How to get a Missouri real estate broker license
A Missouri real estate broker license lets you operate independently, supervise salespersons, and run your own brokerage firm. The path from salesperson to broker requires at least 24 months of active experience, 48 hours of broker pre-exam education, and a separate licensing exam administered by PSI Services LLC. Whether you pursue the broker and REALTOR® designation together through National Association of REALTORS® membership or hold the license without that affiliation, the Missouri Real Estate Commission (MREC) sets the requirements that govern both paths.
To become a Missouri real estate broker, you must hold an active salesperson license for at least 24 of the last 30 months, complete a 48-hour broker pre-examination course, and pass both the national and state portions of the Missouri broker exam administered by PSI. The broker license application fee is $150, and the application must be submitted within 6 months of the 48-hour broker course completion date. All applicants must also complete fingerprinting through IDEMIA (Identogo) for a Missouri and federal criminal history background check.
What distinguishes a Missouri broker from a salesperson and a real estate agent
A real estate broker holds a higher-level license that allows independent practice, agent supervision, and direct commission earning, while a salesperson must operate under a supervising broker. The REALTOR® designation comes from NAR membership, not from the license tier.
Missouri offers several broker license types to match different business structures. The MREC application form[1] lists Individual Broker, Broker-Salesperson, Broker-Partner, Broker-Officer, Broker-Associate, PC Broker-Salesperson, and Inactive Broker as available categories. An Individual Broker operates as a sole proprietor. Broker-Salespersons hold broker credentials but continue working under another broker. Broker-Officer, Broker-Partner, and Broker-Associate designations serve corporations, partnerships, and LLCs respectively.
A real estate salesperson, commonly called an agent, is licensed to work under a supervising broker and cannot operate independently. A broker may run their own firm, supervise agents, and earn commissions directly, and must meet additional requirements including at least 24 of the last 30 months of active experience as a salesperson and completion of a 48-hour broker pre-examination course. In Missouri, a salesperson must be sponsored by a broker, who holds the salesperson's license and takes responsibility for the salesperson's actions. Sales agents typically earn a portion of the commission from each transaction through their sponsoring broker.
A real estate agent (salesperson) is licensed to work under a supervising broker and cannot practice independently. A broker has completed additional education and experience requirements and may operate an independent firm, hire agents, and supervise salespersons. A REALTOR® is a licensed agent or broker who is a member of the National Association of REALTORS® (NAR) and must abide by NAR's Code of Ethics; not all agents or brokers are REALTORS®.
To become a REALTOR®, a licensed real estate professional must join their local REALTOR® association and pay membership dues. NAR national dues are $156 per member for 2027, plus a $45 special assessment for the Consumer Advertising Campaign. The principals of a real estate firm must join a REALTOR® association before any non-principal can join. REALTORS® must abide by NAR's Code of Ethics and complete ethics training every three years.
Experience requirement for a Missouri broker license
You must be licensed as an active Missouri salesperson for at least 24 of the 30 months immediately preceding your broker license application. This requirement sets the minimum timeline for most applicants and cannot be accelerated through coursework or exam preparation.
The MREC nonresident requirements document[2] establishes this standard, which applies to both resident and nonresident applicants. Your supervising broker must certify your active experience as part of the application process.
Broker applicants must first hold an active Missouri salesperson license for 24 of the last 30 months before applying, which is the dominant timeline factor. After meeting that experience requirement, the applicant completes a 48-hour broker pre-examination course, passes both national and state portions of the PSI-administered broker exam, and submits the license application within six months of the course completion date. PSI schedules exams within five business days of a candidate's call, and most applicants complete the coursework, exam, and application steps within a few weeks to a few months depending on study pace.
Broker pre-licensing education in Missouri
The state requires 48 hours of broker pre-exam coursework from an MREC-approved provider. You must complete this course before sitting for the broker exam. MREC approves online, correspondence, and home study formats for pre-licensing education.
Missouri requires a 48-hour Broker Pre-Examination Course from an MREC-approved education provider. The applicant must hold an active Missouri salesperson license for at least 24 of the 30 months immediately preceding the broker application, and must pass both the national and state portions of the Missouri broker exam. The license application must be submitted within six months of the 48-hour broker course completion date.
The Missouri broker exam
The Missouri broker exam consists of 165 total items across two portions, and you must score at least 75% on both to pass. PSI Services LLC administers the exam, which costs $52 per attempt. The national portion contains 90 items presented as 10 simulation problems with weighted scoring (100 total points), and the state portion contains 75 multiple-choice items (75 points, requiring 57 correct answers).
Exam format and passing scores
| Portion | Items | Format | Points | Passing score |
|---|---|---|---|---|
| National | 90 (10 simulations) | Simulation-based, weighted 0-2 per option | 100 | 75% |
| State | 75 | Multiple-choice | 75 | 75% (57 correct) |
| Total | 165 | Mixed | 175 | Both portions must pass |
These figures come from the PSI Candidate Handbook[3], published July 18, 2024 and hosted on the MREC website. The national portion uses a Minimum Passing Level (MPL) methodology based on scoring weights for Information Gathering and Decision Making components within each simulation problem.
Scheduling and taking the exam
PSI became Missouri's real estate exam vendor effective April 24, 2023, replacing AMP. You can schedule by calling PSI at 1-888-818-5829 or through PSI's online scheduling portal. Candidates are typically scheduled within five business days of contacting PSI, per the MREC exam application page[4].
The exam fee schedule[5] lists $52 for every exam type, whether you take both portions together or retake a single portion. Walk-in candidates are not admitted. PSI administers the exam at test centers in St. Louis, Kansas City, Springfield, and Jefferson City, with additional locations in Kirksville and West Plains, per the MREC exam schedule page[6]. You can also take the exam outside Missouri by calling PSI to register.
If you pass one portion but fail the other, you retake only the failed portion for the same $52 fee. Both portions must be passed to be eligible for a license, per the MREC exam application page[4].
The Missouri broker exam includes simulation-based national questions and state multiple-choice questions, with a 75% passing score required on both portions. The exam vendor, PSI, offers test prep materials and practice tests through its online store, and candidates should arrive at least 30 minutes early with valid government-issued ID. The exam covers property law, real estate finance, contracts, agency relationships, and ethics on the national portion, with state-specific regulation topics on the state portion.
Background check and fingerprinting for broker applicants
All applicants for an original Missouri real estate license must complete a fingerprint-based criminal history background check through IDEMIA (Identogo). You register with MACHS using MREC registration code 0004, per the MREC how-to page[7]. The fingerprinting process takes approximately 10 minutes at an IDEMIA collection site.
As of January 8, 2019, the fingerprinting fee is $41.75, per the MREC Fingerprinting FAQ[8]. MREC does not receive any portion of this fee. This requirement applies to all original license applicants, including those upgrading from salesperson to broker if they have not previously completed a fingerprint-based check.
Submitting your Missouri broker license application
The broker license application fee is $150, effective July 1, 2024 per Missouri Code of State Regulations 20 CSR 2250-5.020[9]. Fees are nonrefundable. You submit the application to MREC with your course completion certificate, proof of passing exam scores, and background check results.
Application deadline
For the standard pathway, you must submit your application within six months of completing the broker pre-exam course, per 20 CSR 2250-3.010[10]. This six-month window encompasses both passing the exam and filing the application. If no pre-exam course is required — for example, licensed attorneys or out-of-state brokers whose course requirement is waived — the deadline runs from the date you pass the relevant exam portion.
Application requirements by license type
The MREC application form[1] requires different attachments depending on the broker license type:
| License type | Required attachments |
|---|---|
| Individual Broker | Current salesperson license, 48-hour broker pre-exam certificate, escrow audit consent form |
| Broker-Salesperson | Current salesperson license, 48-hour broker pre-exam certificate |
| Broker-Officer / Broker-Partner / Broker-Associate | Current salesperson license, 48-hour broker pre-exam certificate, designated broker signature |
| Inactive Broker | Current salesperson license, 48-hour broker pre-exam certificate |
Licensed attorneys must submit a copy of their current bar card with the application. If planning to operate as a corporation, partnership, or LLC, the applicant must also obtain a real estate license for that entity.
Out-of-state licensee pathway to a Missouri broker license
Missouri permits licensees from other jurisdictions to pursue a broker credential. The MREC nonresident requirements document[2] outlines the specific requirements for each pathway.
Missouri offers full reciprocity, allowing licensees from any state or jurisdiction to apply for a Missouri license with reduced requirements. Out-of-state salesperson applicants must pass the state portion of the Missouri salesperson exam, complete the 24-hour Missouri Real Estate Practice Course, and submit a certification of licensure from their home state issued within the prior three months. Out-of-state broker applicants who already hold a broker license in another state must have 24 of the last 30 months of active experience and pass the state portion of the Missouri broker exam.
For salespersons licensed elsewhere, Missouri requires the broker pre-exam course, both exam portions, and application within the standard six-month window from course completion.
Brokers already licensed in another jurisdiction take only the Missouri state exam section, with the pre-exam course waived. They must apply within six months of passing.
Nonresident applicants must provide a license-history certification from their home state's real estate regulator, no more than 90 days old. Photocopies of the license itself do not qualify. If the applicant's home state issues only broker licenses, Missouri treats the single license as equivalent to a salesperson license for experience-counting purposes.
Broker license renewal and continuing education
Missouri broker credentials follow a biennial cycle, expiring June 30 in even-numbered years. A fee applies for each renewal, per the MREC renewal page[11]. The CEU requirements page[12] names Fair Housing as the required CORE topic for the 2026-2028 cycle. An Agency CORE topic follows for 2028-2030.
Brokers new to the tier who never took the Missouri Real Estate Practice (MREP) Course during salesperson licensing must complete it before first renewal, per the MREC general renewal information page[13].
Missouri requires 12 hours of MREC-approved continuing education per 2-year renewal cycle to renew a broker license, with at least 3 hours in a CORE course. The remaining 9 hours may be core or elective credit. Broker licenses expire June 30 of even-numbered years, and for the 2026-2028 renewal period, the CORE course must cover Fair Housing.
Next steps
If you meet the experience requirement, your next action is to enroll in a broker pre-exam course from an MREC-approved provider. Once you complete the course, schedule your broker exam with PSI, complete your fingerprinting through MACHS, and gather your application materials. The six-month clock starts on your course completion date, so plan your exam and application submission within that window.
Sources
- MO RE Commission — Application PDFGovernmentMay 2026
- MREC — Resident/Nonresident RequirementsGovernmentMay 2026
- Missouri Real Estate Commission / PSI Candidate Handbook (dated 7/18/2024)EducationAugust 2026
- MO Division of Professional Registration — RE Exam & ApplicationGovernmentMay 2026
- Missouri PR — RE Exam FeesGovernmentMay 2026
- MO PR — RE Exam ScheduleGovernmentMay 2026
- MO Prof. Registration — RE How-ToGovernmentMay 2026
- Missouri Real Estate Commission — Fingerprinting FAQ (pr.mo.gov)EducationAugust 2026
- Missouri Secretary of State - Code of State Regulations, 20 CSR 2250-5.020EducationAugust 2026
- Missouri Code of State Regulations 20 CSR 2250-3.010 (Applications for License) and 20 CSR 2250-4.080 (Nonresident Licenses; Reciprocity), via Cornell Law InstituteEducationAugust 2026
- Missouri Division of Professional Registration - Real Estate CommissionEducationAugust 2026
- MO Prof. Registration — RE CEU RequirementsGovernmentMay 2026
- MO Division of Professional Registration — Real Estate (General Renewal Info)GovernmentMay 2026