Where can I take in-person mortgage loan officer classes?

In-person mortgage loan originator (MLO) classes are offered by providers approved by the Nationwide Multistate Licensing System (NMLS). NMLS itself does not offer courses; it approves independent providers, which you can search and enroll with through the NMLS course catalog. NMLS requires approved providers to teach pre-licensing classes with an instructor, so classroom and other instructor-led formats are standard.

Yes, in-person classroom instruction is an NMLS-approved delivery method, so the 20-hour prelicensing education requirement can be completed in a classroom. The Alabama statute allows the coursework by classroom, online, or other NMLS-approved means, and Alabama requires no state-specific content, so any NMLS-approved classroom course with the standard 3/3/2 composition plus 12 hours of electives qualifies.

Arkansas permits prelicensing education in a classroom format, online, or through other delivery methods approved by the Nationwide Multistate Licensing System (NMLS). The Arkansas Securities Department does not maintain its own list of classroom providers; all courses must come from NMLS-approved providers. An employer or affiliate may also deliver the required 20 hours when the course is NMLS-approved.

Live webinar and other instructor-led formats of the 20-hour pre-licensing course are available from NMLS-approved education providers. Any school offering MLO pre-licensing education to Colorado students must also be approved by the Colorado Private Occupational School Board, which oversees private occupational schools located in Colorado and out-of-state schools that enroll Colorado residents.

Yes, some NMLS-approved providers offer the 20-hour pre-licensing course in person, often scheduled over a few days. Georgia adds no state-specific hours, so any approved provider's course covering the standard national content meets the requirement. Approved education providers and their course schedules are listed on the NMLS Resource Center under Professional Standards.

In-person classes are permitted in Hawaii. Pre-licensing education may be offered in a classroom, online, or by any other means approved by the NMLS. Any classroom course you take must be NMLS-approved and must cover the required 20 hours, including 3 hours of Hawaii state law and rules.

Maine permits prelicensing education in a classroom format, online, or by any other delivery method approved by NMLS. Classroom courses must come from an NMLS-approved provider and cover the same 20-hour content as online options. Either format satisfies Maine's requirement, which matches the federal minimum with no state-specific hours added.

In-person classes are permitted in Maryland. Prelicensing education may be offered in a classroom, online, or any other NMLS-approved delivery method, and all courses and providers must be NMLS-approved rather than state-approved. An employer or an affiliated entity may provide the approved course itself, and an NMLS-approved test provider may administer the licensing test at the applicant's employer's location.

Classroom instruction is permitted: Missouri law allows prelicensing education to be delivered in a classroom, online, or through another NMLS-approved format from an NMLS-approved provider. The course must total 20 hours, covering federal law, ethics, nontraditional mortgage products, and electives. Employer-provided courses are also allowed if NMLS-approved.

Nebraska permits classroom instruction for pre-licensing education, alongside online and other NMLS-approved formats. Whether classroom or online, the education must total 22 hours of NMLS-approved coursework, including 2 hours of Nebraska-specific law. Classroom courses appear in the NMLS catalog of approved providers.

Pre-licensing classes must come from NMLS-approved providers, and New York requires 20 hours including 3 hours of New York State law and regulations. A traditional live classroom setting is one of the formats that satisfies New York's rule for applicants with less than four years of MLO experience, along with fully interactive video or audio conferences and comprehension-gated online formats. A live classroom course also satisfies the National Component with Uniform State Content test preparation pathway.

North Carolina's 24-hour prelicensing requirement can be met in a classroom or classroom-equivalent setting, and the courses must come from a provider approved by the Nationwide Multistate Licensing System (NMLS). The NMLS course catalog lists approved providers and shows the delivery format for each course, so you can identify which offer in-person instruction.

In-person instruction is available from NMLS-approved providers that offer live classroom formats; some also offer live webinars that require a webcam, on-camera presence, and government-issued identification. The NMLS course catalog lists approved Pennsylvania courses and identifies the delivery format of each one, so you can search for classroom offerings in your area.

Vermont permits classroom instruction. Prelicensing education may be delivered in person, online, or by other NMLS-approved means, but the course and provider must be NMLS-approved. The NMLS education catalog lists approved classroom and online options, and all 20 hours must include 2 hours of Vermont law and regulations.

Yes, Virginia allows the required 20 hours of pre-licensing education to be completed in a classroom. Courses may also be delivered online or by other Registry-approved means, and your employer may provide them. Every course must be approved through the Nationwide Multistate Licensing System and Registry (NMLS).

Mortgage loan officer classes are offered in classroom format by NMLS-approved providers, which Washington recognizes for both classroom and online delivery. The state's 22-hour pre-licensing education requirement, including 4 hours of Washington law, can be satisfied through any provider on the NMLS Resource Center's approved-education list. Classroom course cost varies by provider.

West Virginia allows approved prelicensing education to be delivered in a classroom, online, or by any other means the Nationwide Mortgage Licensing System (NMLS) approves. Your employer or an affiliated entity may provide the course, and an approved test provider may even administer the licensing test at your employer's location.