Which states are the easiest to get a mortgage loan originator license in?

The core requirements are the same in every state: 20 hours of NMLS-approved pre-licensing education, a 75% score on the SAFE MLO Test, and criminal background and credit checks. States differ in what they add: Georgia requires no state-specific education hours, while Nevada requires 30 total pre-licensing hours and Washington requires 22. State application fees also vary widely, which is the other main difference in difficulty.

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