Where can I find an NMLS-approved MLO continuing education provider?
NMLS maintains the catalog of approved continuing education providers and courses, and you can search and enroll through that catalog. The Nationwide Mortgage Licensing System itself does not offer CE courses, a rule that keeps the course approval process independent. Providers report your completion to your NMLS record, most within 7 calendar days.
Continuing education providers must be NMLS-approved. Each year you must complete 8 hours: 3 hours of federal law, 2 hours of ethics, 2 hours on nontraditional mortgage products, and 1 hour of electives. The deadline is December 31, you may not take the same approved course in two successive years, and providers can take up to 7 days to report a completion into NMLS, so finish your courses early.
Sources: NMLS: Alabama state-specific PE and CE requirements for MLOs.
Arkansas loan officers complete their continuing education through providers reviewed and approved by the Nationwide Mortgage Licensing System and Registry (NMLS&R). Arkansas rules (23 CAR § 301-601) require both continuing education courses and their providers to be approved by NMLS&R, and courses may be offered in a classroom, online, or by another approved means. Search the NMLS&R course catalog for approved providers.
Sources: 23 CAR 301: Rules of the Fair Mortgage Lending Act (Arkansas Securities Department).
NMLS publishes the catalog of approved continuing education courses on its website, where you can search by state and course type. Colorado requires 8 hours of NMLS-approved continuing education each calendar year: 3 hours federal law, 2 hours ethics, 2 hours non-traditional mortgage lending, and 1 hour elective. The deadline is December 31, and course providers may take up to 7 days to report your completion, so finish early.
Sources: Colorado DRE: MLO continuing education; Colorado DRE: MLO application instruction guide (incl. temporary authority); NMLS: Colorado state-specific PE and CE requirements for MLOs.
NMLS maintains the catalog of approved continuing education providers, which lists every NMLS-approved course Delaware accepts. Delaware requires 8 hours of annual CE: 3 hours of federal law, 2 hours of ethics, 2 hours on nontraditional mortgage lending, and 1 elective hour. Delaware also accepts CE approved for any other state as credit toward its own requirement. A course completion can take up to 7 days to appear in your NMLS record, so finish early rather than waiting for the December 1 CE deadline.
Sources: 5 Del. C. Ch. 24: Mortgage Loan Originators (Delaware SAFE Act); NMLS: Delaware State-Specific PE and CE Requirements for MLOs.
Florida loan originators must complete 8 hours of continuing education each year through providers approved by the Nationwide Multistate Licensing System and Registry (NMLS), including at least 1 hour on Florida law. Approved courses and their providers are listed in the NMLS education catalog, searchable through your NMLS account. Providers may take up to 7 days to report a completion, so finish your hours before the December 31 deadline.
Sources: Fla. Stat. 494.00313: Loan originator license renewal; NMLS: Florida state-specific PE and CE requirements for MLOs.
Georgia requires 8 hours of continuing education each year from an NMLS-approved provider. The NMLS Resource Center publishes education and testing provider information and guides under Professional Standards. At least 1 of the 8 hours must cover Georgia mortgage law, specifically the Georgia Residential Mortgage Act and its regulations.
Sources: Ga. Comp. R. & Regs. 80-11-5: Mortgage loan originator licensure and other requirements.
Continuing education must be completed through providers approved by NMLS, which lists the approved course catalog on its website. Illinois requires 8 hours each year: 3 hours federal law, 2 hours ethics, 2 hours non-traditional mortgage lending, and 1 hour elective, with no state-specific hours added. Illinois prohibits MLOs from applying to renew until CE is complete, and the deadline is December 31.
Sources: IDFPR: Mortgage Loan Originator (MLO) Renewals Frequently Asked Questions (PDF).
Continuing education must come from a provider approved by the Nationwide Multistate Licensing System (NMLS), and Indiana accepts continuing education approved in any state, so any approved provider's 8-hour course works. Indiana requires 3 hours of federal law, 2 hours of ethics, 2 hours of non-traditional mortgage lending, and 1 hour of electives, and the same course cannot be repeated in successive years.
Sources: Indiana DFI: MLO FAQ (updated 08/26/2025); Indiana Department of Financial Institutions — MLO FAQ (in.gov); NMLS: Indiana (IN - DFI) state-specific PE and CE requirements for MLOs.
Continuing education must come from a provider reviewed and approved by the Nationwide Multistate Licensing System (NMLS), which maintains the approved course providers list. Louisiana requires 8 hours each year, made up of 3 hours of federal law, 2 hours of ethics, 2 hours of non-traditional mortgage lending, and 1 elective hour, with no state-specific hours added. An employer may provide an approved course, and CE approved for any other state counts toward the Louisiana requirement.
Sources: La. R.S. 6:1094: Professional education required for licensure; continuing education.
Michigan requires 8 hours of Nationwide Multistate Licensing System & Registry (NMLS)-approved continuing education each year: 3 hours of federal law, 2 hours of ethics, 2 hours of nontraditional lending, and 1 hour of electives. Approved providers offer the courses in formats such as online self-paced, live webinar, and classroom. A provider may take up to 7 days to report a completion into NMLS, so the state cautions against waiting until the last minute. Late CE courses exist for those who missed a prior year.
Sources: Michigan DIFS: Mortgage Loan Originator licensing page; Michigan DIFS: Mortgage Loan Originator and Seller Financing FAQ; NMLS: Michigan state-specific PE and CE requirements for MLOs.
Minnesota continuing education must come from courses approved through the Nationwide Multistate Licensing System and Registry (NMLS), and you can find approved providers in the NMLS course catalog. The state requires 8 hours of CE each year, and 1 of those hours must cover Minnesota state law and rules.
Sources: Minn. Stat. 58A.09: Continuing education for MLOs.
Missouri requires 8 hours of continuing education each year from courses approved through the Nationwide Multistate Licensing System and Registry (NMLS): 3 hours of federal law, 2 hours of ethics, 2 hours on nontraditional lending, and 1 hour of Missouri law and regulations. Approved providers and their courses appear in the NMLS course catalog, and only NMLS-approved courses earn credit. The same course cannot be repeated in the same or successive years.
Sources: RSMo 443.723: MLO continuing education requirements; RSMo 443.717: MLO prelicensing education requirements.
NMLS maintains the catalog of approved continuing education courses, searchable by state on its education pages. Nebraska requires 8 hours of NMLS-approved CE each year (3 hours federal law, 2 hours ethics, 2 hours nontraditional mortgage products, 1 elective) and adds no state-specific CE. CE completed for any state counts toward the Nebraska requirement.
Sources: Nebraska Revised Statute § 45-733 (corroborated by 12 CFR § 1008.107 and the NMLS state-specific education requirements page for Nebraska).
Nevada requires that all continuing education come from providers approved by the Nationwide Multistate Licensing System (NMLS). The NMLS education catalog, available through the NMLS website, lists the approved providers and courses that satisfy Nevada's 8-hour annual requirement. The Division of Mortgage Lending handles questions about Nevada-specific content, such as the 1-hour Nevada law course required for Qualified Employees.
Sources: NMLS: Nevada state-specific PE and CE requirements for MLOs.
NMLS approves the continuing education providers, and the NMLS course catalog lists the approved ones. New Jersey requires 12 hours of CE annually, and only NMLS-approved coursework counts. New Jersey also accepts CE completed in another state when NMLS has reviewed and approved it. Course providers may take up to 7 days to report a completion into NMLS, so finish your CE well before the December 31 deadline.
Sources: NJ DOBI: Individual license renewals (MLO/QI); NMLS: New Jersey state-specific education requirements (PE and CE) for MLOs.
You can find NMLS-approved continuing education providers through the NMLS course catalog. North Carolina requires 8 hours each year: 3 hours of federal law, 2 hours of ethics, 2 hours on nontraditional mortgage products, and 1 hour of North Carolina statutes and rules. Check the course description before registering, because the same course cannot be taken two years in a row for credit.
Sources: North Carolina Commissioner of Banks: MLO licensing requirements; NCCOB: NC prelicensing education requirements.
Continuing education must come from NMLS-approved providers, and you can find approved courses through the NMLS education catalog for your 8 annual hours. Oklahoma requires 3 hours of federal law, 2 hours of ethics, 2 hours of non-traditional mortgage lending, and 1 hour of electives. Providers may take up to 7 days to report a completion into NMLS, so finish early enough to renew before December 1.
Sources: NMLS: Oklahoma state-specific PE and CE requirements for MLOs.
Oregon accepts any NMLS-approved continuing education provider, and no specific class is mandated for the 2 Oregon-specific hours within the 10-hour annual requirement. Providers may take up to 7 days to report completions into NMLS, so finish your hours well before the renewal window opens on November 1.
Sources: Oregon DFR: Mortgage loan originator licensing FAQ; NMLS: Oregon state-specific PE and CE requirements for MLOs.
NMLS maintains the catalog of approved continuing education providers, searchable through the education section of the NMLS website. Any NMLS-approved 8-hour course satisfies Tennessee's annual requirement: 3 hours of federal law, 2 hours of ethics, 2 hours of non-traditional lending, and 1 elective hour. Providers may take up to 7 days to report a completion, so finish early.
Sources: NMLS — SAFE Act Education Requirements (NMLS Education Functional Specification); NMLS: Tennessee state-specific PE and CE requirements for MLOs.
Continuing education must be taken through an NMLS-approved provider, and the NMLS course catalog lists the approved options. Texas requires 8 hours annually (3 hours federal law, 2 hours ethics, 2 hours non-traditional lending, and 1 hour elective). NMLS will not let you submit a renewal until your provider reports the completion, and providers have up to 7 days to do so, so finish well before the December 31 deadline.
Sources: NMLS: Texas (TX - SML) state-specific PE and CE requirements for MLOs.
Continuing education must come from providers approved by the Nationwide Multistate Licensing System (NMLS). NMLS publishes the state-specific requirements in its education pages on the State Resource Center; for Utah's Division of Real Estate, annual continuing education totals 9 hours, including a 1-hour Utah-specific update course. Providers report completions into NMLS, which can take up to 7 days, and the Utah-DRE completion deadline is December 15.
Sources: NMLS: Utah (UT - DRE) State-Specific Education Requirements (PE and CE) for MLOs; Utah Admin. Code R162-2c-204: License Renewal, Reinstatement, and Reapplication (LII mirror).
You can find NMLS-approved continuing education courses through the course catalog on the Nationwide Multistate Licensing System (NMLS) website, which lists approved providers for Virginia. Virginia requires 8 hours of continuing education each year: 3 hours federal law, 2 hours ethics, 2 hours nontraditional lending standards, and 1 hour elective, and every course must be NMLS-approved.
Sources: Va. Code § 6.2-1710. Continuing education requirements; Va. Code § 6.2-1708. Pre-licensing education of mortgage loan originators.
Use the NMLS Resource Center, which lists approved education providers and courses. Washington requires 9 hours of NMLS-approved continuing education each year: 3 hours federal law, 2 hours ethics, 2 hours nontraditional lending, 1 hour elective, and 1 hour of Washington law. You can meet the requirement with a single 9-hour Washington comprehensive course or with separate courses covering the federal hours and Washington law.
Sources: Washington DFI: Mortgage Loan Originator Continuing Education.