Where can I get mortgage loan officer training?

Mortgage loan originator training is available only through providers approved by the Nationwide Multistate Licensing System (NMLS); NMLS itself does not offer courses, which keeps the course approval process independent. You search, select, and enroll in approved pre-licensing and continuing education courses through NMLS, and many states add state-specific hours to the federal 20-hour pre-licensing requirement.

You get your training through any Nationwide Multistate Licensing System and Registry (NMLS) approved education provider. Alabama requires 20 hours of NMLS-approved pre-licensing education: 3 hours of federal law, 3 hours of ethics, 2 hours on nontraditional mortgage products, and 12 hours of electives. Courses may be delivered in a classroom, online, or by another NMLS-approved means, and Alabama does not require any state-specific law content.

You complete the required training through any provider on the NMLS approved-course list. Alaska requires 20 hours of NMLS-approved pre-licensure education and adds no state-specific content, so any approved course covering the national curriculum meets the Alaska requirement.

You complete the required training through any NMLS-approved pre-licensing education provider. Arizona requires 20 hours of approved education covering 3 hours of federal law, 3 hours of ethics, 2 hours of nontraditional mortgage lending, and 4 hours of Arizona law, with the state hours counted inside the 20-hour total. NMLS maintains the record showing you are compliant with this requirement.

You complete loan officer training through NMLS-approved course providers; the Arkansas Securities Department refers applicants to NMLS for its approved-education list. Arkansas requires 20 hours of prelicensing education: 3 hours of federal law, 3 hours of ethics, 2 hours on nontraditional mortgage products, and 12 hours of electives. Arkansas adds no state-specific law hours, and you must finish the education before submitting your Form MU4 application.

You can complete the required education through any provider approved by NMLS, in any state rather than only California. The 20 hours may be spread across multiple courses taken over a period of time. On the DFPI track, 2 of the hours must cover California law, which you can satisfy inside a comprehensive California course or as a separate state-specific elective.

Mortgage loan officer training comes from NMLS-approved education providers. Colorado also requires any school providing MLO pre-licensing education to Colorado students to be approved by the Colorado Private Occupational School Board, so you can verify a school through the NMLS course catalog and Colorado's approved-education list before enrolling.

You get your training through any provider on the NMLS approved-education list. Connecticut requires 21 hours of approved prelicensing education: 3 hours federal law, 3 hours ethics, 2 hours nontraditional mortgage lending, electives, and 1 hour of Connecticut-specific law.

Mortgage loan officer training starts with the 20-hour SAFE prelicensing course from a provider approved by the Nationwide Multistate Licensing System (NMLS), commonly offered online or by webinar. You can search NMLS for approved providers, and Delaware accepts education approved for any other state. Loan officers typically also hold a bachelor's degree and receive on-the-job training, according to the U.S. Bureau of Labor Statistics.

You can get DC mortgage loan officer training through any NMLS-approved education provider, and many providers deliver the required courses online. To qualify for the DC license, you must complete 20 hours of NMLS-approved pre-licensing education, including 3 hours of DC law, before sitting for the SAFE MLO test.

The required 20-hour prelicensing course must come from an education provider approved by NMLS, which maintains the catalog of approved courses. Florida lets you satisfy the 2-hour Florida law requirement through either a Florida comprehensive course or a state-specific elective. Providers offer the coursework in self-paced online, live webinar, and classroom formats, with prices set by the provider.

Georgia requires 20 hours of NMLS-approved pre-licensure education from an approved provider, and it adds no state-specific hours. The standard national course covers the full requirement: 3 hours federal law, 3 hours ethics, 2 hours non-traditional mortgage lending, and 12 hours of electives. Provider information is in the NMLS Resource Center under Professional Standards.

Hawaii accepts mortgage loan officer training from any provider whose pre-licensing course is approved by the Nationwide Multistate Licensing System and Registry (NMLS). Courses may be offered in a classroom, online, or by any other means NMLS approves. The required 20 hours include federal law, Hawaii state law, ethics, and nontraditional mortgage products, and pre-licensing education NMLS approved for any state counts toward Hawaii's requirement.

Mortgage loan officer training in Idaho is 20 hours of Nationwide Multistate Licensing System (NMLS)-approved pre-licensure education, which includes 3 hours of federal law, 3 hours of ethics, 2 hours of non-traditional mortgage lending, 2 hours of Idaho law, and 10 hours of electives. You can take the courses from any provider on the NMLS approved-education list, and the Idaho law hours can be satisfied by an Idaho comprehensive course or a state-specific elective course.

You take your coursework through NMLS-approved education providers. Illinois requires the standard 20-hour pre-license package, and 8 hours of NMLS-approved continuing education each year after, so look for providers approved through NMLS for both.

MLO training comes from NMLS-approved education providers, which offer the required 20-hour pre-licensing course online or in person. The same approved-provider network supplies the 8 hours of annual continuing education plus test-prep courses. Education approved for any state satisfies Indiana's DFI-track requirement, and providers may take up to 7 days to report a completion into NMLS.

You complete Iowa's required training through any education provider approved by the Nationwide Mortgage Licensing System & Registry (NMLS). Iowa requires at least 20 hours of prelicensing education, including 3 hours of federal law, 3 hours of ethics (covering fraud, consumer protection, and fair lending), and 2 hours on nontraditional mortgage products. Prelicensing education approved by NMLS for any state is accepted toward Iowa's requirement.

Kansas grants education credit only for courses approved by the Office of the State Bank Commissioner or its designee, offered through NMLS-approved providers. The required training is 20 hours of pre-licensing education, and once licensed, 8 hours of continuing education each year. Course providers report completions into NMLS, and a provider may take up to 7 days to do so.

Louisiana mortgage loan originator courses must come from providers approved through the Nationwide Multistate Licensing System (NMLS). The Louisiana Office of Financial Institutions links the NMLS Master Course Catalog and the list of approved course providers from its residential mortgage lending page. Louisiana requires 20 hours of pre-licensing education and adds no state-specific hours.

Start with the 20 hours of NMLS-approved pre-license education Maine requires, which you can take in a classroom, online, or through another NMLS-approved delivery method. An employer or affiliate may provide the courses if NMLS approves them. Loan officers typically also complete on-the-job training; the Bureau of Labor Statistics notes that a bachelor's degree in business or finance is the usual entry path.

Training comes through course providers approved by the Nationwide Mortgage Licensing System and Registry (NMLS), which offer the required 20 hours of prelicensing education online or in a classroom. An employer or its affiliated entity may also provide an approved course. Loan officers also build skills on the job; the Bureau of Labor Statistics lists on-the-job training as typical for the occupation.

Massachusetts requires 20 hours of Nationwide Multi-State Licensing System (NMLS)-approved pre-license education from an approved course provider, including 3 hours of Massachusetts law, 3 hours of federal law, 3 hours of ethics, and 2 hours on nontraditional mortgage products. The 3 state-specific hours may be satisfied by a Massachusetts comprehensive course or a state-specific elective course.

Training comes from any education provider approved by the Nationwide Multistate Licensing System (NMLS), in formats that include online courses, webinars, and classroom instruction; the NMLS course catalog lists approved providers. Employer-provided courses are permitted if NMLS-approved. The required training is the standard 20 hours, with no Minnesota-specific hours added.

Mortgage loan officer training is delivered by providers approved by NMLS, and you can find them through the NMLS education catalog. Mississippi requires 20 hours of prelicensing education, including 3 hours of federal law, 3 hours of ethics, 2 hours on nontraditional mortgage products, and 4 hours on the Mississippi S.A.F.E. Mortgage Act. Courses may be taken in a classroom, online, or in another NMLS-approved format.

Missouri prelicensing education must come from an NMLS-approved provider, and the required 20-hour course can be completed in a classroom, online, or another NMLS-approved format. Employer-provided courses are also permitted. NMLS publishes the approved-course listings and requirements through its State Resource Center.

Nebraska pre-licensing education must be NMLS-approved and can be taken in a classroom, online, or in another NMLS-approved format. Nebraska law also allows your employer or its affiliates to provide the education. Courses completed for any other state count toward Nebraska's pre-licensing requirement.

All required courses for Nevada must come from NMLS-approved providers, which you can find through the NMLS education catalog. Approved courses may also be provided by your employer or its affiliates. For Nevada, the required training is 30 hours of pre-licensing education, including 4 hours of Nevada law, followed by 8 hours of continuing education each year once you are licensed.

New Jersey requires 20 hours of NMLS-approved pre-licensure education, including 4 hours of New Jersey-specific education, and you must complete it before submitting your application. You can take the coursework from any provider on the NMLS-approved education list; New Jersey does not maintain a separate state approval, so approval runs through NMLS.

You take the required coursework through NMLS-approved education providers, which are listed in the NMLS course catalog. New Mexico requires 20 hours of approved pre-licensure education, including 3 hours of New Mexico law content, before you submit your MU4 application through NMLS.

Mortgage loan officer training in New York is delivered by NMLS-approved education providers. The required course is 20 hours, including 3 hours of New York law, and the New York-specific hours cannot be more than three years old at the application date. Providers can take up to seven days to report a completion into NMLS, which matters if you are filing close to a deadline.

North Carolina mortgage loan officer training is available through NMLS-approved course providers, which you can search in the NMLS course catalog. The state requires 24 hours of pre-licensing education: 3 hours of federal law, 3 hours of ethics, 2 hours on nontraditional mortgage products, 12 hours of electives, and 4 hours of North Carolina statutes and rules.

You complete your pre-license training through providers of NMLS-approved pre-licensure education. Oklahoma requires at least 20 hours, and the total must include 1 hour of Oklahoma-specific content, which you can satisfy with an Oklahoma comprehensive course or a state-specific elective. The remaining hours cover federal law, ethics, and non-traditional mortgage lending topics.

You must take all pre-licensing education from an NMLS-approved provider, which you can find through the NMLS course catalog. Pennsylvania requires 20 hours including 3 hours of state-specific law, so confirm that any course you choose covers that Pennsylvania content.

You can take the required coursework through any NMLS-approved education provider; South Carolina accepts both a comprehensive 20-hour course and a standard national course paired with a 3-hour South Carolina state-specific elective. Coursework must be NMLS-approved to count toward the 20-hour requirement, which includes 3 hours of South Carolina content, and the state hours must match your regulator: SC-BFI for lender employees and SC-DCA for broker employees. Course providers may take up to 7 days to report completions into NMLS.

Tennessee accepts mortgage loan originator training from any NMLS-approved education provider. You must complete at least 20 hours of NMLS-approved pre-licensure education, which must include 2 hours of Tennessee-specific law. Course costs and formats vary by provider, so you can compare NMLS-approved courses before enrolling.

You take the required coursework through any NMLS-approved education provider, which you can find in the NMLS course catalog. Texas approves courses rather than schools, so choose one that covers the 20-hour SAFE curriculum plus the 3 hours of Texas law required by the Department of Savings and Mortgage Lending. The education must be completed within 3 years before your application date.

Take the 20-hour national prelicensing course from any provider approved through NMLS; you can find approved courses in the NMLS education catalog. If you are licensing through the Utah Division of Real Estate, the Utah-specific course must come from a Utah-approved Mortgage Pre-Licensing School. The provider banks your completed hours to your NMLS education record, so verify the hours appear there before you apply.

Pre-licensing education must come from a provider reviewed and approved by NMLS, and courses may be delivered in a classroom, online, or by another NMLS-approved method. Vermont's 2 state-specific law hours can be satisfied either within a comprehensive Vermont course or through a stand-alone state-specific elective. An applicant's employer or an affiliated entity may also provide the education if the course is NMLS-approved.

You can take Virginia's 20-hour pre-licensing course in a classroom, online, or through another Registry-approved delivery method, and it may even be delivered by your employer or an affiliated entity. Choose any provider on the state's approved-education list maintained by NMLS, since Virginia requires no state-specific hours beyond the standard 20. Many applicants finish the coursework within two weeks.

Washington requires 22 hours of pre-licensing education, including 4 hours of Washington law, from a Nationwide Multistate Licensing System (NMLS) approved provider. Courses are available online and in classroom, and the NMLS Resource Center lists approved providers and courses. Course cost varies by provider.

West Virginia prelicensing courses must be approved by the Nationwide Multistate Licensing System and Registry (NMLS) or the Division of Financial Institutions, and you can take them in a classroom, online, or in another approved format. Your employer or a company affiliated with it may also provide the courses. The 4 hours of West Virginia law can be met through a comprehensive course or a state-specific elective.

Loan officer training in Wisconsin means the 20-hour NMLS-approved pre-license course, which approved providers offer online and in other formats. Wisconsin adds no state-specific course, so the standard curriculum of 3 hours federal law, 3 hours ethics, 2 hours nontraditional lending, and the remainder in electives covers the education requirement. Approved courses appear in the NMLS education catalog, and costs vary by provider.

You complete the required coursework with any NMLS-approved education provider, which you can find through the NMLS State Resource Center. The 20 hours of pre-licensure education are commonly offered in online self-paced, video, and webinar formats. Confirm the course is NMLS-approved before enrolling so the hours count toward your Wyoming application.