Broker and real estate agent: How to Become a Real Estate Broker in North Dakota
Becoming a real estate broker in North Dakota requires a 60-hour broker pre-licensure course, at least 2 years of full-time experience as a licensed salesperson, passing the state and national broker exams, and an online application to the North Dakota Real Estate Commission (NDREC)[1]. The distinction between a broker and real estate agent is one of licensing versus membership: a broker holds a state-issued license that permits independent practice and agent supervision, while a REALTOR® is any licensed real estate professional who has joined the National Association of REALTORS® and agreed to its Code of Ethics. Before pursuing a broker license, you must first hold a salesperson license and work under a sponsoring broker. This guide covers the broker licensing pathway from eligibility through post-licensure steps.
Eligibility requirements for a North Dakota broker license
Broker license eligibility in North Dakota depends on age, salesperson experience, and disciplinary history, as established under NDCC 43-23-08 and NDAC 70-02-01-02[1].
North Dakota broker applicants must be at least 18 years old, have no real estate license revoked in any state within 2 years before application, and have been actively engaged full-time as a licensed real estate salesperson for at least 2 years, or have substantially equivalent experience as determined by the commission. Resident applicants must complete a 60-hour NDREC-certified broker pre-licensure course and pass both the state and national broker examinations administered by PSI Services LLC. The broker application fee is $150, and the total online payment is $161.25 including the $11.25 credit history fee.
NDREC verifies your salesperson experience by emailing your designated broker a form to assess your work. If you seek to qualify through substantially equivalent experience instead of the standard full-time salesperson path, you must upload a written explanation that includes your average hours per week, number of listings, and number of closed transactions. The commission then determines whether your experience is comparable.
Applicants must apply for licensure within 2 years of completing an NDREC-certified pre-licensure education course. No college degree is required.
Completing broker pre-licensing education
Before taking the broker exam, you must complete broker pre-licensing education from an NDREC-certified provider. Course topics include management skills, North Dakota agency law, risk management, contracts, and ethics.
Resident broker applicants in North Dakota must complete a 60-hour NDREC-certified broker pre-licensure course. Applicants must also have been actively engaged full-time as a licensed real estate salesperson for at least 2 years, or have substantially equivalent experience as determined by the commission. No real estate license may have been revoked in any state within 2 years before application, and applicants must be at least 18 years old. Residents must take and pass both the state and national broker examinations administered by PSI Services LLC.
Yes. NDREC-approved pre-licensing education providers may offer salesperson and broker pre-licensing courses online, in the classroom, or in a hybrid format. Courses are self-paced in the online format, allowing students to study at their own convenience. The state's approved-education list includes providers that deliver the full 90-hour salesperson or 60-hour broker curriculum entirely online.
The NDREC approved education providers page[2] lists all currently approved schools and instructors. Pre-licensure courses are approved for 3 years from the date of approval, after which the provider must seek renewal.
Taking the North Dakota broker licensing exam
The broker licensing exam is administered by PSI Services LLC[3], under contract with NDREC. The examination fee is $134 per attempt, as stated in the PSI Candidate Information Bulletin[4] dated October 2025, and is paid directly to PSI each time you take or retake the exam.
Broker applicants must complete a 60-hour NDREC-certified broker pre-licensure course and have at least 2 years of full-time experience as a licensed salesperson, or experience the commission determines to be substantially equivalent. PSI Services LLC publishes a Candidate Information Bulletin that provides exam content outlines and preparation guidance for the North Dakota broker exam. Resident broker applicants must pass both the state and national broker examinations.
The North Dakota real estate licensing exam includes a national portion with 100 questions (150 minutes) and a state portion covering North Dakota-specific law (90 minutes), administered by PSI Services LLC through computer-based testing centers. The passing score is 70% on the national portion and 75% on the state portion. PSI publishes a Candidate Information Bulletin describing exam content, and applicants can test at any time without test codes from the commission.
PSI Services LLC, the testing vendor contracted by the North Dakota Real Estate Commission, offers both test center and online proctoring delivery options for real estate exams. PSI maintains computer examination centers in North Dakota, and remote online proctoring is available as an additional delivery method for real estate exams administered through PSI.
Resident applicants must pass both the national and state portions of the broker exam. Nonresident nonreciprocal applicants need to pass only the state portion. The fee applies to each attempt.
Applying for your North Dakota broker license
After passing the exam, you submit your broker license application online through the NDREC portal. The following table summarizes the fees required to apply for and receive a broker license:
| Fee | Amount | Paid to |
|---|---|---|
| Broker application (nonrefundable) | $150 | NDREC |
| Credit history check | $11.25 | NDREC (combined with application) |
| Fingerprinting analysis | $40 | ND Attorney General |
| Recovery Fund (one-time) | $20 | NDREC |
| E&O insurance (annual) | $187 | Rice Insurance |
The NDREC How to Apply page[1] states that the combined online payment totals $161.25, which includes the $150 application fee and $11.25 credit history fee. NDREC accepts Visa, Mastercard, and Discover but does not accept American Express, checks, money orders, or cash. The $40 fingerprinting analysis fee must be paid separately by check or money order to the North Dakota Attorney General, who conducts the statewide and national criminal history record check.
E&O insurance is required for all active licensees. NDREC has negotiated a rate of $187 per calendar year through Rice Insurance. The $20 Recovery Fund payment is a one-time fee unless you have already paid it.
Broker, broker associate, salesperson, and real estate agent in North Dakota
North Dakota issues three real estate license types with increasing levels of autonomy: salesperson, broker associate, and broker. A broker associate has passed the broker exam and holds a broker license but chooses to work under another broker rather than opening an independent practice. A broker can operate independently, sponsor salespersons, and run a firm.
In North Dakota, a real estate salesperson must work under a sponsoring broker and cannot operate independently. A broker has completed additional education, gained at least 2 years of full-time experience as a licensed salesperson, and passed the broker licensing exam, which allows the broker to work independently, employ agents, and operate a firm. NDREC licenses three categories: salespersons, brokers (who can be designated brokers of a firm), and broker associates (who hold broker licenses but choose to work under another broker). A salesperson must complete 90 hours of pre-licensure education, while a broker must complete an additional 60-hour broker pre-licensure course.
A sponsoring broker is a licensed real estate broker who supervises a salesperson and holds their license. North Dakota requires association with a broker and firm to be issued an active license, and the broker must approve the application to issue the license. A licensee can hold an inactive license for an unlimited time with annual renewal and activate it later when a broker association is established.
Whether you hold a real estate agent or broker license, NAR membership[5] is a voluntary professional designation separate from state licensing. NAR reported approximately 1.4 million members in its 2025 Member Profile.
A REALTOR® is a licensed real estate professional who is also a member of the National Association of REALTORS® (NAR) and agrees to follow NAR's Code of Ethics. A real estate broker is a licensee who has met additional education and experience requirements and can work independently, manage a firm, and sponsor salespersons. The REALTOR® designation is a membership distinction through NAR, while a broker license is a regulatory credential issued by the state.
All REALTORS® are licensed real estate professionals, but not all real estate agents are REALTORS®. A REALTOR® is a member of the National Association of REALTORS® (NAR) who must follow NAR's Code of Ethics and complete ethics and Fair Housing training every three years. A real estate agent who is not an NAR member does not carry the REALTOR® designation or the associated ethical obligations.
According to the Bureau of Labor Statistics[6], real estate brokers held approximately 111,300 jobs nationally in 2024, with a median annual wage of $72,280 as of May 2024. Fifty-four percent of brokers were self-employed.
Reciprocity for out-of-state broker applicants
North Dakota offers a reciprocal licensing pathway for brokers from certain states.
North Dakota has real estate license reciprocity with Georgia, Iowa, and Minnesota. Applicants must be both licensed and live primarily in one of those states to qualify. Reciprocal applicants who met licensing requirements, including passing any examinations, in their primary state of residence do not need to take the North Dakota exam.
Reciprocal broker applicants must pass the state portion of the North Dakota broker exam but are not required to take the national portion. You must also submit a Certificate of Licensure from your home state that is less than 3 months old, file a Consent to Suit form, and furnish evidence of a real estate trust account in your resident state or request a trust account waiver, according to the NDREC reciprocity guidelines[7].
Next steps after receiving your broker license
With your broker license issued, you can operate independently, open your own firm, or work as a broker associate under another broker. If you start your own brokerage, NDREC charges a $200 nonrefundable firm license application fee. An organization license is also $200 as a one-time payment with no renewal required.
Your broker license must be renewed annually by November 15, with a renewal fee of $150. Late fees accumulate at $100 per month per license, and licenses not renewed by January 15 are cancelled, as outlined in the NDREC renewal guide[8]. Newly licensed brokers who passed the broker exam during the current CE cycle are exempt from continuing education for that cycle. In subsequent cycles, 12 hours of CE are required per year.
To get started as a broker, submit the firm license application through the NDREC portal if you plan to open your own brokerage, secure E&O insurance, and consider joining a local REALTOR® association for MLS access and professional development resources.
Sources
- NDREC — How to ApplyGovernmentMay 2026
- NDREC — Approved Education ProvidersGovernmentMay 2026
- ND Real Estate Commission — Exam InfoGovernmentMay 2026
- PSI Services LLC — ND Real Estate Candidate Information BulletinEducationAugust 2026
- NAR — How to Become a RealtorEducationMay 2026
- BLS OOH — Real Estate Brokers & Sales AgentsGovernmentMay 2026
- ND Real Estate Commission — Reciprocity GuidelinesGovernmentMay 2026
- ND Real Estate Commission — Renewal Guide (2025)GovernmentMay 2026