Cost to become a real estate agent in Vermont
The total cost to get a Vermont real estate license covers the 40-hour pre-licensing course, national exam, state application, and post-licensure education. Vermont does not charge a background check or fingerprinting fee for real estate applicants, which keeps the total lower than in many other states. For anyone researching how do I become a real estate agent in Vermont, understanding these expenses is the first practical step.
Total cost to get a Vermont real estate license
A Vermont real estate salesperson license involves four mandatory cost components: a 40-hour pre-licensing course, a national exam, a state application, and post-licensure education. The cost for a real estate license varies primarily based on which pre-licensing course package you select and whether promotional pricing is available.
| Cost item | Amount | Frequency | Source |
|---|---|---|---|
| Pre-licensing course (40 hours) | ~$270-$580 | One-time | Education providers |
| National exam (PSI) | $110 | Per attempt | PSI Services |
| State exam | Included in application | One-time | Vermont OPR |
| Salesperson application fee | $100 | One-time | Vermont OPR |
| Post-licensure education (8 hours) | ~$48-$79 | One-time | Education providers |
| License renewal | $220 | Every 2 years | Vermont OPR |
| Continuing education (16 hours) | ~$50-$300 | Per renewal cycle | Education providers |
| NAR dues and assessment | $201 | Annual | NAR |
The Vermont OPR fee schedule[1], updated July 1, 2025, establishes the application and renewal fees listed above. Regulatory fees are set by the Vermont Legislature and codified in Vermont Statutes, Title 26, Chapter 41[2]. The application instructions[3] list the required submission items, which do not include a background check or fingerprinting requirement. The national exam fee is set by PSI Services[4], the exam vendor contracted by the Vermont Real Estate Commission.
Applicants who hold a current, active license in another state may qualify for Vermont's endorsement pathway, which can waive the pre-licensing course and national exam. This can reduce the cost of becoming a real estate agent to approximately $100 for the application fee alone, plus any post-licensure education that may apply.
Vermont pre-licensing course cost
The 40-hour pre-licensing course that the Vermont Real Estate Commission requires costs between approximately $270 and $580, depending on the provider and package tier. For those wondering how much are real estate classes, Vermont's 40-hour requirement keeps costs comparatively low compared to states that mandate 60 or more hours.
Vermont requires a 40-hour prelicensing course approved by the Vermont Real Estate Commission for both salesperson and broker licensure. The course completion certificate must be uploaded with the license application through OPR's Online Services System. Approved courses can be found through OPR's online course search on the Secretary of State website.
Course packages vary in what they include beyond the required instruction. A basic package provides the coursework and a completion certificate. Higher-tier packages add exam prep materials, practice tests, and sometimes the 8-hour post-licensure education course. The cost for a real estate course tends to increase with these add-ons, and some providers offer payment plans that spread the expense over several months.
The cost of a Vermont 40-hour pre-licensing course varies by education provider and package tier. Approved education providers can be found through the Vermont Office of Professional Regulation's online course search. The state does not require schools to report course completions; applicants submit their certificate of completion directly with the license application.
Package delivery format can also influence the total price.
Vermont requires a 40-hour pre-licensing course approved by the Commission, with no stated requirement for in-person instruction or mandatory live hours. Approved providers offering online, self-paced courses can be found through the Vermont Office of Professional Regulation's online course search. The state does not require schools to report course completions; applicants submit their certificate of completion directly with the license application.
Comparing package options across multiple providers is the most effective way to manage this expense.
Vermont-approved prelicensing courses can be found through OPR's online course search on the Secretary of State website. The state requires a 40-hour prelicensing course approved by the Vermont Real Estate Commission for both salesperson and broker licensure. Students submit their certificate of completion directly with their license application, as the state does not require schools to report course completions.
Vermont real estate exam fee
Vermont's licensing exam has two parts: a national portion administered by PSI at test centers, and a state portion embedded in the online application. Only the national portion carries a per-attempt fee.
The national real estate examination fee in Vermont is $110 per attempt, set by PSI Services, the exam vendor contracted by the Vermont Real Estate Commission. The state portion of the exam is administered within the online application process and does not carry a separate exam fee. If a candidate fails one part of the exam, they may retake that part within 6 months; after 2 failures or 6 months, the full exam must be retaken, and the $110 fee applies to each attempt at the national portion.
Candidates must pass both portions to qualify for licensure.
The Vermont real estate licensing exam consists of two parts: a national portion and a state portion. The national exam is administered by PSI Services at PSI test centers and covers topics such as agency relationships, contracts, finance, property ownership, and property management. The state exam is administered by the Vermont Office of Professional Regulation (OPR) as part of the online license application process, not through PSI. A candidate who fails one part may retake that part within six months; after six months or two failures, the candidate must retake the full exam.
Each exam retake requires a new fee paid to PSI.
Vermont salesperson application and post-licensing fees
The Vermont salesperson application fee is $100, paid through the Online Services System when you submit your license application. This fee covers the state examination, which is part of the application process. Applications are processed within 3 to 5 business days, according to the OPR application instructions[3].
After your license is issued, Vermont requires 8 hours of post-licensure education within 90 days of issuance. This requirement, established under 26 V.S.A. Chapter 41[2], costs approximately $48 to $79 depending on the provider. Most approved post-licensure courses are offered as 2-hour modules, and you may not take multiple courses in the same topic for credit, per the post-licensure education requirements[5].
Post-licensure education does not apply to salespersons who endorse into Vermont from another state, which reduces the total expense for endorsement applicants.
Ongoing costs of a Vermont real estate license
Maintaining a Vermont real estate license involves renewal fees, continuing education, and optional association dues that total several hundred dollars per year. The largest recurring expense is the biennial license renewal.
The renewal fee for a Vermont real estate license is $220 for both salespersons and brokers, per the Vermont Office of Professional Regulation fee schedule updated July 1, 2025. Salesperson licenses renew on May 31 of even-numbered years, and broker licenses renew on March 31 of even-numbered years. Late renewals incur additional penalties beyond the standard renewal fee.
Salesperson renewals occur in even-numbered years. Renewal requires 16 hours of continuing education, including a 4-hour mandatory course designated by the Commission, according to the Vermont OPR renewal instructions[6]. Continuing education costs vary by provider and course selection.
First-time renewing salespersons must also show proof of the 8 hours of post-licensure education completed within 90 days of license issuance. Licensees who have held their license for less than the full two-year cycle are not required to complete the 16 hours of CE at their first renewal, but must still show the 8-hour post-licensure proof.
REALTOR® association dues
Joining the National Association of REALTORS® is optional but common among Vermont agents. The cost to become a REALTOR® includes NAR national dues of $156 per year plus a $45 special assessment for the Consumer Advertising Campaign, totaling $201 annually as of 2027, according to the NAR dues information page[7]. Local and state association dues vary by board and add to this total.
The cost of getting a REALTOR® license through association membership is separate from the state licensing fee. REALTOR® membership provides MLS access, professional standards enforcement, and advocacy, but is not legally required to hold a real estate license in Vermont.
Vermont's 90-day initial license policy
Vermont's OPR applies a 90-day policy for initial licenses, as described in the OPR fee schedule[1]. If a license is issued 90 days or fewer before the profession's renewal date, it extends through the next full two-year period. If issued more than 90 days before renewal, the licensee must renew for the upcoming cycle. This policy affects when new licensees face their first renewal fee.
Brokerage fees and business expenses
Beyond licensing costs, new agents should budget for brokerage fees and operational expenses that vary significantly by broker. Monthly desk or office fees range from approximately $25 to $600, with an average of about $125 per month. Some brokers also charge a start-up fee of around $150.
Commission splits between agent and broker typically range from 50/50 to 90/10, with 70/30 common for new agents.
Vermont's average total real estate commission rate is 5.57% as of May 2026 data, compared to a national average of 5.7%. The commission is typically split between the listing agent and the buyer's agent, with each earning approximately 2.5% to 3% of the sale price. Commissions are negotiable, and following the 2024 NAR settlement, the party responsible for paying buyer-side compensation is negotiated upfront rather than automatically paid by the seller.
Additional business expenses include MLS access at approximately $30 per month, errors and omissions insurance at approximately $500 per year, and marketing costs. According to the NAR Member Profile (2025)[8], members spent a median of $8,010 on business expenses in 2024.
Real estate agents work as independent contractors, and many of these expenses are tax-deductible. Licensing fees, course costs, association dues, and business expenses may reduce taxable income, so agents should consult a tax professional about their specific situation.
Income potential for Vermont real estate licensees
Vermont real estate agents earn income primarily through commissions on property sales, and earnings vary widely based on experience and market activity. How much real estate agents get in Vermont depends on transaction volume, commission splits, and years in the business.
According to the Bureau of Labor Statistics (May 2023), Vermont real estate sales agents had a mean annual wage of $100,750, with 160 employed in the state. Nationally, the median annual wage for real estate sales agents was $56,320 in May 2024, and for brokers it was $72,280. The National Association of REALTORS® reported a median gross income of $58,100 for all real estate agents in its 2025 Member Profile, with those having 16 or more years of experience earning $78,900 annually.
The BLS Occupational Outlook Handbook[9] projects 3% job growth for real estate sales agents from 2024 to 2034, with approximately 46,300 annual openings nationally. The BLS notes that earnings may be irregular, especially for beginners.
Vermont broker license cost
The cost to become a real estate broker in Vermont includes a separate 40-hour broker pre-licensing course, the national broker exam, and a broker application fee. Broker candidates must have at least 2 years of experience as a licensed salesperson with at least 8 closed, unrelated transactions, per the Vermont Real Estate Commission administrative rules[10].
The Vermont broker application fee is $100, the national exam administered by PSI costs $110 per attempt, and the state exam is included in the online application at no separate fee. The biennial renewal fee is $220. Prelicensing course costs vary by provider, but the 40-hour broker prelicensing course is a required expense before applying.
Broker pre-licensing courses are priced in a similar range to salesperson courses. The broker renewal fee matches the salesperson rate, and brokers must complete 24 hours of continuing education per renewal cycle, compared to 16 hours for salespersons, according to Vermont REALTORS®[11].
Budgeting for your Vermont real estate license
The total cost to get a real estate license in Vermont depends most on your choice of pre-licensing course package. To begin, compare approved providers through the Vermont Office of Professional Regulation and select a course that fits your budget. The course is the largest variable expense, while the exam, application, and post-licensure fees are fixed costs you can plan for in advance.
The application fee for a Vermont real estate salesperson license is $100, and the national examination fee administered by PSI is $110 per attempt. Pre-licensing course costs vary by education provider and package tier; approved providers can be found through the Vermont Office of Professional Regulation's online course search. The state exam is administered within the online application at no separate fee. New salespersons must also complete 8 hours of post-licensure education within 90 days of licensure, which carries an additional cost that varies by provider.
Sources
- Vermont OPR — Initial Licensing & Renewal Fees (PDF)GovernmentAugust 2026
- Vermont Statutes — 26 V.S.A. Chapter 41 (Real Estate)StatuteAugust 2026
- Vermont OPR — RE Application Instructions (PDF)GovernmentAugust 2026
- PSI Services LLC — Vermont Real Estate Candidate Information BulletinEducationAugust 2026
- VT SOS — RE Post-Licensure Ed Requirements (PDF)GovernmentMay 2026
- VT SOS — RE Salesperson Renewal PDFGovernmentMay 2026
- NAR — Membership Dues InfoGovernmentAugust 2026
- NAR — Agent IncomeGovernmentAugust 2026
- BLS OOH — RE Brokers & AgentsGovernmentMay 2026
- Vermont OPR — RE Broker & Salesperson Administrative Rules (PDF)GovernmentAugust 2026
- Vermont Realtors — License RenewalGovernmentAugust 2026