Get your New York license — 100% online at your own pace
RealEstateU offers the most affordable online insurance licensing courses in New York
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20-hour New York Life Insurance Course
- Online self-study course
- Satisfies the education requirements to sit for the NY Life Agent exam
20-hour New York Accident and Health Insurance Course
- Online self-study course
- Satisfies the education requirements to sit for the NY Accident and Health Agent exam
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Benefits of Becoming a licensed insurance Agent in NY
- Independence: Most insurance agents work as independent contractors and have flexible work schedules
- Stable Demand: There is stable demand for insurance agents
- Multiple Career Paths: There are several job openings for insurance agents. These include working as an agent, a claims adjuster, or an underwriter.
Regulatory Information
All our courses are accredited by the New York State Department of Financial Services (DFS).
- RealEstateU School Code: 80024
Commonly Asked Questions on Getting Licensed in New York
There are 3 steps you need to take to become an insurance agent in New York. Step 1: Complete the Required Pre-Licensing Course Before you can sit for the state licensing exam, you first must complete the required pre-licensing course(s) for the type of insurance you want to sell. These include: - Life Insurance Only: 20 hours - Accident & Health Insurance Only: 20 hours - Life, Accident & Health Insurance (Combined): 40 hours - Property & Casualty (P&C) Insurance: 90 hours - Personal Lines Insurance: 40 hours Step 2: Schedule and Pass the New York State Insurance Exam. After you complete the required education, your next step is to schedule and take the state licensing exam with PSI. - You can schedule your exam with PSI online or by the phone. - Be sure to schedule the correct exam, as there is a separate exam for each license type (for example, Life, Accident & Health, Property & Casualty, Personal Lines) - Pay the exam fee to PSI ($40 per attempt) - Pass the exam with a score of 70% or higher - You must apply for a license within 2 years of passing the state licensing exam. Step 3: Apply for your NY Insurance License After you pass the state exam, you can then apply for your insurance license. - You can apply online through the NY DFS online portal (called NY LINX). - Include your Certificate of Completion from the pre-licensing course you completed. - Pay the $80 application fee ($40 per year with a two-year renewal cycle)
An insurance license is required in New York for any individuals or business entities who engage in the activities of selling, soliciting, or negotiating insurance needs for others.
You can complete the required pre-licensing course in 1-3 weeks, depending on what insurance license type you are looking to obtain. The remaining steps (passing the state exam and submitting an application) will most likely take 1-2 months. This means it will most likely take you at least 2-3 months to get a NY insurance agent license.
An entry-level insurance agent in New York State might expect a starting base salary in the range of $35,000 and $48,000 per year. Individuals in New York City should expect a higher base salary in the range of $42,000 to $52,000 per year.
Several jobs can be done with an insurance license. Work as an insurance agent to sell insurance products. Work as a claims adjuster. Work as an underwriter