Where can I take in-person MLO pre-license courses?
In-person pre-licensing courses are offered by NMLS-approved education providers. NMLS itself does not offer PE courses, to keep the approval process independent, so it directs applicants to its approved providers. Classroom, classroom-equivalent (webinar-style), and online self-paced formats are all available, and you search for and enroll in courses through NMLS.
Alabama law permits pre-license education to be delivered in a classroom, online, or by another NMLS-approved means, so in-person courses are an option. Any provider must be NMLS-approved, and the required 20 hours cover 3 hours of federal law, 3 hours of ethics, 2 hours on nontraditional mortgage products, and 12 hours of electives. NMLS-approved classroom courses appear on the NMLS system.
Sources: Alabama Banking Dept: SAFE Mortgage Licensing Act text (PDF) — Code of Ala. Title 5, Chapter 26; NMLS: Alabama state-specific PE and CE requirements for MLOs.
Yes, classroom instruction is allowed. Arkansas rules (23 CAR § 301-405) permit prelicensing education in a classroom, online, or by any other format approved by the Nationwide Mortgage Licensing System and Registry (NMLS&R). Every prelicensing course and course provider must be approved through NMLS&R, so approved classroom courses are found through the NMLS&R provider listings.
Sources: 23 CAR 301: Rules of the Fair Mortgage Lending Act (Arkansas Securities Department).
Hawaii permits MLO pre-licensing education in a classroom, online, or by any other format approved by the Nationwide Multistate Licensing System & Registry (NMLS), as long as the course and its provider appear on the NMLS approved-education list. Hawaii also accepts any NMLS-approved pre-licensing course completed for another state as credit toward its own 20-hour requirement, so you can choose a classroom or online format that fits your schedule.
Sources: HRS 454F-6: Pre-licensing and re-licensing; education of mortgage loan originators (DFI copy, amendments through 2014).
Indiana accepts the 20 hours of pre-licensing education in classroom, online, or other approved formats, so you can take them in person with any education provider approved by the Nationwide Multistate Licensing System (NMLS). On the Department of Financial Institutions track, courses do not need to be specific to Indiana, and education approved for any state satisfies Indiana's requirement.
Sources: Indiana Department of Financial Institutions — MLO FAQ (in.gov).
You can take the courses from any provider approved by the Nationwide Mortgage Licensing System (NMLS). Maine law allows the required 20 hours of prelicensing education to be delivered in a classroom, online, or by any other means approved by NMLS. Employers and affiliates may also offer NMLS-approved courses.
Sources: 9-A M.R.S. §13-106: Prelicensing education for mortgage loan originators.
Prelicensing education may be offered in a classroom, online, or by any other means the NMLS approves. All Maryland PE courses and providers must be NMLS-approved, and Maryland has not approved its own prelicensing courses or providers since January 1, 2010. The 20-hour course must include 5 hours of Maryland-specific law, which can be taken as part of a comprehensive course or a stand-alone state-specific elective.
Sources: Md. Code Fin. Inst. §11-606: Prelicensing education; Maryland Office of Financial Regulation: Mortgage Loan Originator FAQs.
Michigan pre-license education comes from Nationwide Multistate Licensing System & Registry (NMLS)-approved providers in several formats, including online self-paced, live webinar, virtual classroom, and in-person classroom instruction. The 20 required hours must include 2 hours of Michigan-specific content, which can be satisfied by either a Michigan comprehensive course or a state-specific elective course.
Sources: NMLS: Michigan state-specific PE and CE requirements for MLOs.
Yes, in person. Missouri statute permits prelicensing education through classroom, online, or other approved means, so classroom courses qualify as long as the provider is approved by the Nationwide Multistate Licensing System and Registry (NMLS). The 20 required hours include 3 hours of federal law, 3 hours of ethics, 2 hours on nontraditional mortgage products, and 12 hours of electives, and employer-provided courses are permitted.
Sources: RSMo 443.717: MLO prelicensing education requirements.
NMLS lists every approved Nebraska pre-licensing course in its education catalog. Nebraska law allows pre-licensing education to be delivered by classroom instruction, online courses, or other NMLS-approved means, so classroom-format options can be found in that catalog. The required total is 22 hours, including 2 hours of Nebraska-specific law.
Sources: NMLS: Nebraska state-specific PE and CE requirements for MLOs; Nebraska Revised Statute § 45-733 (corroborated by 12 CFR § 1008.107 and the NMLS state-specific education requirements page for Nebraska).
In-person pre-license courses are offered by NMLS-approved education providers, and New York-approved options appear in the NMLS course catalog. New York requires 20 hours of pre-licensing education, including 3 hours of New York law.
Sources: NY DFS: Mortgage Loan Originator Application Resources.
North Carolina requires the 24 hours of pre-licensing education to be completed in a classroom or classroom-equivalent setting through NMLS-approved providers, so in-person attendance is not required. Approved courses are commonly offered online and in blended formats. You can search the NMLS course catalog for approved providers and formats, and the required 4 hours of North Carolina law can be satisfied by an NC comprehensive course or a state-specific elective course.
Sources: NCCOB: NC prelicensing education requirements.
Yes, in-person options exist. Washington pre-licensing education courses are available both online and in a classroom from NMLS-approved providers. The NMLS Resource Center lists approved providers and courses, so you can identify which ones offer classroom formats in your area.
Sources: Washington DFI: Mortgage Loan Originators Licensing; Washington DFI: MLO Pre-Application Requirements (testing, education).