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Requirements
How to Get a Real Estate Salesperson's License in Kentucky
A real estate sales associate applicant in Kentucky must be at least 18 years of age and show proof of high school graduation or its equivalent.
If you meet these qualifications, you can earn your Kentucky real estate sales agent license in 6 steps.
- Complete the 96-Hour Kentucky Pre-license Education Course
Kentucky sales associate license applicants must complete pre-licensing education before taking the exam. The education can be six credit hours in real estate courses from an accredited college or a 96-hour pre-license course from an approved proprietary school.
Once you pass the course final, you will be issued a course completion certificate. There is no time limit between when you finish the education and when you can take your exam.
- Submit Fingerprints for a Background Check
Kentucky requires all applicants to request a copy of their national criminal history before registering for the real estate exam or submitting their activation paperwork. You can contact the FBI at www.edo.cjis.gov or the Kentucky State Police for fingerprinting by visiting Uenroll.identogo.com.
Note that all national criminal history checks expire 90 days after the report date of issuance.
- Apply for the State Exam
The KREC has contracted with PSI to administer the state licensing exam. You must have finished your course hours and initiated your FBI background check before scheduling the exam.
The Kentucky Salesperson Exam costs $100 and is payable directly to PSI. The company accepts credit cards (Visa, Mastercard, American Express, or Discover) for payment.
You’ll need your pre-license school code to schedule the exam. Codes are available from your school and also in the PSI Candidate Information Bulletin. Find the testing schedule on the PSI website or the state Candidate Handbook.
Online registration is the easiest and fastest way to set up your state licensing exam. You can also call 855-746-8176 for registration assistance.
- Take and Pass the State Exam
The Kentucky state exam has a national portion and a state portion. A passing score is 75%.
About the sales associate real estate exam:
The national section is allocated 150 minutes to answer 80 questions.
The state section is allocated 90 minutes to answer 50 questions.
There may be five to ten "pretested" questions that will not count towards your score. These questions are not identified.
- Purchase Errors and Omissions Insurance
Kentucky real estate licensees have the option to participate in the Kentucky Real Estate Commission’s group Errors & Omissions Insurance Policy carried by RISC Insurance Company. Basic plans start at $106 plus a KY and municipal surcharge. Or, you can carry E&O through a private carrier. No matter where you purchase your E&O coverage, the KREC charges a $10 processing fee.
- Apply for a Kentucky Sales Associate Real Estate License
You have 60 days from passing the state exam to apply for your sales associate license. The licensing fee is $130 for an active license, made payable to the Kentucky Real Estate Commission via credit card, debit card, or electronic check.
The documentation you’ll need includes:
Proof of high school diploma, GED, or equivalent
Real estate education documentation via official college transcript or course completion certificate
Background check record and fingerprint card
Proof of E&O Insurance
KREC requires you to send all the documentation as a complete package. It will review your application and make a decision. Once approved, congratulations! You are a licensed Kentucky Sales Associate.
You can see the specific breakdown of questions asked by topic area in the Candidate Handbook.
If you pass the exam, you will receive your license application at the PSI testing center. If you fail, your score report will have diagnostic information. You must retake the failed portion(s) within (4) months.
Step 5: Purchase Errors and Omissions Insurance
Kentucky real estate licensees have the option to participate in the Kentucky Real Estate Commission's group Errors & Omissions Insurance Policy carried by RISC Insurance Company. Basic plans start at $106 plus a KY and municipal surcharge. Or, you can carry E&O through a private carrier. No matter where you purchase your E&O coverage, the KREC charges a $10 processing fee.
Step 6: Apply for a Kentucky Sales Associate Real Estate License
You have 60 days from passing the state exam to apply for your sales associate license. The licensing fee is $130 for an active license, made payable to the Kentucky Real Estate Commission via credit card, debit card, or electronic check.
The documentation you'll need includes:
- Proof of high school diploma, GED, or equivalent
- Real estate education documentation via official college transcript or course completion certificate
- Background check record and fingerprint card
- Proof of E&O Insurance
KREC requires you to send all the documentation as a complete package. It will review your application and make a decision. Once approved, congratulations! You are a licensed Kentucky Sales Associate.
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Kentucky Real Estate License Course
- Hour Kentucky Sales Associate Pre-License Course Online
The fastest and most affordable way to get your real estate sales associate license in Kentucky! Here you'll learn:
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