Where do I take the MLO license test?

The Secure and Fair Enforcement for Mortgage Licensing (SAFE) mortgage loan originator (MLO) test must be taken through Prometric.
Prometric offers the exam in-person at one of their testing facilities, or online.

You take the SAFE Mortgage Loan Originator (MLO) Test at a testing center operated by a provider approved by the Nationwide Multistate Licensing System (NMLS). You register for the test through your NMLS account and pay the $110 National Test Component fee there, then book your exam appointment.

Alaska accepts the National Test Component with Uniform State Content as its MLO exam under AS 06.60.040, with no separate state test. You pay the $110 test fee through NMLS and schedule the exam appointment through the NMLS testing system, which the testing administrator Prometric handles.

Arkansas uses the single SAFE MLO National Test with Uniform State Content, so there is no separate Arkansas state exam. A provider approved by the Nationwide Multistate Licensing System (NMLS) administers the test, which costs $110. You must pass it before you submit your Form MU4 license application.

The SAFE MLO Test is administered at Prometric testing centers, not at Department of Real Estate (DRE) examination sites. You schedule the test through the Nationwide Multistate Licensing System (NMLS), Prometric's website, or by calling Prometric at (877) 671-6657 after paying the $110 test fee through NMLS. The test cannot be taken remotely.

The SAFE MLO test is administered by Prometric at its testing centers. Colorado accepts the National Component with Uniform State Content, so a single exam covers both the national and state requirements, and the test fee is $110.

The SAFE MLO test is administered by Prometric at its testing centers. You take the National Component, which costs $110, and a passing score of at least 75% is required. A passing score on the National Test Component with Uniform State Content satisfies Connecticut's state testing requirement.

Prometric administers the SAFE MLO test. You can schedule an exam appointment by calling Prometric at 1-877-671-6657. A score of 75% or better passes, and results are shown immediately.

You take the SAFE MLO test at a Prometric test center. Scheduling is a two-step process: first pay for the test enrollment through NMLS, then schedule your appointment at a Prometric Test Center, either online or by calling 1-877-671-6657. Since October 1, 2024, online proctored testing is available only to candidates who qualify for testing accommodations, so most candidates test at a Prometric center.

The SAFE MLO Test is administered by Prometric at its testing centers, and scheduling and testing guides are available through the NMLS Resource Center under Professional Standards. You register for the exam in connection with your NMLS record, and the test fee is $110. Georgia accepts passing results on the National Test Component with Uniform State Content.

Hawaii's SAFE-compliant MLO tests are administered by Prometric and Pearson VUE on behalf of the NMLS, and the testing centers are located only on Oahu. There are no test centers on the Neighbor Islands. You schedule the national and state components through the NMLS website.

You register for and schedule the SAFE MLO Test through the NMLS system, which lists the approved test sites where the exam is offered. NMLS must receive the required background check information, including fingerprints and authorization for a credit report, with your license application. Idaho uses the national test with Uniform State Content, so no separate Idaho test location or state exam applies.

You take the test with an NMLS-approved test provider, which administers the SAFE test components used for Indiana licensure. The National Test Component costs $110, and Indiana accepts it with either the Indiana State component, the Stand-alone Uniform State Test (UST) components, or built-in Uniform State Content. You must pass with a score of at least 75%.

You take the SAFE MLO test through the Nationwide Mortgage Licensing System & Registry (NMLS), the system the Iowa Division of Banking uses for all mortgage loan originator licensing. The National Component costs $110. Iowa does not require a separate Iowa-specific exam: passing the national test with Uniform State Content at 75% or higher satisfies the state component.

You take the SAFE MLO test at a Prometric testing center. You pay for the exam through your NMLS account first, then schedule the appointment with Prometric. A 30-day waiting period applies if you need to retake the test.

You register, pay for, and schedule the SAFE MLO Test through your NMLS account, where you select the National and State Components of the exam. Kentucky accepts the national test with Uniform State Content, so there is no separate Kentucky exam. The Department of Financial Institutions (DFI) verifies your passing result as part of the MU4 registration application.

You take the test with an NMLS-approved test provider. The exam is developed by the Nationwide Multistate Licensing System (NMLS), and you must request and pay for test enrollment through your NMLS account before you can schedule a sitting. The National Component fee is $110.

You take the test with a test provider approved by the Nationwide Mortgage Licensing System and Registry (NMLS), which develops the exam; the Maryland Office of Financial Regulation does not administer it directly. A test provider may administer the test at your employer's location. Maryland's state component is the Uniform State Test, which is built into the national test options, so one passing result covers both.

You take the test at a Prometric test center. First pay for the test enrollment through your NMLS account, then schedule at a Prometric test center online or by calling 1-877-671-6657. Since October 1, 2024, online proctored testing is available only to candidates who qualify for testing accommodations. You must reschedule or cancel by 11:59 PM Eastern, 2 calendar days before your appointment.

Minnesota's licensing test is administered by a test provider approved by NMLS, and the $110 fee is paid through the NMLS system. You take the National Test Component with Uniform State Content, which satisfies Minnesota's testing requirement. If you fail, you may retake the test three consecutive times, with each retake at least 30 days after the previous attempt.

The SAFE Mortgage Loan Originator Test is administered by Prometric at its testing centers. Mississippi requires the National Component with Uniform State Content, so no separate state exam is needed. An individual may retake the test 3 consecutive times, with each retake at least 30 days after the preceding attempt; after failing 3 consecutive tests, the wait is at least 6 months before testing again.

You take the national SAFE MLO Test through Prometric, which administers the exam for NMLS. Missouri applicants schedule and pay through Prometric (1-877-671-6657 or prometric.com), and the National Component costs $110. Missouri uses the National Test Component with Uniform State Content, so no separate state exam or test center is involved.

Prometric administers the SAFE MLO test for Montana, and you can schedule an appointment by calling 1-877-671-6657. Montana uses the National Test Component with Uniform State Content, so a single exam sitting satisfies both the national and Montana requirements, with a passing score of at least 75%.

You schedule the SAFE MLO test through your NMLS account, and Prometric administers it at its testing centers. New Mexico accepts three passing combinations: the National and New Mexico state components, the National and Stand-alone Uniform State Test components, or the National component with Uniform State Content.

The SAFE MLO Test is scheduled through your NMLS account and administered at Prometric test centers. When you register, select the National Test Component with Uniform State Content; passing that single exam satisfies New York's testing requirement. New York also accepts the National component paired with either the New York State component or the stand-alone Uniform State Test.

The SAFE MLO test is administered by Prometric at its testing centers. For a North Dakota MLO license, you must have passing results on the National Test Component with Uniform State Content, or on both the National and Stand-alone Uniform State Test components. The national component costs $110, and you must score at least 75% to pass.

The SAFE MLO test is administered by a national testing company at computer-based testing centers, with registration handled through NMLS. The National Component with Uniform State Content costs $110, and Ohio accepts passing results on that single exam in place of separate national and state components.

The Oklahoma exam is administered by an NMLS-approved test provider, not by the state directly. Oklahoma requires you to pass a qualified written test developed by NMLS under 59 O.S. § 2095.9, and the national test component fee is $110. You register for the test and pay the fee through your NMLS account.

The SAFE MLO test is administered at Prometric testing centers, and scheduling runs through your NMLS account. Pennsylvania accepts the National Test Component with Uniform State Content, or the National component paired with the Pennsylvania State component. You must score at least 75% to pass, and you may retake the test after a 30-day wait.

The SAFE MLO Test is administered by Prometric. Rhode Island requires a passing score on the National component plus the Rhode Island State component, or a passing score on the National component with Uniform State Content. The National component costs $110.

You take the SAFE test at a testing center operated by Prometric, the national exam administrator, and you schedule the exam through Prometric directly. If you pass the National Test Component with Uniform State Content, that single exam covers both the federal and the South Carolina requirements. A passing score must be on file before you submit your license application.

Vermont does not give the test at a state office. NMLS develops the MLO test, and an NMLS-approved test provider administers it, with scheduling handled through NMLS. Vermont accepts the National Test Component with Uniform State Content, or the National component plus a stand-alone UST or Vermont State component. A passing score is 75% or higher.

The SAFE MLO test is administered by Prometric, which operates testing centers nationwide, and you schedule the exam through Prometric after enrolling through your NMLS account. Virginia accepts the National Test Component with Uniform State Content, so a single national exam covers the state requirement.

You take the test with a test provider approved by the Nationwide Mortgage Licensing System (NMLS). West Virginia uses the NMLS-developed national test rather than a separate state-authored exam, and an approved provider may administer the test at your employer's location.

Wisconsin applicants take the SAFE MLO test at a Prometric testing center. Test enrollment and the $110 fee are handled through NMLS, and scheduling is done through Prometric. Wisconsin requires no separate state-specific test, so the SAFE MLO National Test with Uniform State Content is the only exam.