Where can I find NMLS-approved continuing education providers?
The Nationwide Multistate Licensing System (NMLS) approves continuing education providers and publishes the catalog of approved CE courses, which you can search and enroll in through NMLS. NMLS itself does not offer CE courses, to keep the approval process independent. Approved providers report your course completion to your NMLS record, typically within 7 calendar days.
Alaska continuing education must be NMLS-approved, so you can find approved providers and courses by searching NMLS. Alaska requires 8 hours each year: 3 hours of federal law, 2 hours of ethics, 2 hours of non-traditional mortgage lending, and 1 elective hour. The deadline is December 31, and completions can take up to 7 days to report, so finish early enough to file your renewal on time.
Sources: NMLS: Alaska state-specific PE and CE requirements for MLOs (MLO Testing Handbook).
NMLS maintains the catalog of approved continuing education providers, and Arizona requires that your CE courses come from that approved catalog. Arizona's annual requirement is 8 total hours: 3 hours federal law, 2 hours ethics, 2 hours nontraditional mortgage lending, and 1 hour of Arizona law, with the state-specific hour counted inside the 8. You can search the approved course catalog through the NMLS website; providers report completions to NMLS, which can take up to 7 days, so complete your CE before the December 31 renewal deadline.
Sources: A.R.S. 6-991.03: Loan originator licensing; renewal; qualifications; application; fees; NMLS: Arizona state-specific PE and CE requirements for MLOs.
The Arkansas Securities Department maintains no separate state continuing-education catalog, so Arkansas loan officers complete their 8 annual CE hours through the listings of NMLS-approved providers. The 8 hours consist of 3 hours of federal law, 2 hours of ethics, 2 hours of nontraditional lending, and 1 elective hour. CE must be completed before submitting the renewal application, and in any event before December 31.
Sources: 23 CAR 301: Rules of the Fair Mortgage Lending Act (Arkansas Securities Department); NMLS: Arkansas state-specific PE and CE requirements for MLOs.
Continuing education must come from a provider approved through NMLS. On the DRE endorsement track you must complete 8 hours of NMLS-approved CE each year, and CE completed for renewing an MLO license with another regulator through NMLS can be reused because DRE requires no California-specific hour. The 45 hours of real estate license CE cannot substitute. The deadline is December 31, and providers may take up to 7 days to report course completions.
Sources: California DRE: MLO License Endorsement Information; California DRE: FAQ on MLO Pre-Licensure Education.
The Colorado Division of Real Estate's mortgage loan originator program page lists education providers and course approval resources for the state. Colorado requires 8 hours of NMLS-approved continuing education each calendar year (3 hours federal law, 2 hours ethics, 2 hours non-traditional mortgage lending, 1 hour elective). Schools offering only continuing education are exempt from the state's private occupational school approval, so NMLS approval is the credential to confirm for a CE course.
Sources: Colorado DRE: MLO continuing education; Colorado DRE: MLO application instruction guide (incl. temporary authority).
NMLS maintains the catalog of approved continuing education courses on its website, where you can find providers and enroll directly. Delaware requires 8 hours annually: 3 hours of federal law, 2 hours of ethics, 2 hours on nontraditional mortgage lending, and 1 elective hour. Delaware accepts continuing education approved for any other state as credit. An MLO who instructs an approved CE course earns 2 hours of credit for every 1 hour taught.
Sources: 5 Del. C. Ch. 24: Mortgage Loan Originators (Delaware SAFE Act).
Continuing education must come from an NMLS-approved provider, and the NMLS education catalog lists the courses approved for Florida. The state requires 8 hours each year: 3 hours of federal law, 2 hours of ethics, 2 hours of non-traditional mortgage lending, and 1 hour covering Chapter 494, Florida Statutes, and Rule 69V-40. Providers can take up to 7 days to report a completion into NMLS, so finish CE well before the December 31 renewal deadline.
Sources: Fla. Stat. 494.00313: Loan originator license renewal; NMLS: Florida state-specific PE and CE requirements for MLOs.
Continuing education must come from an NMLS-approved provider, and provider information and guides are on the NMLS Resource Center under Professional Standards. Georgia requires 8 hours annually: 3 hours of federal law, 2 hours of ethics, 2 hours of non-traditional mortgage lending, and 1 hour of Georgia-specific law and regulations. The hours must be completed by October 31, and providers may take up to 7 days to report completions into NMLS.
Sources: Ga. Comp. R. & Regs. 80-11-5: Mortgage loan originator licensure and other requirements; NMLS: Georgia — State-specific PE and CE requirements for MLOs.
Illinois mortgage loan originator continuing education must come from providers approved through the Nationwide Multistate Licensing System (NMLS), the same system that processes Illinois license applications and renewals. Each provider reports course completions directly to the MLO's NMLS account, which can take up to 7 days. Illinois requires 8 hours each year: 3 hours federal law, 2 hours ethics, 2 hours non-traditional lending, and 1 hour elective.
Sources: NMLS: Illinois State PE and CE Requirements for MLOs; IDFPR: Mortgage Loan Originator (MLO) Renewals Frequently Asked Questions (PDF).
All Kentucky continuing education must be approved by the NMLS, so you can find approved providers and courses through the NMLS education catalog on the NMLS State Resource Center. That hub lists state licensing checklists, requirements, and fees, including education details for each state. Licensees can also review their education compliance status in NMLS through the Composite View / View Education Information option, which shows course completion records by topic.
Sources: KRS 286.8-255: Registration with department required for mortgage loan originator; renewals; CE; background checks; minimum standards; KRS 286.8-260: Continuing professional education required for persons registered under subtitle.
The Nationwide Multistate Licensing System (NMLS) Master Course Catalog lists approved continuing-education providers and courses, and the Louisiana Office of Financial Institutions links to it from its residential mortgage lending page. Louisiana requires 8 hours of continuing education each year (3 hours federal law, 2 hours ethics, 2 hours non-traditional mortgage lending, and 1 elective), with no state-specific hours added. You cannot submit your license renewal until your continuing education is complete.
Sources: La. R.S. 6:1094: Professional education required for licensure; continuing education.
NMLS publishes a catalog of approved continuing education courses and providers on its website, where you can search by state. Massachusetts requires 8 hours of NMLS-approved CE each year: 3 hours federal law, 2 hours ethics, 2 hours nontraditional mortgage products, and 1 hour of Massachusetts law. Complete it by December 31, since providers may take up to 7 days to report your completion into NMLS.
Sources: 209 CMR 41.00: The Licensing of Mortgage Loan Originators (full text, Final Amendments effective 1/10/20); Massachusetts Division of Banks: Apply for a Mortgage Loan Originator license; NMLS: Massachusetts state-specific PE and CE requirements for MLOs.
Continuing education courses must come from providers approved by the Nationwide Mortgage Licensing System and Registry (NMLS), which publishes the approved-course catalog and reports completions into your record. Mississippi requires 8 hours each year: 3 hours of federal law, 2 hours of ethics, 2 hours on nontraditional mortgage lending, and 1 elective hour. Instructors of approved courses can earn 2 hours of credit for every 1 hour taught.
Sources: Mississippi SB 2508 (2025), as sent to Governor: S.A.F.E. Mortgage Act amendments (full text of 81-18-9, -11, -14, -15, etc.).
NMLS publishes a course catalog on its website listing approved continuing education providers. Missouri requires 8 hours of NMLS-approved CE each year: 3 hours of federal law, 2 hours of ethics, 2 hours on nontraditional lending, and 1 hour of Missouri law and regulations. The same course cannot be repeated in the same or successive years to meet the annual requirement.
Sources: RSMo 443.723: MLO continuing education requirements; RSMo 443.717: MLO prelicensing education requirements.
NMLS-approved continuing education providers are listed in the NMLS education catalog under your account. Nebraska requires 8 hours annually: 3 hours federal law, 2 hours ethics, 2 hours nontraditional mortgage products, and 1 elective hour. Nebraska does not require a state-specific CE course, and hours completed for any other state count toward the Nebraska requirement.
Sources: Nebraska Revised Statute § 45-733 (corroborated by 12 CFR § 1008.107 and the NMLS state-specific education requirements page for Nebraska).
Nevada requires continuing education from NMLS-approved providers, and you can search for and enroll in approved courses through the NMLS website. Completed courses post to your NMLS record, which you can view in NMLS Connect alongside your pre-licensing records. The Nevada Division of Mortgage Lending handles education questions at (702) 486-0782.
Sources: NMLS: Nevada state-specific PE and CE requirements for MLOs; Nevada MLD: residential/commercial MLO FAQ.
NMLS maintains a catalog of approved continuing education providers that you can search on the NMLS website. New Jersey requires 12 hours of continuing education each year to renew, including 2 hours of instruction on New Jersey laws and regulations, and you must complete the hours before requesting renewal.
Sources: NJ DOBI: Individual license renewals (MLO/QI); NJ DOBI Bulletin 12-10 to RMLA licensees and MLOs (2013 renewals).
NMLS publishes its catalog of approved continuing education courses through the education section of its website, searchable by state. New York requires 11 hours of continuing education annually: 3 hours of federal law, 2 hours of ethics, 2 hours of non-traditional mortgage lending, 1 hour of elective, and 3 hours of New York-specific education. New York does not accept other states' jurisdiction-specific courses toward those hours.
Sources: NMLS: New York State-Specific PE and CE Requirements for MLOs.
Pennsylvania accepts continuing education only from NMLS-approved providers, which you can locate through the course catalog on the NMLS Resource Center, the Department of Banking and Securities' official gateway into the system. The annual requirement is 8 hours, including 1 hour of Pennsylvania law, and the same course cannot be repeated in the same or successive years.
Sources: 7 Pa.C.S. Chapter 61: Mortgage Loan Industry Licensing and Consumer Protection (Pennsylvania Mortgage Licensing Act).
Texas requires the 8 annual continuing education hours to come from a provider approved by the Nationwide Multistate Licensing System (NMLS), and NMLS maintains the approved course and provider listings on its website. The NMLS Resource Center, reachable at 1-855-665-7123, handles education questions. Providers have 7 calendar days to report course completions to NMLS, so finish your CE before the December 31 deadline.
Sources: Texas OCCC: Residential Mortgage Loan Originators; Texas SML: Mortgage origination FAQs.
NMLS-approved continuing education is delivered through NMLS itself, which publishes each state's education requirements and hosts the testing and education guide on its State Resource Center. For the Utah Division of Real Estate license, annual continuing education totals 9 hours, including a 1-hour Utah-approved update course, and providers report course completions into your NMLS record, which can take up to 7 days. The Utah-DFI license requires the standard 8 hours of NMLS-approved continuing education with no state-specific hour.
Sources: NMLS: Utah (UT - DRE) State-Specific Education Requirements (PE and CE) for MLOs; Utah Admin. Code R162-2c-204: License Renewal, Reinstatement, and Reapplication (LII mirror).
Virginia requires its 8 hours of annual continuing education to come from providers whose courses are approved through NMLS: 3 hours of federal law, 2 hours of ethics, 2 hours on nontraditional lending standards, and 1 elective hour. You can search for approved courses and providers through the NMLS education catalog, and completed hours are reported into your NMLS record. The completion deadline is December 31, and providers can take up to 7 days to report a completion, so finish early.
Sources: Va. Code § 6.2-1710. Continuing education requirements; Va. Code § 6.2-1708. Pre-licensing education of mortgage loan originators; NMLS: Virginia state-specific PE and CE requirements for MLOs.
The Nationwide Multistate Licensing System (NMLS) approves continuing education providers and courses, and its Resource Center lists them all. Every hour of the 9-hour Washington continuing education requirement must come from an NMLS-approved course, so search the NMLS Resource Center for "WA SAFE" comprehensive and Washington law courses.
Sources: Washington DFI: Mortgage Loan Originator Continuing Education.