Where can I find NMLS-approved providers for MLO continuing education courses?
NMLS maintains the approved continuing education course catalog; you search, select, and enroll in CE courses through NMLS, which approves the course providers but does not itself offer CE. Providers report your course completion to your NMLS record within 7 calendar days, so NMLS encourages finishing CE by its SMART deadline of December 5 to leave time for reporting before the renewal window closes. The current-year SMART date is published on NMLS's annual renewal calendar, and some state agencies set earlier deadlines.
NMLS publishes the catalog of approved education providers and courses on its website, and Alabama accepts any NMLS-approved course that fits the required 8-hour structure of 3 hours federal law, 2 hours ethics, 2 hours nontraditional lending, and 1 hour elective. You can browse course schedules through your NMLS account. Course providers report completions into NMLS, which can take up to 7 days.
Sources: NMLS: Alabama state-specific PE and CE requirements for MLOs.
Arkansas maintains no state continuing education catalog; all mortgage loan officer CE runs through providers approved by the Nationwide Multistate Licensing System (NMLS), and the Arkansas Securities Department refers applicants to the NMLS provider listings. Providers may take up to 7 days to report completions into NMLS, so finish your 8 hours before the December 31 deadline.
Sources: NMLS: Arkansas state-specific PE and CE requirements for MLOs; 23 CAR 301: Rules of the Fair Mortgage Lending Act (Arkansas Securities Department).
Continuing education must come from providers approved by the Nationwide Multistate Licensing System (NMLS), and the NMLS course catalog lists every approved offering. You may complete the 8 required hours as separate courses from any approved provider. Providers can take up to 7 days to report course completions to your NMLS record, so finish well before the December 31 deadline.
Sources: California DRE: MLO License Endorsement Information.
The Colorado Division of Real Estate maintains education provider information on its mortgage loan originator program pages, and NMLS lists the approved courses that satisfy Colorado's 8-hour continuing education requirement (3 hours federal law, 2 hours ethics, 2 hours non-traditional mortgage lending, 1 hour elective). Providers must be NMLS-approved; schools offering only the continuing education needed to maintain a Colorado license are exempt from the separate Colorado school approval process.
Sources: Colorado DRE: MLO continuing education; Colorado DRE: MLO application instruction guide (incl. temporary authority).
Delaware continuing education must be approved by the Nationwide Multistate Licensing System (NMLS), and the NMLS website lists approved course providers. Courses are commonly offered as self-paced online classes, video courses, or live webinars. Delaware also accepts continuing education approved for any other state as credit toward its own 8-hour annual requirement.
Sources: 5 Del. C. Ch. 24: Mortgage Loan Originators (Delaware SAFE Act).
Florida requires loan originators to complete 8 hours of continuing education each year through an NMLS-approved provider, including at least 1 hour on Chapter 494, Florida Statutes, and Rule 69V-40. Only courses reviewed and approved by NMLS count toward the requirement, and NMLS maintains the catalog of approved providers and courses for Florida licensees on its education portal.
Sources: Fla. Stat. 494.00313: Loan originator license renewal; NMLS: Florida state-specific PE and CE requirements for MLOs.
The Georgia Department of Banking and Finance points applicants to the NMLS Resource Center, under Professional Standards, for testing and education provider information. Georgia requires 8 continuing education hours annually from an NMLS-approved provider, including 1 hour on Georgia mortgage law.
Sources: Ga. Comp. R. & Regs. 80-11-5: Mortgage loan originator licensure and other requirements.
You take Illinois MLO continuing education through any provider approved by NMLS. Illinois requires 8 hours annually: 3 hours federal law, 2 hours ethics, 2 hours non-traditional lending, and 1 hour elective, with no state-specific hours. Providers have up to 7 days to report your completion to NMLS, and you cannot submit a renewal until the hours are posted to your account.
Sources: IDFPR: Mortgage Loan Originator (MLO) Renewals Frequently Asked Questions (PDF); NMLS: Illinois State PE and CE Requirements for MLOs.
Indiana requires 8 hours of NMLS-approved continuing education each year, made up of 3 hours of federal law, 2 hours of ethics, 2 hours of non-traditional lending, and 1 hour of electives. NMLS, the national licensing system, maintains the catalog of approved providers and courses, and only courses from NMLS-approved providers count toward the requirement.
Sources: Indiana DFI: MLO FAQ (updated 08/26/2025); Indiana Department of Financial Institutions — MLO FAQ (in.gov); NMLS: Indiana (IN - DFI) state-specific PE and CE requirements for MLOs.
Kentucky continuing education courses must be approved by the Department of Financial Institutions (DFI) and reviewed and approved through NMLS. You select and pay for approved courses through your NMLS account, and providers report your completions into the system (reporting can take up to 7 days). The NMLS State Resource Center lists each state's education requirements, fees, and renewal checklists.
Sources: NMLS: Kentucky state-specific PE and CE requirements for MLOs.
Louisiana accepts continuing education only from course providers whose courses are reviewed and approved by NMLS, and the NMLS Master Course Catalog lists the approved providers and courses, a resource the Louisiana Office of Financial Institutions (OFI) links from its residential mortgage lending page. Employer-provided courses are not precluded, provided they are NMLS-approved. You may not repeat the same approved course in the same or successive years.
Sources: La. R.S. 6:1086: Licensure requirement; La. R.S. 6:1088: Application for licensure; surety bond.
Continuing education courses are scheduled through NMLS, which maintains the catalog of NMLS-approved providers and courses. Michigan requires 8 hours annually: 3 hours federal law, 2 hours ethics, 2 hours non-traditional lending, and 1 hour elective. Providers may take up to 7 days to report a completion into NMLS, so finish the coursework well before the December 31 deadline.
Sources: Michigan DIFS: Mortgage Loan Originator licensing page; Michigan DIFS: Mortgage Loan Originator and Seller Financing FAQ; NMLS: Michigan state-specific PE and CE requirements for MLOs.
Continuing education must come from courses that NMLS approves, and providers report your completions into the NMLS system. Minnesota requires 8 hours annually, including 1 hour of Minnesota state law and rules. Credit is only received for a course in the year it is taken, and the same approved course cannot be repeated in successive years.
Sources: Minn. Stat. 58A.09: Continuing education for MLOs.
MLO continuing education must come from an NMLS-approved provider, and NMLS maintains the catalog of approved courses and providers. Course completions are reported into your NMLS record, and providers may take up to 7 days to report a completion, so it is best not to wait until the last minute before the December 31 deadline. Approved courses may be delivered in a classroom, online, or another NMLS-approved format.
Sources: NMLS: Mississippi state-specific PE and CE requirements for MLOs.
Missouri accepts only NMLS-approved continuing education courses, and you find approved providers through NMLS, which approves course providers and banks course completions into your record. Providers may take up to 7 days to report a completion, so finish your 8 hours before the December 31 deadline rather than waiting until the last minute.
Sources: NMLS: Missouri state-specific PE and CE requirements for MLOs; RSMo 443.723: MLO continuing education requirements.
Nebraska continuing education must come from courses approved by the NMLS. Nebraska requires no state-specific CE, and state law allows your employer to provide the required 8 hours. CE completed in any other state is accepted toward the Nebraska requirement, and instructors receive 2 hours of credit for every 1 hour taught.
Sources: Nebraska Revised Statute § 45-733 (corroborated by 12 CFR § 1008.107 and the NMLS state-specific education requirements page for Nebraska); Nebraska NDBF: MLO license maintenance, renewal and surrender FAQ (2021).
NMLS-approved CE providers appear in the course catalog on the NMLS website, searchable by state and course type. Nevada requires the full 8-hour annual CE requirement, 3 hours federal law, 2 hours ethics, 2 hours non-traditional mortgage lending, and 1 hour elective, to be completed with NMLS-approved providers; a Qualified Employee substitutes 1 hour of Nevada law for the elective.
Sources: NMLS: Nevada state-specific PE and CE requirements for MLOs.
NMLS maintains the catalog of approved continuing education providers, and New Jersey accepts CE from any provider approved through that system. New Jersey requires 12 hours of CE annually, including 2 hours on New Jersey laws and regulations. CE completed in another state counts toward the New Jersey requirement if NMLS reviews and approves it.
Sources: NJ DOBI: Individual license renewals (MLO/QI); NJ DOBI Bulletin 12-10 to RMLA licensees and MLOs (2013 renewals).
New York requires 11 hours of continuing education each year: 8 federal hours plus 3 hours of New York-specific content. The courses must come from NMLS-approved providers, which are listed in the NMLS course catalog, and New York does not accept another state's jurisdiction-specific courses toward the 11 hours. Course providers can take several days to report a completion into NMLS, so finish before the December 31 deadline.
Sources: NMLS: New York State-Specific PE and CE Requirements for MLOs.
You must complete your 8 annual hours of continuing education through NMLS-approved course providers, and you can search the catalog of approved courses through NMLS. North Carolina's 8 hours include 3 hours of federal law, 2 hours of ethics, 2 hours on nontraditional mortgage products, and 1 hour of North Carolina statutes and rules. The same course cannot be taken two years in a row for credit.
Sources: North Carolina Commissioner of Banks: MLO licensing requirements; NCCOB: NC prelicensing education requirements.
Ohio does not maintain a separate state list of CE providers: the course must be NMLS-approved, and because Ohio adds no state-specific CE hours, any NMLS-approved 8-hour continuing education course satisfies the requirement. Course providers may take up to 7 days to report completions into NMLS, so finish well before the December 31 deadline.
Sources: NMLS: Ohio state-specific PE and CE requirements for MLOs.
Continuing education must come from providers approved through the Nationwide Multistate Licensing System (NMLS). The NMLS State Resource Center publishes the testing and education guide that lists approved courses for both South Carolina agencies, the Board of Financial Institutions and the Department of Consumer Affairs. Providers can take up to 7 days to report a course completion into your NMLS record, so finish your hours before the deadline.
Sources: NMLS: South Carolina (SC - BFI) state-specific PE and CE requirements for MLOs.
NMLS maintains the catalog of approved continuing education providers and courses, and completions are reported directly into your NMLS record. Tennessee requires 8 hours of NMLS-approved CE each year, split as 3 hours of federal law, 2 hours of ethics, 2 hours of non-traditional mortgage lending, and 1 elective hour. Course providers may take as long as 7 days to report a completion, so finish your hours well before the December 31 deadline.
Sources: NMLS — SAFE Act Education Requirements (NMLS Education Functional Specification); NMLS: Tennessee state-specific PE and CE requirements for MLOs.
Continuing education courses must come from an NMLS-approved provider, and the 8-hour annual Texas requirement breaks down as 3 hours federal law, 2 hours ethics, 2 hours non-traditional lending, and 1 hour elective. NMLS tracks approved providers and your completion records in one place. Course providers have 7 calendar days to report completions, and NMLS blocks renewal requests until the record posts, so finish well before the December 31 deadline.
Sources: NMLS: Texas (TX - SML) state-specific PE and CE requirements for MLOs.
NMLS-approved providers and courses are listed in the Nationwide Multistate Licensing System (NMLS) Resource Center. All continuing education for Washington licensees must come from NMLS-approved courses, and the requirement is 9 hours per year, including 1 hour of Washington law. Providers have up to 7 days to report completions, so finish early enough to meet the December 15 deadline.
Sources: Washington DFI: Mortgage Loan Originator Continuing Education.