Maryland real estate classes: 60-hour pre-licensing course guide
Maryland requires every real estate salesperson candidate to complete a 60-hour pre-licensing course from a provider approved by the Maryland Real Estate Commission (MREC) before sitting for the state licensing exam. The course must include a 3-hour ethics module and covers real estate principles, property law, contracts, finance, agency relationships, and fair housing. MREC permits multiple delivery formats, including classroom instruction, online coursework, and home study, giving students flexibility in how they complete their real estate classes.
Maryland's 60-hour pre-licensing course requirement
Applicants for a Maryland salesperson license must be at least 18 years old and of good character and reputation, according to the Maryland OneStop salesperson license page[1]. The same page outlines the pre-licensing education requirement that candidates must fulfill before they may schedule the state exam.
Maryland requires a 60-hour pre-licensing course from an MREC-approved education provider before a candidate may schedule the state licensing exam through PSI. The course must include a 3-hour course in real estate ethics approved by the Commission. Approved delivery methods include classroom instruction, online or internet-based learning, home study, and other delivery systems the Commission authorizes. A proctored final exam is required by MREC for course completion.
The MREC licensing FAQs[2] confirm that education may be completed with any provider listed on the MREC website under Approved Education Providers. Once the course is finished, candidates receive a certificate of completion that opens eligibility to schedule the licensing exam through PSI Examination Services, the Commission's testing vendor.
Maryland does not require post-licensing education after the pre-licensing course. According to the MREC education requirements page[3], Maryland does not recognize post-licensing education. New licensees move directly into the continuing education cycle at their first renewal rather than completing a separate post-license course.
Course delivery formats in Maryland
MREC permits multiple delivery methods for the 60-hour pre-licensing course, as specified on the Maryland OneStop salesperson license page[1].
Yes, Maryland allows pre-licensing courses to be completed online. The Commission approves multiple delivery systems, including classroom instruction, computer-based instruction over the Internet, home study, and any other delivery system approved by the Commission. There is no limit to the number of pre-licensing hours that may be taken online.
There is no state-imposed limit on the number of hours that may be completed online. Students can satisfy the entire 60-hour requirement through internet-based coursework, making online real estate courses a practical option for working professionals who need flexible scheduling.
In-person real estate classes remain available through community colleges and local real estate schools. The Greater Baltimore Board of REALTORS®[4] operates a pre-licensing school in Timonium, Maryland, offering evening, daytime, and Saturday sessions that run approximately 8 to 9 weeks. Community college programs typically span about 3 months with scheduled evening classes and require full attendance.
| Format | Description | Typical schedule |
|---|---|---|
| Online self-paced | Internet-based instruction, completed independently | Flexible, typically 6-month access |
| Classroom (in-person) | Live instruction at a school or board location | Fixed schedule, 6 to 9 weeks |
| Live online | Scheduled remote instruction via video | Fixed schedule, similar to classroom |
| Home study | Independent study with approved materials | Self-paced |
Course access windows vary by provider. Most online schools grant six months of access from the date of purchase, with some offering extensions for an additional fee. Students should confirm the access window and extension policy before enrolling, as providers set their own expiration and re-enrollment terms.
What the pre-licensing syllabus covers
The 60-hour course covers the knowledge areas tested on both the national and state portions of the Maryland real estate exam. PSI's real estate exam guide[5] identifies the core content areas as property law, real estate finance, contracts, agency relationships, ethics, and state-specific regulations. The HUD Fair Housing Act overview[6] identifies fair housing law as a required curriculum component, and Maryland's pre-licensing course integrates fair housing principles throughout the coursework.
| Topic area | What it covers | Exam portion |
|---|---|---|
| Real property and ownership | Types of interests, forms of ownership, legal descriptions | National |
| Contracts | Elements of valid contracts, listing agreements, purchase contracts | National and state |
| Agency relationships | Duties of agents, disclosure requirements, brokerage relationships | National and state |
| Real estate finance | Loan types, lending regulations, settlement procedures | National |
| Property valuation and appraisal | Appraisal methods, valuation principles | National |
| Closings and settlements | Settlement process, prorations, closing statements | National and state |
| License law and regulations | Maryland license law, Commission rules, disciplinary actions | State |
| Fair housing | Federal and Maryland fair housing laws, prohibited practices | National and state |
| Ethics | Real estate ethics approved by the Commission | State (3-hour module) |
| Property management | Landlord-tenant laws, leasing fundamentals | State |
| Real estate mathematics | Calculations for financing, commissions, prorations | National |
| Environmental concerns | Lead-based paint, disclosure requirements, environmental hazards | National |
The 3-hour ethics module is embedded within the broader curriculum rather than offered as a standalone course. The MREC education requirements page[3] states that NAR ethics training does not satisfy Maryland's required ethics course. The state mandates its own ethics curriculum, distinct from the National Association of REALTORS®' ethics program.
The national portion of the state exam tests general real estate knowledge applicable across all states, while the state portion focuses on Maryland-specific laws and regulations. The pre-licensing course prepares candidates for both portions, with some providers organizing their curriculum into national and state units to mirror the exam structure.
Course final exam requirements
The pre-licensing course concludes with a final exam that candidates must pass to receive their certificate of completion. The Maryland Real Estate Commission sets a minimum passing score of 70% on the course final exam. Individual schools may set higher thresholds at their discretion, as long as they do not fall below the state minimum.
The final exam is typically proctored, meaning a neutral third party verifies the student's identity and supervises the testing session. Online providers generally offer remote proctoring through a webcam-based system, while in-person programs administer the exam on campus. After passing, students sign an affidavit verifying their identity before the certificate is issued.
Most providers allow a maximum of two attempts on the final exam. The exam typically consists of approximately 110 questions drawn from the full 60-hour curriculum. Students who do not pass within the allowed attempts may need to re-enroll in the course.
The course final exam is separate from the state licensing exam administered by PSI. Passing the course final exam earns the certificate of completion, which then grants eligibility to schedule the state exam.
Approved education providers in Maryland
The MREC education page[7] publishes Student Success Rates by School as an Excel download, showing exam pass rates for each school. MREC states that this data is provided for informational purposes only and carries no guarantee of accuracy, and should not be construed as an endorsement of any particular institution.
Real estate pre-licensing courses in Maryland must be taken through providers approved by the Maryland Real Estate Commission, which maintains a list of approved education providers on its website. The Association of Real Estate License Law Officials (ARELLO) accredits real estate education programs and sets standards for pre-licensing courses, and PSI's exam content is ARELLO-accredited. MREC also publishes Student Success Rates by School as a downloadable file, though it states this data is for informational purposes and not an endorsement of any institution.
Pre-licensing courses are offered by education providers listed on the MREC website under Approved Education Providers. The 60-hour course may be taken through classroom instruction, online or internet-based delivery, home study, or other delivery systems approved by the Commission. Community colleges and private schools throughout Maryland offer the course in various formats, and some providers offer both in-person and online options.
Schools fall into several categories. National online providers offer self-paced courses accessible from anywhere in the state. Community colleges provide structured schedules with instructor-led instruction and included textbooks. Local real estate schools and brokerage-affiliated institutes offer classroom-based courses with schedules tied to local market activity. Students searching for a real estate school near me should verify that any provider they consider appears on the MREC approved list before enrolling.
Some brokerages offer free pre-licensing education programs as part of their recruitment efforts, covering the 60-hour Maryland pre-licensing requirement. Students should confirm that any free program is approved by the Maryland Real Estate Commission before enrolling, as only MREC-approved courses satisfy the pre-licensing education requirement.
Choosing a course provider and format
Selecting the right provider depends on learning style, schedule, budget, and career goals. Community college programs tend to be the most expensive option, reflecting included textbooks and instructor-led classroom instruction.
Pre-licensing course costs in Maryland vary by provider and delivery format, with online self-paced courses generally costing less than in-person or community college programs. The 60-hour course, which includes a 3-hour ethics component, must be completed with an MREC-approved education provider before scheduling the state exam. The Commission publishes a list of approved education providers on its website.
Some Maryland-approved education providers offer financing or payment plans for the 60-hour pre-licensing course, allowing students to pay in installments rather than upfront. Community college programs may also provide tuition assistance that can cover a substantial portion of course costs. The specific terms, eligibility, and availability of payment plans differ among providers on the state's approved-education list.
When evaluating providers, consider the following factors:
- Delivery format: Online self-paced courses offer flexibility, while classroom courses provide structure and live instructor interaction.
- Course access window: Most online providers grant six months of access. Confirm the extension and re-enrollment policy before purchasing.
- Included materials: Some providers bundle textbooks, exam prep tools, and practice questions. Others charge separately for these resources.
- Support after exam failure: Some schools extend access to study materials if a student does not pass the state exam on the first attempt, sometimes for up to 18 months.
- Proctoring logistics: Online providers may charge a separate fee for remote proctoring sessions. Confirm whether proctoring is included in the course price.
Students should also confirm that the provider reports course completions directly to PSI. Most approved providers handle this reporting automatically, but students typically need to provide their Social Security number for the reporting process.
From course completion to exam readiness
After passing the course final exam, the provider issues a certificate of completion and reports the completion to PSI, which opens the candidate's eligibility to schedule the state licensing exam. Course completion certificates carry an eligibility window — candidates typically have one year from the date of completion to pass the state exam before they must retake the pre-licensing course.
The 60-hour pre-licensing course is the primary study resource, covering topics tested on both the national and state portions of the Maryland real estate exam, including property law, finance, contracts, agency relationships, and ethics. Candidates must score at least 70% on each portion of the exam, which is administered by PSI as a computer-based test lasting two hours. PSI offers a national practice test through its online store that mirrors the exam's objectives and simulates the test-day experience, though it does not cover Maryland-specific law. Completing the pre-licensing course satisfies the education requirement and builds the knowledge base needed for both exam portions.
Many students supplement their coursework with additional exam preparation materials to reinforce specific content areas and practice test-taking strategies.
PSI Examination Services, the official exam vendor for the Maryland Real Estate Commission, offers a national real estate salesperson practice test through its online store with 100 questions covering the national portion of the exam. The practice test features timed mode, a single attempt, and 365 days of access, and mirrors the national test's objectives. The practice test does not cover state-specific law or protocol.
Yes, free real estate exam practice questions and sample tests are available from various online study resources. PSI, the official exam vendor for Maryland, also sells a national practice test with 100 questions through its online store, though that product covers only the national portion and not state-specific Maryland law.
After passing both portions of the state exam, candidates have one year from the exam date to apply for their license, according to the MREC licensing FAQs[2]. The next steps — finding a sponsoring broker and submitting the license application — follow the exam. For agents who later want to advance, Maryland offers a separate broker pre-licensing pathway with its own experience and education requirements, as outlined on the Maryland OneStop broker license page[8].
Maryland permits pre-licensing education to be delivered through multiple formats, including classroom instruction, online delivery via the Internet, home study, and other Commission-approved delivery systems. There are no limits on the number of broker pre-licensing hours that may be completed online. The 135-hour broker pre-licensing course, which includes a 3-hour ethics requirement, can be taken through any of these approved delivery methods.
To get started, visit the MREC website's Approved Education Providers list, choose a delivery format that fits your schedule, and confirm the course includes the required ethics module before enrolling.
Sources
- Maryland OneStop — Salesperson LicenseGovernmentMay 2026
- MREC — Licensing FAQsGovernmentMay 2026
- MD MREC — Education Requirements (CE)GovernmentMay 2026
- GBBR — RE School (MD)EducationAugust 2026
- PSI — Real Estate GuideGovernmentAugust 2026
- HUD — Fair Housing Act OverviewGovernmentMarch 2026
- MREC — Education for EducatorsGovernmentMay 2026
- Maryland OneStop — Broker LicenseGovernmentMay 2026