Licensing System (NMLS), which sets the education standards and banks completed course hours to your NMLS education record. For Utah's Department of Financial Institutions, annual continuing education is the standard 8 hours with no state-specific course; for Utah's Division of Real Estate, it is 9 hours including a 1-hour Utah annual update. Providers may take up to 7 days to report a completion into NMLS.
Sources: Utah Admin. Code R162-2c-204: License Renewal, Reinstatement, and Reapplication (LII mirror); NMLS: Utah (UT - DRE) State-Specific Education Requirements (PE and CE) for MLOs.
The NMLS course catalog on the Nationwide Multistate Licensing System website lists all continuing education providers approved for Virginia. Virginia requires 8 hours of NMLS-approved continuing education annually: 3 hours federal law, 2 hours ethics, 2 hours nontraditional lending standards, and 1 elective hour. The deadline to complete it is December 31, and providers may take up to 7 days to report a completion.
Sources: Va. Code § 6.2-1710. Continuing education requirements; Va. Code § 6.2-1708. Pre-licensing education of mortgage loan originators; NMLS: Virginia state-specific PE and CE requirements for MLOs.
Use the NMLS Resource Center, which lists approved education providers and courses. Washington requires 9 hours of NMLS-approved continuing education each year: 3 hours federal law, 2 hours ethics, 2 hours nontraditional lending, 1 hour elective, and 1 hour of Washington law. You can meet the requirement with a single 9-hour Washington comprehensive course or with separate courses covering the federal hours and Washington law.
Sources: Washington DFI: Mortgage Loan Originator Continuing Education.