How to become a broker and real estate agent in North Dakota
To get a North Dakota real estate license, you must be at least 18 years old, complete a 90-hour pre-licensing education course certified by the North Dakota Real Estate Commission, submit an online application to the commission, pass a two-part licensing exam administered by PSI Services LLC, and affiliate with a sponsoring broker to activate your license. The North Dakota Real Estate Commission (NDREC) processes all license applications online, and every applicant must complete a criminal history background check and obtain errors and omissions insurance for active status. Whether your goal is to work as a real estate agent, advance to broker, or join a brokerage as a real estate agent, the licensing process starts with the same salesperson pre-licensing course.
Eligibility requirements for a North Dakota real estate license
A North Dakota salesperson license applicant must be at least 18, have a good reputation, not have had a real estate license revoked in any state within the 2 years before applying, and complete approved pre-licensing education, according to the NDREC How to Apply page[1]. NDREC does not require a high school diploma, GED, or college degree for salesperson licensure.
The application asks for your highest level of formal education achieved, but this is informational data collection, not a prerequisite. NDREC may refuse a license to any applicant who does not meet the character and fitness standards.
All applicants must complete a criminal history background check as part of the licensing process. Military service members and their spouses may have the application fee, credit check, background check, pre-licensing education, and exam requirements waived under the Servicemembers Civil Relief Act (SCRA) if five criteria are met. Contact NDREC directly to confirm military waiver eligibility.
To become a real estate salesperson in North Dakota, you must be at least 18 years old and complete a 90-hour NDREC-certified pre-licensure education course. You must then submit an online application at services.realestatend.org with a $161.25 payment ($150 application fee plus $11.25 credit history fee), submit fingerprints with a $40 analysis fee payable to the ND Attorney General, and pass both the national and state portions of the licensing exam administered by PSI Services LLC. To activate your license, you must associate with a sponsoring broker, obtain errors and omissions insurance ($187 per calendar year through the NDREC-negotiated group rate), and pay a one-time $20 contribution to the Real Estate Education, Research and Recovery Fund. You must apply for licensure within 2 years of completing your pre-licensure education course.
Complete the required pre-licensing education
North Dakota requires salesperson applicants to finish an NDREC-certified pre-licensing education course before applying for licensure, and the course certificate remains valid for 2 years from the date of completion. If you do not apply within that window, you must retake the course.
NDREC's website includes a directory of approved education providers[2]. Approved providers deliver instruction through internet-based, in-person, or mixed-format options. The pre-licensing course can be completed at your own pace in the online format, and the total cost depends on the provider and package you select.
Resident salesperson applicants must complete a 90-hour NDREC-certified salesperson pre-licensure education course. Resident broker applicants must complete a 60-hour NDREC-certified broker pre-licensure course. Course fees are determined by and paid to the school, and applicants must apply for licensure within 2 years of completing the pre-licensure education.
Yes. NDREC-approved pre-licensing education providers may offer salesperson and broker pre-licensing courses online, in the classroom, or in a hybrid format. Courses are self-paced in the online format, allowing students to study at their own convenience. The state's approved-education list includes providers that deliver the full 90-hour salesperson or 60-hour broker curriculum entirely online.
NDREC maintains a list of approved pre-licensing education providers on its website. Approved providers may offer salesperson and broker pre-licensing courses in online, classroom, or hybrid formats. Course fees are set by the school, not by NDREC.
Submit your license application and complete the background check
All North Dakota real estate license applications are submitted online through NDREC's online services portal, and paper applications are not accepted, according to the NDREC How to Apply page[1]. The salesperson application requires a $150 nonrefundable application fee plus a credit history fee, totaling $161.25 paid online to NDREC.
After submitting the application, you must complete a criminal history background check. The exact fee of $40, paid by check or money order to the North Dakota Attorney General, covers both statewide and national criminal history record checks. NDREC does not send fingerprinting kits; you must download a Fingerprint Verification Form from the NDREC website and have your fingerprints taken at an authorized agency or business, whose fee is separate from the analysis charge.
Seven to ten days after submitting your application, you can check its status through NDREC's online services portal. The criminal history report is typically returned within 1 to 2 weeks.
Schedule and take the licensing exam
NDREC's exam vendor, PSI, administers the salesperson test, and no commission-issued test codes are required to schedule. Each attempt carries a separate fee. PSI runs computer-based testing locations in North Dakota, as listed on the NDREC Exam Information page[3].
Those residing in North Dakota must pass both the national and state sections of the exam. Nonresident applicants from nonreciprocal states take only the state section. A Candidate Information Bulletin from PSI outlines exam content and scheduling procedures.
The North Dakota real estate licensing exam is administered by PSI Services LLC and consists of two portions: a national portion with 100 questions (150 minutes) and a state portion covering North Dakota-specific law (90 minutes). The national portion covers agency relationships, contracts, real property ownership, finance, marketing regulations, property management, and real estate calculations, while the state portion covers the duties and powers of the Real Estate Commission, licensing requirements, and statutory requirements. The passing score is 70% on the national portion and 75% on the state portion. The exam fee is $134 per attempt, and applicants can schedule and take the exam at any time through PSI without needing prior approval or test codes from NDREC.
The North Dakota real estate licensing exam includes a national portion with 100 questions (150 minutes) and a state portion covering North Dakota-specific law (90 minutes), administered by PSI Services LLC through computer-based testing centers. The passing score is 70% on the national portion and 75% on the state portion. PSI publishes a Candidate Information Bulletin describing exam content, and applicants can test at any time without test codes from the commission.
PSI Services LLC, the testing vendor contracted by the North Dakota Real Estate Commission, offers both test center and online proctoring delivery options for real estate exams. PSI maintains computer examination centers in North Dakota, and remote online proctoring is available as an additional delivery method for real estate exams administered through PSI.
PSI Services LLC, the official testing vendor for North Dakota, offers a national real estate salesperson practice test with 100 questions through its online store. Pearson VUE also offers broker and salesperson practice tests for $19.95 each, though these cover general real estate topics only and do not include state-specific content. PSI publishes a Candidate Information Bulletin for North Dakota exams that describes exam content and structure.
PSI Services LLC, the official testing vendor for North Dakota, offers a paid national real estate salesperson practice test with 100 questions matching the national test outline through its online store. The PSI practice test covers only the national portion and does not include state-specific law questions. Some education providers offer limited free sample questions covering national exam topics. Pearson VUE also offers broker and salesperson practice tests for $19.95 each, covering general real estate topics but not state-specific content.
Activate your license
To receive an active North Dakota real estate license, you must associate with a sponsoring broker and firm, obtain errors and omissions insurance, and pay a one-time $20 contribution to the Real Estate Education, Research and Recovery Fund[1]. Your sponsoring broker must approve your application before NDREC issues the active license.
Errors and omissions insurance through Rice Insurance costs $187 per calendar year for active licensees who need individual coverage. You can hold an inactive license instead, which does not require broker association or E&O insurance, but you cannot conduct compensated real estate business with an inactive license. An inactive license must be renewed annually and can be held for an unlimited time.
Once your license is active, you must renew it annually by November 15, with 12 hours of continuing education required each cycle. First-year licensees are exempt from continuing education for their first renewal.
A sponsoring broker is a licensed real estate broker who supervises a salesperson and holds their license. North Dakota requires association with a broker and firm to be issued an active license, and the broker must approve the application to issue the license. A licensee can hold an inactive license for an unlimited time with annual renewal and activate it later when a broker association is established.
NDREC does not publish a fixed processing time, stating the timeline is highly dependent on the applicant and whether commission review is needed. Seven to ten days after submitting an application, applicants can check their status through NDREC's online services. Fingerprint results typically reach NDREC within 1 to 2 weeks. To receive an active license, an applicant must associate with a broker and firm, obtain E&O insurance, and pay the $20 one-time Recovery Fund fee.
Joining NAR as a REALTOR® in North Dakota
A REALTOR® is a licensed real estate professional who has joined NAR (the National Association of REALTORS®) through a local association. All REALTORS® must abide by the NAR Code of Ethics[4]. To become a REALTOR®, you first obtain your real estate license, then join a local association, which provides membership in the state and national organizations.
NAR national membership dues were $156 annually as of 2024, according to the NAR membership page[5]. A firm's principal broker must join a REALTOR® association before other agents at the firm can join. NAR has approximately 1.5 million members nationwide.
All REALTORS® are licensed real estate professionals, but not all real estate agents are REALTORS®. A REALTOR® is a member of the National Association of REALTORS® (NAR) who must follow NAR's Code of Ethics and complete ethics and Fair Housing training every three years. A real estate agent who is not an NAR member does not carry the REALTOR® designation or the associated ethical obligations.
Real estate agent, broker, and real estate agent in North Dakota
In North Dakota, a salesperson must practice under a licensed broker and has no authority to work independently. A broker has completed a 60-hour broker pre-licensing course and gained a minimum of 2 years working full-time as a licensed salesperson. A REALTOR® is any licensed real estate professional, whether agent or broker, who has joined NAR and agreed to follow its Code of Ethics.
The commission issues three license types: salesperson, broker (including designated brokers and broker associates), and firm. Salespersons and brokers can hold active or inactive licenses, but only active licensees can conduct compensated real estate business.
Next steps
Start by choosing an NDREC-approved pre-licensing education provider and enrolling in the salesperson pre-licensing course. Once you complete the coursework, submit your application through NDREC's online services, schedule your exam with PSI, and begin researching sponsoring brokers in your area. NDREC staff can answer questions about any step, and the online portal lets you track your application status from start to finish.
| Step | What you do | Key requirement |
|---|---|---|
| 1 | Complete pre-licensing education | 90-hour NDREC-certified course |
| 2 | Submit application and background check | $161.25 paid online to NDREC |
| 3 | Pass the licensing exam | National and state portions through PSI |
| 4 | Activate your license | Broker association, E&O insurance, $20 Recovery Fund |
| 5 | Renew annually | By November 15; 12 hours CE per cycle |
Sources
- NDREC — How to ApplyGovernmentMay 2026
- NDREC — Education ProvidersGovernmentAugust 2026
- NDREC — Exam InformationGovernmentMay 2026
- NAR — Agent vs. REALTOR®EducationMay 2026
- NAR — How to Become a REALTOR®EducationMay 2026